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Minimum Regulatory Capital Requirements (Tables)

12 Months Ended

Dec. 31, 2019

Banking And Thrift [Abstract]

Summary of Capital Requirements Administered by Banking Agencies Risk Based Capital Ratios

The Bank continues to be subject to various capital requirements administered by banking agencies. Risk based capital ratios for the Bank as of December 31, 2019 and 2018 are shown in the following table:

	Actual								For Capital Adequacy Purposes (1)								To Be Well Capitalized Under the Prompt Corrective Action Provisions
(Dollars in thousands)	Amount $000s						Ratio		Amount $000s						Ratio		Amount $000s						Ratio
As of December 31, 2019
Total risk based capital
(To risk rated assets)
Blue Ridge Bank, N.A.	$		79,911				11.82%		$		71,007				10.50%		$		67,626				10.00%
Tier I capital
(To risk rated assets)
Blue Ridge Bank, N.A.	$		75,339				11.14%		$		57,482				8.50%		$		54,101				8.00%
Common equity tier 1 capital
(To risk rated assets)
Blue Ridge Bank, N.A.	$		75,339				11.14%		$		47,338				7.00%		$		43,957				6.50%
Tier I capital
(To average assets)
Blue Ridge Bank, N.A.	$		75,339				8.00%		$		61,216				6.50%		$		47,090				5.00%

	Actual								For Capital Adequacy Purposes (1)								To Be Well Capitalized Under the Prompt Corrective Action Provisions
(Dollars in thousands)	Amount $000s						Ratio		Amount $000s						Ratio		Amount $000s						Ratio
As of December 31, 2018
Total risk based capital
(To risk rated assets)
Blue Ridge Bank, N.A.	$		48,811				12.11%		$		39,790				9.875%		$		40,294				10.00%
Tier I capital
(To risk rated assets)
Blue Ridge Bank, N.A.	$		45,231				11.23%		$		31,731				7.875%		$		32,235				8.00%
Common equity tier 1 capital
(To risk rated assets)
Blue Ridge Bank, N.A.	$		45,231				11.23%		$		25,687				6.375%		$		26,191				6.50%
Tier I capital
(To average assets)
Blue Ridge Bank, N.A.	$		45,231				8.89%		$		20,342				4.000%		$		25,428				5.00%

(1) Except with regard to the Bank’s Tier 1 to average assets ratio, the minimum capital requirement includes the phased-in portion of the Basel III Capital Rules capital conservation buffer as of the applicable date.

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- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1G
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958577-112826

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1H
-Subparagraph (c)(2)
-URI http://asc.fasb.org/extlink&oid=117337116&loc=d3e65071-112826

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826

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