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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Cash flows from operating activities:    
Net income $ 4,604 $ 4,573
Adjustments to reconcile net income to net cash used in operating activities:    
Depreciation, amortization and accretion 539 415
Deferred income taxes (85) (9)
Provision for loan losses 1,742 1,225
Proceeds from sale of loans held for sale, originated 352,700 161,764
Gain on sale of loans held for sale, originated (10,387) (4,541)
Gain on sale of securities (451) (5)
Loans held for sale, originated (363,228) (165,656)
(Gain) loss on disposal of premises and equipment (1) (1)
Loss on sale of other real estate owned 43  
Investment amortization expense, net 624 239
Amortization of debt refinancing fees   63
Amortization of subordinated debt issuance costs 33 33
Amortization of other intangibles 455 505
Earnings on life insurance (936) (200)
Increase in other assets (9,439) (2,766)
Increase (decrease) in accrued expenses 8,471 (537)
Non-cash equity compensation 231 129
Release of unearned ESOP shares   200
Net cash used in operating activities (15,085) (4,569)
Cash flows used in investing activities:    
Net (increase) decrease in federal funds sold 66 (458)
Purchase of securities available for sale (70,737) (11,582)
Purchase of securities held to maturity   (4,401)
Proceeds from calls, maturities, sales, paydowns and maturities of securities available for sale 44,397 5,274
Proceeds from calls, maturities, sales, paydowns and maturities of securities held for investment 3,280 1,915
Purchase of insurance policies (600) (600)
Redemption of insurance policies 1,058  
Net change in restricted equity securities (2,692) (1,475)
Net increase in loans held for investment (59,743) (84,511)
Net increase in loans held for sale, participations (5,497) (3,580)
Purchase of premises and equipment (1,127) (1,496)
Increase in Goodwill (613) (600)
Proceeds from sale of assets 13 17
Capital calls of SBIC funds and other investments (1,177) (552)
VCB acquisition, net of cash acquired (6,968)  
Nonincome distributions from limited liability companies 160 97
Net cash used in investing activities (100,180) (101,952)
Cash flows from financing activities:    
Net increase in deposits 88,932 75,737
Common stock dividends paid (2,473) (1,501)
Federal Home Loan Bank advances 395,000 185,300
Federal Home Loan Bank repayments (343,300) (148,157)
Issuance of common stock 22,119  
Noncontrolling interest distributions (13)  
Repayment of contingent ESOP liability   (151)
Net cash provided by financing activities 160,265 111,228
Net increase in cash and due from banks 45,000 4,707
Cash and due from banks at beginning of period 15,026 10,319
Cash and due from banks at end of period $ 60,026 $ 15,026