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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Cash flows from operating activities:    
Net income $ 4,071 $ 3,587
Adjustments to reconcile net income to net cash used in operating activities:    
Depreciation, amortization and accretion 383 295
Deferred income taxes 9 (325)
Provision for loan losses 1,465 640
Proceeds from sale of loans held for sale, originated 241,112 105,343
Gain on sale of loans held for sale, originated (7,455) (2,954)
Gain on sale of securities (86) (5)
Loans held for sale, originated (264,625) (108,773)
(Gain) loss on disposal of premises and equipment (2) 5
Loss on sale of other real estate owned 33  
Investment amortization expense, net 356 182
Amortization of debt refinancing fees   57
Amortization of subordinated debt issuance costs 25 25
Amortization of other intangibles 352 390
Earnings on life insurance (874) (148)
Increase in other assets (9,677) (2,392)
Increase (decrease) in accrued expenses 8,893 (160)
Release of unearned ESOP shares   196
Net cash used in operating activities (26,020) (4,037)
Cash flows used in investing activities:    
Net (increase) decrease in federal funds sold 261 (138)
Purchase of securities available for sale (96,743) (9,307)
Purchase of securities held to maturity   (4,401)
Proceeds from calls, maturities, sales, paydowns and maturities of securities available for sale 15,231 4,342
Proceeds from calls, maturities, sales, paydowns and maturities of securities held for investment 2,370 1,915
Purchase of insurance policies (600)  
Redemption of insurance policies 1,058  
Net change in restricted equity securities (2,717) (249)
Net increase in loans held for investment (46,650) (45,484)
Net increase in loans held for sale, participations (20,053) (4,719)
Purchase of premises and equipment (507) (640)
Proceeds from sale of premises and equipment 13 4
Capital calls of SBIC funds and other investments (665) (310)
Nonincome distributions from limited liability companies 147 252
Net cash used in investing activities (148,855) (58,735)
Cash flows from financing activities:    
Net increase in deposits 105,254 53,683
Common stock dividends paid (1,866) (1,110)
Federal Home Loan Bank advances 257,100 106,100
Federal Home Loan Bank repayments (200,600) (92,700)
Issuance of common stock 22,279 89
Repayment of contingent ESOP liability   (151)
Net cash provided by financing activities 182,167 65,911
Net increase in cash and due from banks 7,292 3,139
Cash and due from banks at beginning of period 15,026 10,319
Cash and due from banks at end of period 22,318 13,458
Supplemental disclosures of cash flow information:    
Cash paid during the period for interest $ 6,217 $ 3,203