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Business Segments (Tables) | 3 Months Ended
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Mar. 31, 2020
Segment Reporting [Abstract] |
Summary of Segment Reporting Information by Segment | The following tables present revenues and expenses by segment for the three months ended March 31, 2020 and March 31, 2019.
| Three Months Ended March 31, 2020 |
(in thousands) | Blue Ridge Bank |  |  | Blue Ridge Bank Mortgage Division |  |  | MoneyWise Payroll Solutions, Inc. |  |  | Parent Only |  |  | Eliminations |  |  | Blue Ridge Bankshares, Inc. Consolidated |
Revenues: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest income | $ | 10,057 |  |  | $ | 362 |  |  | $ | — |  |  | $ | 4 |  |  | $ | — |  |  | $ | 10,423 |
Service charges on deposit accounts |  | 272 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 272 |
Mortgage banking income, net |  | — |  |  |  | 3,861 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 3,861 |
Payroll processing revenue |  | — |  |  |  | — |  |  |  | 303 |  |  |  | — |  |  |  | — |  |  |  | 303 |
Other operating income |  | 568 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (6 | ) |  |  | 562 |
Total income |  | 10,897 |  |  |  | 4,223 |  |  |  | 303 |  |  |  | 4 |  |  |  | (6 | ) |  |  | 15,421 |
Expenses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest expense |  | 2,121 |  |  |  | 102 |  |  |  | — |  |  |  | 177 |  |  |  | — |  |  |  | 2,400 |
Provision for loan losses |  | 575 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 575 |
Salary and benefits |  | 3,320 |  |  |  | 3,908 |  |  |  | 113 |  |  |  | — |  |  |  | — |  |  |  | 7,341 |
Other operating expenses |  | 2,559 |  |  |  | 1,105 |  |  |  | 130 |  |  |  | 209 |  |  |  | (6 | ) |  |  | 3,997 |
Total expense |  | 8,575 |  |  |  | 5,115 |  |  |  | 243 |  |  |  | 386 |  |  |  | (6 | ) |  |  | 14,313 |
Income (loss) before income taxes |  | 2,322 |  |  |  | (892 | ) |  |  | 60 |  |  |  | (382 | ) |  |  | — |  |  |  | 1,108 |
Income tax expense (benefit) |  | 485 |  |  |  | (188 | ) |  |  | 13 |  |  |  | (43 | ) |  |  | — |  |  |  | 267 |
Net income (loss) | $ | 1,837 |  |  | $ | (704 | ) |  | $ | 47 |  |  | $ | (339 | ) |  | $ | — |  |  | $ | 841 |
Net (income) loss attributable to noncontrolling interest | $ | — |  |  | $ | — |  |  | $ | (9 | ) |  | $ | — |  |  | $ | — |  |  | $ | (9 | )
Net income (loss) attributable to Blue Ridge Bankshares, Inc. | $ | 1,837 |  |  | $ | (704 | ) |  | $ | 38 |  |  | $ | (339 | ) |  | $ | — |  |  | $ | 832 |
| Three Months Ended March 31, 2019 |
(in thousands) | Blue Ridge Bank |  |  | Blue Ridge Bank Mortgage Division |  |  | MoneyWise Payroll Solutions, Inc. |  |  | Parent Only |  |  | Eliminations |  |  | Blue Ridge Bankshares, Inc. Consolidated |
Revenues: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest income | $ | 6,493 |  |  | $ | 178 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 6,671 |
Service charges on deposit accounts |  | 134 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 134 |
Mortgage banking income, net |  | — |  |  |  | 3,062 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 3,062 |
Payroll processing revenue |  | — |  |  |  | — |  |  |  | 280 |  |  |  | — |  |  |  | — |  |  |  | 280 |
Other operating income |  | 430 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (7 | ) |  |  | 423 |
Total income |  | 7,057 |  |  |  | 3,240 |  |  |  | 280 |  |  |  | — |  |  |  | (7 | ) |  |  | 10,570 |
Expenses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Interest expense |  | 1,550 |  |  |  | 95 |  |  |  | — |  |  |  | 177 |  |  |  | — |  |  |  | 1,822 |
Provision for loan losses |  | 295 |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 295 |
Salary and benefits |  | 2,017 |  |  |  | 2,143 |  |  |  | 86 |  |  |  | — |  |  |  | — |  |  |  | 4,246 |
Other operating expenses |  | 1,764 |  |  |  | 724 |  |  |  | 113 |  |  |  | 10 |  |  |  | (7 | ) |  |  | 2,604 |
Total expense |  | 5,626 |  |  |  | 2,962 |  |  |  | 199 |  |  |  | 187 |  |  |  | (7 | ) |  |  | 8,967 |
Income (loss) before income taxes |  | 1,431 |  |  |  | 278 |  |  |  | 81 |  |  |  | (187 | ) |  |  | — |  |  |  | 1,603 |
Income tax expense (benefit) |  | 285 |  |  |  | 59 |  |  |  | 14 |  |  |  | (37 | ) |  |  | — |  |  |  | 321 |
Net income (loss) | $ | 1,146 |  |  | $ | 219 |  |  | $ | 67 |  |  | $ | (150 | ) |  | $ | — |  |  | $ | 1,282 |
Net (income) loss attributable to noncontrolling interest | $ | — |  |  | $ | — |  |  | $ | (13 | ) |  | $ | — |  |  | $ | — |  |  | $ | (13 | )
Net income (loss) attributable to Blue Ridge Bankshares, Inc. | $ | 1,146 |  |  | $ | 219 |  |  | $ | 54 |  |  | $ | (150 | ) |  | $ | — |  |  | $ | 1,269 |

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