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Business Segments (Tables)

3 Months Ended

Mar. 31, 2020

Segment Reporting [Abstract]

Summary of Segment Reporting Information by Segment

The following tables present revenues and expenses by segment for the three months ended March 31, 2020 and March 31, 2019.

	Three Months Ended March 31, 2020
(in thousands)	Blue Ridge Bank				Blue Ridge Bank Mortgage Division				MoneyWise Payroll Solutions, Inc.				Parent Only				Eliminations				Blue Ridge Bankshares, Inc. Consolidated
Revenues:
Interest income	$	10,057			$	362			$	—			$	4			$	—			$	10,423
Service charges on deposit accounts		272				—				—				—				—				272
Mortgage banking income, net		—				3,861				—				—				—				3,861
Payroll processing revenue		—				—				303				—				—				303
Other operating income		568				—				—				—				(6	)			562
Total income		10,897				4,223				303				4				(6	)			15,421
Expenses:
Interest expense		2,121				102				—				177				—				2,400
Provision for loan losses		575				—				—				—				—				575
Salary and benefits		3,320				3,908				113				—				—				7,341
Other operating expenses		2,559				1,105				130				209				(6	)			3,997
Total expense		8,575				5,115				243				386				(6	)			14,313
Income (loss) before income taxes		2,322				(892	)			60				(382	)			—				1,108
Income tax expense (benefit)		485				(188	)			13				(43	)			—				267
Net income (loss)	$	1,837			$	(704	)		$	47			$	(339	)		$	—			$	841
Net (income) loss attributable to noncontrolling    interest	$	—			$	—			$	(9	)		$	—			$	—			$	(9	)
Net income (loss) attributable to Blue Ridge    Bankshares, Inc.	$	1,837			$	(704	)		$	38			$	(339	)		$	—			$	832

	Three Months Ended March 31, 2019
(in thousands)	Blue Ridge Bank				Blue Ridge Bank Mortgage Division				MoneyWise Payroll Solutions, Inc.				Parent Only				Eliminations				Blue Ridge Bankshares, Inc. Consolidated
Revenues:
Interest income	$	6,493			$	178			$	—			$	—			$	—			$	6,671
Service charges on deposit accounts		134				—				—				—				—				134
Mortgage banking income, net		—				3,062				—				—				—				3,062
Payroll processing revenue		—				—				280				—				—				280
Other operating income		430				—				—				—				(7	)			423
Total income		7,057				3,240				280				—				(7	)			10,570
Expenses:
Interest expense		1,550				95				—				177				—				1,822
Provision for loan losses		295				—				—				—				—				295
Salary and benefits		2,017				2,143				86				—				—				4,246
Other operating expenses		1,764				724				113				10				(7	)			2,604
Total expense		5,626				2,962				199				187				(7	)			8,967
Income (loss) before income taxes		1,431				278				81				(187	)			—				1,603
Income tax expense (benefit)		285				59				14				(37	)			—				321
Net income (loss)	$	1,146			$	219			$	67			$	(150	)		$	—			$	1,282
Net (income) loss attributable to noncontrolling    interest	$	—			$	—			$	(13	)		$	—			$	—			$	(13	)
Net income (loss) attributable to Blue Ridge    Bankshares, Inc.	$	1,146			$	219			$	54			$	(150	)		$	—			$	1,269

X

- Definition

Tabular disclosure of the profit or loss and total assets for each reportable segment. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 22
-URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8736-108599

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 25
-URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8813-108599

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 350
-SubTopic 20
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=108376223&loc=d3e13816-109267

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 21
-Subparagraph (b)
-URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8721-108599

Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
-Paragraph 30
-URI http://asc.fasb.org/extlink&oid=115929826&loc=d3e8906-108599

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- References

No definition available.

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