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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Cash flows from operating activities:    
Net income $ 841 $ 1,282
Adjustments to reconcile net income to net cash used in operating activities:    
Depreciation, amortization and accretion 211 124
Deferred income taxes 85 8
Provision for loan losses 575 295
Proceeds from sale of loans held for sale, originated 67,362 60,443
Gain on sale of loans held for sale, originated (3,041) (1,967)
Loans held for sale, originated (104,815) (61,264)
Loss on disposal of premises and equipment 4 2
Loss on sale of other real estate owned   29
Non-cash equity compensation 79 51
Investment amortization expense, net 229 55
Amortization of subordinated debt issuance costs 8 8
Amortization of other intangibles 154 115
Earnings on life insurance (93) (55)
Increase in other assets (12,361) (8,701)
Increase in accrued expenses 5,618 7,948
Net cash used in operating activities (45,144) (1,627)
Cash flows used in investing activities:    
Net (increase) decrease in federal funds sold 316 (2,693)
Purchase of securities available for sale (200)  
Proceeds from calls, maturities, sales, paydowns and maturities of securities available for sale 9,012 844
Proceeds from calls, maturities, sales, paydowns and maturities of securities held for investment 960  
Purchase of insurance policies   (600)
Net change in restricted equity securities (1,970) 20
Net increase in loans held for investment (24,352) (16,350)
Net (increase) decrease in loans held for sale, participations 6,121 (3,590)
Decrease in Goodwill 23  
Purchase of premises and equipment (832) (175)
Proceeds from sale of premises and equipment 6 13
Capital calls of SBIC funds and other investments (38) (102)
Nonincome distributions from limited liability companies   22
Net cash used in investing activities (10,954) (22,611)
Cash flows from financing activities:    
Net increase in deposits 47,130 9,496
Common stock dividends paid   (617)
Federal Home Loan Bank advances 147,300 30,400
Federal Home Loan Bank repayments (131,200) (35,700)
Issuance of common stock   22,156
Noncontrolling interest distributions   (5)
Net cash provided by financing activities 63,230 25,730
Net increase in cash and due from banks 7,132 1,492
Cash and due from banks at beginning of period 60,026 15,026
Cash and due from banks at end of period 67,158 16,518
Supplemental disclosures of cash flow information:    
Cash paid during the period for interest $ 2,289 $ 1,604