<SEC-DOCUMENT>0001193125-20-144774.txt : 20200518
<SEC-HEADER>0001193125-20-144774.hdr.sgml : 20200518
<ACCEPTANCE-DATETIME>20200518115132
ACCESSION NUMBER:		0001193125-20-144774
CONFORMED SUBMISSION TYPE:	DEFA14A
PUBLIC DOCUMENT COUNT:		3
FILED AS OF DATE:		20200518
DATE AS OF CHANGE:		20200518
EFFECTIVENESS DATE:		20200518

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BLUE RIDGE BANKSHARES, INC.
		CENTRAL INDEX KEY:			0000842717
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				541470908
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		DEFA14A
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39165
		FILM NUMBER:		20888501

	BUSINESS ADDRESS:	
		STREET 1:		17 WEST MAIN STREET
		CITY:			LURAY
		STATE:			VA
		ZIP:			22835
		BUSINESS PHONE:		540-843-5207

	MAIL ADDRESS:	
		STREET 1:		17 WEST MAIN STREET
		CITY:			LURAY
		STATE:			VA
		ZIP:			22835

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BLUE RIDGE BANKSHARES INC
		DATE OF NAME CHANGE:	19881115
</SEC-HEADER>
<DOCUMENT>
<TYPE>DEFA14A
<SEQUENCE>1
<FILENAME>d920233ddefa14a.htm
<DESCRIPTION>DEFA14A
<TEXT>
<HTML><HEAD>
<TITLE>DEFA14A</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="line-height:0px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P>
<P STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>UNITED STATES </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>SECURITIES AND EXCHANGE COMMISSION </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="3"><B>Washington, D.C. 20549 </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="5"><B>SCHEDULE 14A
INFORMATION </B></FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3"><B>Proxy Statement Pursuant to Section 14(a) of the </B></FONT></P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="3"><B>Securities Exchange Act of 1934 </B></FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P><center>
<P STYLE="line-height:6px;margin-top:0px;margin-bottom:2px;border-bottom:1pt solid #000000;width:21%">&nbsp;</P></center>
<P STYLE="margin-top:12px;margin-bottom:0px; margin-left:2%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Filed by the
Registrant&nbsp;&nbsp;&#9745;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Filed by a Party other than the
Registrant&nbsp;&nbsp;&#9744;</FONT></P> <P STYLE="margin-top:12px;margin-bottom:0px; margin-left:2%; text-indent:-2%"><FONT STYLE="font-family:Times New Roman" SIZE="2">Check the appropriate box: </FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE">


<TR>

<TD WIDTH="4%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="95%"></TD></TR>


<TR STYLE="page-break-inside:avoid">
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#9744;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Preliminary Proxy Statement</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#9744;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2"><B>Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))</B></FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#9744;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Definitive Proxy Statement</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:1px"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#9745;</FONT></P></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Definitive Additional Materials</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#9744;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="bottom"><FONT STYLE="font-family:Times New Roman" SIZE="2">Soliciting Material under &#167;240.14a-12<BR><BR><BR></FONT></TD></TR></TABLE>
<P STYLE="margin-top:18px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="6"><B>BLUE RIDGE BANKSHARES, INC. </B></FONT></P> <P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT
STYLE="font-family:Times New Roman" SIZE="2"><B>(Name of registrant as specified in its charter)<BR><BR><BR> </B></FONT></P> <P STYLE="font-size:18px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:0px" ALIGN="center"><FONT STYLE="font-family:Times New Roman" SIZE="1"><B>(Name of person(s) filing proxy statement, if other than the registrant) </B></FONT></P> <P STYLE="margin-top:18px;margin-bottom:0px"><FONT
STYLE="font-family:Times New Roman" SIZE="2">Payment of Filing Fee (Check the appropriate box): </FONT></P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE">


<TR>

<TD WIDTH="4%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="90%"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>

<TR STYLE="page-break-inside:avoid">
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#9745;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">No fee required</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#9744;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Title of each class of securities to which the transaction applies:</FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Aggregate number of securities to which the transaction applies:</FONT></P>
<P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Per unit price or other underlying value of the transaction computed pursuant to Exchange Act Rule 0-11 (set forth the amount on which
the filing fee is calculated and state how it was determined):</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT
STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Proposed maximum aggregate value of the transaction:</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(5)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Total fee paid:</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="24"></TD>
<TD HEIGHT="24" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#9744;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">Fee paid previously with preliminary materials.</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="24"></TD>
<TD HEIGHT="24" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">&#9744;</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top" COLSPAN="3"><FONT STYLE="font-family:Times New Roman" SIZE="2">Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for which the offsetting fee was paid previously. Identify
the previous filing by registration statement number, or the Form or Schedule and the date of its filing.</FONT></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="24"></TD>
<TD HEIGHT="24" COLSPAN="2"></TD>
<TD HEIGHT="24" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(1)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Amount Previously Paid:</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(2)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Form, Schedule or Registration Statement No.:</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(3)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Filing Party:</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
<TR STYLE="page-break-inside:avoid">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"><FONT STYLE="font-family:Times New Roman" SIZE="2">(4)</FONT></TD>
<TD VALIGN="bottom"><FONT SIZE="1">&nbsp;</FONT></TD>
<TD VALIGN="top"> <P STYLE="margin-top:0px;margin-bottom:0px"><FONT STYLE="font-family:Times New Roman" SIZE="2">Date Filed:</FONT></P> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P>
<P STYLE="margin-top:0px;margin-bottom:1px;border-bottom:1px solid #000000"><FONT STYLE="font-family:Times New Roman" SIZE="2">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></P></TD></TR>
</TABLE> <P STYLE="font-size:12px;margin-top:0px;margin-bottom:0px">&nbsp;</P> <P STYLE="line-height:0px;margin-top:0px;margin-bottom:0px;border-bottom:0.5pt solid #000000">&nbsp;</P>
<P STYLE="line-height:3px;margin-top:0px;margin-bottom:2px;border-bottom:0.5pt solid #000000">&nbsp;</P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


<IMG SRC="g920233snap-blueridgelogo.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TO OUR SHAREHOLDERS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Blue Ridge Bankshares, Inc., your Company, had an exciting and eventful year in 2019. The first half of the year saw the Company execute a common stock raise
on the heels of a precipitous equities market drop that started in late 2018. The additional capital raise positioned us to focus on continued prudent growth and expansion in and around the Company&#146;s footprint. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company announced in May 2019 the planned acquisition of Virginia Community Bankshares, Inc. The acquisition was consummated in the 4<SUP
STYLE="font-size:85%; vertical-align:top">th</SUP> quarter of 2019, resulting in the Company approaching $1&nbsp;billion in assets while significantly reducing its cost of funds, improving core deposits, and adding congruent markets to the
Company&#146;s footprint that solidify its presence in the attractive Central Virginia markets. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Company also became a public company and SEC
registrant in December 2019 and was the first company of the new decade to ring the opening bell at the New York Stock Exchange on January&nbsp;2, 2020. Our stock is now on the NYSE American and continues to trade under the &#147;BRBS&#148; ticker
symbol. We believe public registration and the NYSE American listing further enhance shareholder liquidity and allows the Company to have easier access to capital markets in the future. The effort to become a public registrant and list on the NYSE
American was one that took significant resources, and to accomplish this while integrating Virginia Community Bankshares is a testament to the strength and commitment of the BRBS team. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">All of 2019&#146;s activity seems like a distant memory in some ways as the <FONT STYLE="white-space:nowrap">COVID-19</FONT> outbreak brought economic
activity to a screeching halt. We are aggressively communicating with borrowers across all industries, and particularly those most impacted, to do everything we can to support them. One thing is certain, which is there will be significant fallout
from the <FONT STYLE="white-space:nowrap">COVID-19</FONT> crisis. Some businesses will not survive, and while we are working hard to minimize credit losses there will be elevated levels of them. It is inevitable in this environment. While we are
confident about our loan portfolio and capital level, we will need to continually monitor both, and developing and changing information related to them may affect future dividend levels. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We believe the impact of <FONT STYLE="white-space:nowrap">COVID-19</FONT> will fundamentally alter the financial services industry. We expect to see an
acceleration of digitization, which will require the continued evolution of our service delivery model. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This year, 2020, will be a challenging one, and
given the magnitude of societal disruption 2021 likely will be as well, but we are confident that with aggressive and proactive approaches to managing issues we will emerge a stronger organization on the other side of current events. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We are grateful for your interest in Blue Ridge Bankshares, and thank you for the continued support of your Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Sincerely, </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g920233snap-blueridgesig.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Brian K. Plum </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">President and
Chief Executive Officer </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Forward-Looking Statements </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This letter contains forward-looking statements regarding the Company. These forward-looking statements are subject to numerous assumptions, risks and
uncertainties, which change over time, and these statements may not be realized. The following factors, among others, could cause actual results to differ materially from forward-looking statements or historical performance: (1)&nbsp;the impact of
the <FONT STYLE="white-space:nowrap">ongoing&nbsp;COVID-19&nbsp;pandemic;</FONT> (2)&nbsp;the businesses of the Company and/or Virginia Community Bankshares, Inc. (&#147;VCB&#148;) may not be integrated successfully or such integration may be more
difficult, time-consuming or costly than expected; (3)&nbsp;expected revenue synergies and cost savings from the VCB merger may not be fully realized or realized within the expected timeframe; (4)&nbsp;revenues following the VCB merger may be lower
than expected; (5)&nbsp;customer and employee relationships and business operations may be disrupted by the VCB merger; (6)&nbsp;changes in interest rates, general economic conditions, legislation and regulation, and monetary and fiscal policies of
the U.S. government, including policies of the U.S. Treasury, Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System; (7)&nbsp;the quality and composition of the loan and securities portfolios, demand for
loan products, deposit flows, competition, and demand for financial services in the Company&#146;s market areas; (8)&nbsp;the implementation of new technologies, and the ability to develop and maintain secure and reliable electronic systems;
(9)&nbsp;accounting principles, policies, and guidelines; and (10)&nbsp;other risk factors detailed from time to time in filings made by the Company with the Securities and Exchange Commission (&#147;SEC&#148;) and available on the SEC&#146;s
website at www.sec.gov. The Company undertakes no obligation to update or clarify these forward-looking statements, whether as a result of new information, future events or otherwise.</P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>g920233snap-blueridgelogo.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g920233snap-blueridgelogo.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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MT_6-(U9#)I6J:=J<:_>?3[ZVO47.",M;2N!P1^=*K0KT&E6HSHOHIPE#\))
MFGLT[=C1_I^E9#"@ _I^F*-O("C8ZGINI&\&G7]G?'3KV?3;\6ES#<&RU&U"
M&XL;H1.WD7<0=-\+[77>,@9K*G6HUG5C2JPJ.A-TZBC)-TYI*3A-)OEDE*+<
M79V:=K-&5*O0K^T]A6A5]A.5*?))2Y*D/BIRLWRSC=<T79KJB]6IJ% !0 4
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M*]L-AVIO$U9*52>JY=DGY^FB[+N?(_\ P6"_Y*]^S5_V#-=_]2;0*^M\$_\
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MX*N/%%SX8TJ;QI:6UCXG*7"ZO:V?EFUCGBO+B*(VYBGF4PO;)!(I$K\/R<Y
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M(2;[,\HD\IBCX;;@[&P>#7UWBQ0K2XEHU(T9RI_4,.N91DXW52OI=*UUV.?
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MQEXLU)-*T#PGIVHV^J>(K^X\J6XGF_L?3WFN;73K:TM[BXN+VXCBMX8X'+R
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M>+5UU31V_B+4].^+_P ?O!?_  A$HU33/!\>FW&L^(+12;+R],U2;5)A%<X
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M*26S#_76DD>P8AR_G\%<05<+B*O"&=R]AF6 DX89S>E:E'54HR?Q2A&TJ/\
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MKUC=OE>U@QF399CJT,1BL)&>(IV4:J<Z=1<KO'WZ<H2]UZQN_=>UCSH?LM_
MI9Y;D^!E>XGEDGGGF\0^*9IIII7+R2RR2ZVS22,[%BS$DDDFL:_"7#^(;=;+
MU4<KMMU:]VWNVU55WW9\_#P^X0IRE..3KGE)RE)XC%2DY-\TI-RKMMMMMMZM
M[G:^$_@_\.? ^IKK'A?PW'I>HK!+;+<C4-6NRD,P42JL=]?S(K%5 WA=P!8
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J !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0 4 % !0!__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>g920233snap-blueridgesig.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 g920233snap-blueridgesig.jpg
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M 0$! 0$! 0        $" P0%!@<("0H+$  " 0,# @0#!04$!    7T! @,
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MWL-%3P]>QZ9XHT7QP&\#>)/">IRA?*L/$6B>)?LEQITTFY?*<AX9N1%*^#@
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6/7: "@ _I^E !0 4 % !0 4 % '_V0$!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
