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Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2019
INTEREST INCOME    
Interest and fees on loans $ 21,363 $ 9,544
Interest on taxable securities 1,130 829
Interest on nontaxable securities 52 48
Interest on deposit accounts and federal funds sold 31 2
Total interest income 22,576 10,423
INTEREST EXPENSE    
Interest on deposits 1,540 1,725
Interest on subordinated notes 630 177
Interest on FHLB and FRB borrowings 389 498
Total interest expense 2,559 2,400
Net interest income 20,017 8,023
Provision for loan losses   575
Net interest income after provision for loan losses 20,017 7,448
NONINTEREST INCOME    
Service charges on deposit accounts 327 272
Residential mortgage banking income, net 9,301 3,861
Mortgage servicing rights 3,371  
Gain on sale of guaranteed USDA loans 1,074 20
Wealth and trust management 602  
Increase in cash surrender value of bank owned life insurance 164 93
Payroll processing 270 303
Bank and purchase card, net 300 129
Other 400 162
Total noninterest income 15,809 4,840
NONINTEREST EXPENSE    
Salaries and employee benefits 14,009 7,160
Occupancy and equipment 1,357 856
Data processing 845 382
Legal, issuer, and regulatory filing 576 194
Advertising and marketing 290 224
Communications 368 135
Audit and accounting fees 189 43
FDIC insurance 343 150
Intangible amortization 400 143
Other contractual services 853 175
Other taxes and assessments 348 224
Merger-related 9,019 269
Other 1,915 1,225
Total noninterest expenses 30,512 11,180
Income before income tax 5,314 1,108
Income tax expense 1,077 267
Net income 4,237 841
Net income attributable to noncontrolling interest (9) (9)
Net income attributable to Blue Ridge Bankshares, Inc. 4,228 832
Net income available to common stockholders $ 4,228 $ 832
Basic and diluted earnings per common share (EPS) [1] $ 0.28 $ 0.10
[1] EPS has been adjusted for all periods presented to reflect the Company’s 3-for-2 stock split effective April 30, 2021.