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Consolidated Statements of Operations - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
INTEREST INCOME    
Interest and fees on loans $ 142,339 $ 152,942
Interest on securities, deposit accounts, and federal funds sold 17,981 16,053
Total interest income 160,320 168,995
INTEREST EXPENSE    
Interest on deposits 69,070 59,969
Interest on subordinated notes 2,414 2,209
Interest on FHLB and FRB borrowings 10,175 13,776
Total interest expense 81,659 75,954
Net interest income 78,661 93,041
(Recovery of) provision for credit losses - loans (2,900) 24,703
Recovery of credit losses - unfunded commitments (2,200) (2,380)
Total (recovery of) provision for credit losses (5,100) 22,323
Net interest income after provision for credit losses 83,761 70,718
NONINTEREST INCOME    
Fair value adjustments of other equity investments (8,152) (110)
Loss on sale of securities available for sale (67) (649)
Loss on sale of other equity investments 0 (1,636)
Residential mortgage banking income 10,391 11,878
Mortgage servicing rights 629 (1,878)
Loss on sale of mortgage servicing rights (3,607) 0
Gain on sale of guaranteed government loans 102 5,704
Wealth and trust management 2,434 1,839
Service charges on deposit accounts 1,526 1,257
Increase in cash surrender value of bank owned life insurance 855 1,195
Bank and purchase card, net 2,060 1,703
Other 7,402 9,072
Total noninterest income 13,573 28,375
NONINTEREST EXPENSE    
Salaries and employee benefits 58,161 58,158
Occupancy and equipment 5,577 6,506
Technology and communications 10,024 10,096
Legal and regulatory filings 2,050 4,613
Advertising and marketing 933 1,157
Audit fees 3,019 2,821
FDIC insurance 5,463 5,059
Intangible amortization 1,083 1,295
Other contractual services 6,576 7,753
Other taxes and assessments 3,037 3,216
Regulatory remediation 4,671 10,459
Goodwill impairment 0 26,826
ESOP litigation settlement 0 6,000
Other 13,247 13,978
Total noninterest expenses 113,841 157,937
Loss before income taxes (16,507) (58,844)
Income tax benefit (1,122) (7,071)
Net loss $ (15,385) $ (51,773)
Basic loss per common share $ (0.31) $ (2.73)
Diluted loss per common share $ (0.31) $ (2.73)