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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash Flows From Operating Activities    
Net income (loss) $ 6,465 $ (13,382)
Adjustments to reconcile net loss to net cash provided by operating activities:    
Depreciation and amortization 1,028 1,171
Deferred income tax expense 3,396 3,308
Recovery of credit losses - loans (2,500) (2,400)
Recovery of credit losses - unfunded commitments 0 (1,700)
Accretion of fair value adjustments on acquired loans, time deposits and subordinated notes (1,518) (1,238)
Fair value adjustments of other equity investments (8) 8,384
Net adjustments attributable to MSRs 185 166
(Income) loss on sale of MSRs (1,026) 1,011
Realized loss on sale of securities available for sale 0 67
Increase in cash surrender value of bank owned life insurance (25) (797)
Proceeds from sale of other loans held for sale 0 25,250
Proceeds from sale of mortgage loans held for sale 42,370 183,868
Mortgage loans held for sale, originated (34,168) (177,632)
Gain on sale of mortgage loans (532) (1,469)
Proceeds from sale of guaranteed government loans held for sale 0 1,626
Guaranteed government loans held for sale, originated 0 (293)
Gain on sale of guaranteed government loans 0 (102)
Loss (gain) on disposal of premises and equipment, other investments, other assets, and other real estate owned 256 (252)
Investment amortization expense, net 179 409
Amortization of subordinated debt issuance costs 189 26
Intangible amortization 701 828
Decrease in accrued interest receivable 1,525 1,796
Decrease in other assets 11,587 86
Decrease in other liabilities (14,607) (16,932)
Cash provided by operating activities 13,497 11,799
Cash Flows From Investing Activities    
Purchase of securities available for sale (34,509) 0
Proceeds from calls, sales, paydowns, and maturities of securities available for sale 19,446 19,770
Net (increase) decrease in federal funds sold (6,935) 1,541
Proceeds from sale of premises and equipment, other investments, other assets, MSRs, and other real estate owned 1,132 18,252
Capital calls of SBIC funds and other investments (1,886) (2,684)
Nonincome distributions from limited liability companies 503 717
Net decrease in loans held for investment 200,462 236,445
Proceeds from surrender of bank owned life insurance policies 212 34,297
Net change in restricted equity and other investments 260 (2,832)
Purchase of premises and equipment (852) (454)
Cash provided by investing activities 177,833 305,052
Cash Flows From Financing Activities:    
Net decrease in demand, savings, and other interest-bearing deposits (19,754) (361,678)
Net (decrease) increase in time deposits (208,527) 142,386
FHLB advances 0 726,000
FHLB repayments 0 (746,000)
FRB repayments 0 (65,000)
Subordinated note repayments (25,000) 0
Proceeds from Private Placements, net of issuance costs 0 152,148
Repurchases of common stock (2,767) 0
Exercises of warrants to purchase common stock 9,758 0
Cash used in financing activities (246,290) (152,144)
Net (decrease) increase in cash and due from banks (54,960) 164,707
Cash and due from banks and restricted cash at beginning of period 175,992 121,151
Cash and due from banks and restricted cash at end of period 121,032 285,858
Supplemental Schedule of Cash Flow Information    
Interest 48,517 64,704
Income taxes 2,920 0
Non-cash investing and financing activities:    
Loans held for investment transferred to other non-real estate owned 222 0
Unrealized gains on securities available for sale 14,083 13,814
Restricted stock awards, net of forfeitures $ 3,574 $ 1,019