XML 56 R45.htm IDEA: XBRL DOCUMENT
v3.24.3

LOANS - Non-accrual (Details) - USD ($) $ in Thousands | Sep. 30, 2024 | Dec. 31, 2023
--- | --- | ---
Impaired loans (excluding PCI loans) by portfolio |  |
Threshold amount for non accrual loans | $ 500 |
Nonaccrual |  |
Nonaccrual with allowance | 95,481 | $ 28,267
Nonaccrual with no allowance | 15,019 | 27,139
Total nonaccrual | 110,500 | 55,406
Commercial Loan Portfolio |  |
Nonaccrual |  |
Nonaccrual with allowance | 79,247 | 15,818
Nonaccrual with no allowance | 14,520 | 26,613
Total nonaccrual | 93,767 | 42,431
Commercial Loan Portfolio | Commercial |  |
Nonaccrual |  |
Nonaccrual with allowance | 6,558 | 3,560
Nonaccrual with no allowance | 235 | 0
Total nonaccrual | 6,793 | 3,560
Commercial Loan Portfolio | Commercial other |  |
Nonaccrual |  |
Nonaccrual with allowance | 9,406 | 4,941
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 9,406 | 4,941
Commercial Loan Portfolio | Commercial real estate non-owner occupied |  |
Nonaccrual |  |
Nonaccrual with allowance | 17,533 | 1,614
Nonaccrual with no allowance | 982 | 14,098
Total nonaccrual | 18,515 | 15,712
Commercial Loan Portfolio | Commercial real estate owner occupied |  |
Nonaccrual |  |
Nonaccrual with allowance | 10,847 | 4,276
Nonaccrual with no allowance | 0 | 6,500
Total nonaccrual | 10,847 | 10,776
Commercial Loan Portfolio | Multi-family |  |
Nonaccrual |  |
Nonaccrual with allowance | 17,918 | 240
Nonaccrual with no allowance | 2,472 | 6,015
Total nonaccrual | 20,390 | 6,255
Commercial Loan Portfolio | Farmland |  |
Nonaccrual |  |
Nonaccrual with allowance | 1,261 | 1,148
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 1,261 | 1,148
Commercial Loan Portfolio | Construction and land development |  |
Nonaccrual |  |
Nonaccrual with allowance | 15,724 | 39
Nonaccrual with no allowance | 10,831 | 0
Total nonaccrual | 26,555 | 39
Residential Loan Portfolio | Residential first lien |  |
Nonaccrual |  |
Nonaccrual with allowance | 3,474 | 2,583
Nonaccrual with no allowance | 499 | 490
Total nonaccrual | 3,973 | 3,073
Residential Loan Portfolio | Other residential |  |
Nonaccrual |  |
Nonaccrual with allowance | 477 | 635
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 477 | 635
Consumer Loan Portfolio | Consumer |  |
Nonaccrual |  |
Nonaccrual with allowance | 83 | 134
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 83 | 134
Lease financing |  |
Nonaccrual |  |
Nonaccrual with allowance | 12,200 | 9,097
Nonaccrual with no allowance | 0 | 36
Total nonaccrual | $ 12,200 | $ 9,133

X
- Definition Financing Receivable, Nonaccrual, With Allowance + References No definition available. + Details
Name: | msbi_FinancingReceivableNonaccrualWithAllowance
Namespace Prefix: | msbi_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition The minimum threshold amount of loans and lease receivables non accrual treated as base for probable of default. + References No definition available. + Details
Name: | msbi_LoansAndLeaseReceivablesProbabilityOfDefaultNonAccrualLoansThresholdBalanceMinimum
Namespace Prefix: | msbi_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable on nonaccrual status. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 16 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable on nonaccrual status with no allowance for credit loss. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 16 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableImpairedLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- References No definition available. + Details
Name: | us-gaap_NonaccrualStatusAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_CommercialOtherLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_CommercialRealEstateNonOwnerOccupiedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_CommercialRealEstateOwnerOccupiedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_FarmlandLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_ConstructionAndLandDevelopmentLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_OtherResidentialLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_FinanceLeasesPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |