XML 37 R26.htm IDEA: XBRL DOCUMENT v3.24.3

LOANS (Tables)

9 Months Ended

Sep. 30, 2024

Receivables [Abstract]

Schedule of Loans

The following table presents total loans outstanding by portfolio class, as of September 30, 2024 and December 31, 2023:

(dollars in thousands)			September 30, 2024						December 31, 2023
Commercial:
Commercial			$	797,318					$	825,938
Commercial other			559,354						656,592
Commercial real estate:
Commercial real estate non-owner occupied			1,630,930						1,622,668
Commercial real estate owner occupied			455,101						436,857
Multi-family			355,988						279,904
Farmland			68,453						67,416
Construction and land development			422,253						452,593
Total commercial loans			4,289,397						4,341,968
Residential real estate:
Residential first lien			315,634						317,388
Other residential			63,023						63,195
Consumer:
Consumer			90,626						107,743
Consumer other			572,608						827,435
Lease financing			417,531						473,350
Total loans			$	5,748,819					$	6,131,079

Schedule of Changes in Financing Receivable Related Parties Roll Forward

The new loans, other additions, repayments and other reductions for the three and nine months ended September 30, 2024 and 2023, are summarized as follows:

			Three Months Ended September 30,												Nine Months Ended September 30,
(dollars in thousands)			2024						2023						2024						2023
Beginning balance			$	20,894					$	21,569					$	20,990					$	19,776
New loans and other additions			1,000						—						1,500						2,368
Repayments and other reductions			(264)						(287)						(860)						(862)
Ending balance			$	21,630					$	21,282					$	21,630					$	21,282

Summary of Changes in Allowance for Loan Losses, by Loan Portfolio

The following table represents, by loan portfolio segment, a summary of changes in the allowance for credit losses on loans for the three and nine months ended September 30, 2024 and 2023:

						Commercial Loan Portfolio																		Other Loan Portfolio
(dollars in thousands)						Commercial						Commercial real estate						Construction and land development						Residential real estate						Consumer						Lease financing						Total
Changes in allowance for credit losses on loans for the three months ended September 30, 2024:
Balance, beginning of period						$	24,247					$	22,197					$	12,966					$	5,193					$	14,292					$	13,288					$	92,183
Provision for credit losses on loans						1,866						364						(907)						255						90						3,332						5,000
Charge-offs						(2,491)						(32)						—						(159)						(6,395)						(2,979)						(12,056)
Recoveries						484						2						2						62						44						83						677
Balance, end of period						$	24,106					$	22,531					$	12,061					$	5,351					$	8,031					$	13,724					$	85,804
Changes in allowance for credit losses on loans for the nine months ended September 30, 2024:
Balance, beginning of period						$	21,847					$	20,229					$	4,163					$	5,553					$	3,770					$	12,940					$	68,502
Provision for credit losses on loans						9,375						788						7,895						(138)						10,896						7,184						36,000
Charge-offs						(7,869)						(728)						—						(194)						(6,829)						(6,728)						(22,348)
Recoveries						753						2,242						3						130						194						328						3,650
Balance, end of period						$	24,106					$	22,531					$	12,061					$	5,351					$	8,031					$	13,724					$	85,804
Changes in allowance for credit losses on loans for the three months ended September 30, 2023:
Balance, beginning of period						$	15,290					$	29,425					$	3,189					$	5,551					$	3,953					$	7,542					$	64,950
Provision for credit losses on loans						7,289						(6,176)						385						209						228						3,233						5,168
Charge-offs						(3,249)						(2,316)						(44)						(95)						(250)						(1,394)						(7,348)
Recoveries						80						3,678						—						33						53						55						3,899
Balance, end of period						$	19,410					$	24,611					$	3,530					$	5,698					$	3,984					$	9,436					$	66,669
Changes in allowance for credit losses on loans for the nine months ended September 30, 2023:
Balance, beginning of period						$	14,639					$	29,290					$	2,435					$	4,301					$	3,599					$	6,787					$	61,051
Provision for credit losses on loans						9,483						(4,079)						1,441						1,479						932						4,926						14,182
Charge-offs						(5,289)						(4,606)						(378)						(180)						(773)						(2,555)						(13,781)
Recoveries						577						4,006						32						98						226						278						5,217
Balance, end of period						$	19,410					$	24,611					$	3,530					$	5,698					$	3,984					$	9,436					$	66,669

Schedule of Transitioning Risk States for Each Asset Pool within the Expected Credit Loss Model

The below table illustrates the transition matrix:

Risk state						Commercial loans risk rating						Consumer loans and equipment finance loans and leases days past due
1						0-5						0-14
2						6						15-29
3						7						30-59
4						8						60-89
Default						9+ and nonaccrual						90+ and nonaccrual

Schedule of Amortized Cost Basis of Individually Evaluated Loans on Nonaccrual Status

The following table presents the amortized cost basis of individually evaluated loans on nonaccrual status as of September 30, 2024 and December 31, 2023:

			September 30, 2024																		December 31, 2023
(dollars in thousands)			Nonaccrual with allowance						Nonaccrual with no allowance						Total nonaccrual						Nonaccrual with allowance						Nonaccrual with no allowance						Total nonaccrual
Commercial:
Commercial			$	6,558					$	235					$	6,793					$	3,560					$	—					$	3,560
Commercial other			9,406						—						9,406						4,941						—						4,941
Commercial real estate:
Commercial real estate non-owner occupied			17,533						982						18,515						1,614						14,098						15,712
Commercial real estate owner occupied			10,847						—						10,847						4,276						6,500						10,776
Multi-family			17,918						2,472						20,390						240						6,015						6,255
Farmland			1,261						—						1,261						1,148						—						1,148
Construction and land development			15,724						10,831						26,555						39						—						39
Total commercial loans			79,247						14,520						93,767						15,818						26,613						42,431
Residential real estate:
Residential first lien			3,474						499						3,973						2,583						490						3,073
Other residential			477						—						477						635						—						635
Consumer:
Consumer			83						—						83						134						—						134
Lease financing			12,200						—						12,200						9,097						36						9,133
Total loans			$	95,481					$	15,019					$	110,500					$	28,267					$	27,139					$	55,406

The following table represents, by loan portfolio segment, a summary of the loan restructuring for the three and nine months ended September 30, 2024 and 2023:

						Three Months Ended September 30,																		Nine Months Ended September 30,
						2024									2023									2024									2023
(dollars in thousands)						Balance			Count						Balance			Count						Balance			Count						Balance			Count
Commercial:
Commercial						$	77		2						$	40		1						$	77		2						$	40		1
Commercial other						370			5						—			—						2,277			17						354			4
Commercial real estate:
Commercial real estate non-owner occupied						3,552			1						—			—						9,941			2						—			—
Commercial real estate owner occupied						6,131			3						—			—						6,131			3						—			—
Construction and land development						1,334			1						—			—						1,334			1						—			—
Total commercial loans						11,464			12						40			1						19,760			25						394			5
Residential real estate:
Residential first lien						—			—						34			1						65			1						34			1
Other residential						—			—						—			—						82			2						—			—
Consumer:
Consumer						11			1						—			—						37			2						—			—
Lease financing						348			2						423			1						2,480			11						763			2
Total loan restructurings						$	11,823		15						$	497		3						$	22,424		41						$	1,191		8
						Balance			Count						Balance			Count						Balance			Count						Balance			Count
Interest Rate Reduction						$	77		1						$	—		—						$	556		3						$	—		—
Term Extension						4,886			2						497			3						8,555			23						1,191			8
Forgiveness of Principal or Interest						893			3						—			—						893			3						—			—
Other(1)						5,967			9						—			—						12,420			12						—			—
Total loan restructurings						$	11,823		15						$	497		3						$	22,424		41						$	1,191		8

(1)Other types of loan restructurings could include, but are not limited to, changes to the loan amortization period, additional escrow requirements or reserve requirements.

Schedule of Collateral Dependent Loans

The table below presents the amortized cost basis of individually evaluated, collateral dependent loans by loan class, for borrowers experiencing financial difficulty, as of September 30, 2024 and December 31, 2023:

			Type of Collateral
(dollars in thousands)			Real Estate						Blanket Lien						Equipment												Total
September 30, 2024
Commercial:
Commercial			$	—					$	1,637					$	—											$	1,637
Commercial real estate:
Non-owner occupied			17,191						—						—												17,191
Owner occupied			9,275						—						—												9,275
Multi-family			20,382						—						—												20,382
Construction and land development			26,442						—						—												26,442
Lease financing			—						—						501												501
Total collateral dependent loans			$	73,290					$	1,637					$	501											$	75,428
December 31, 2023
Commercial:
Commercial			$	—					$	—					$	1,972											$	1,972
Commercial other			—						—						1,232												1,232
Commercial real estate:
Non-owner occupied			14,147						—						—												14,147
Owner occupied			9,275						—						—												9,275
Multi-family			5,143						—						—												5,143
Total collateral dependent loans			$	28,565					$	—					$	3,204											$	31,769

Schedule of Aging Status of Recorded Investments in Loans by Portfolio (Excluding PCI Loans)

The aging status of the recorded investment in loans by portfolio as of September 30, 2024 was as follows:

			Accruing loans
(dollars in thousands)			30-59 days past due						60-89 days past due						Past due 90 days or more						Total past due						Nonaccrual						Current						Total
Commercial:
Commercial			$	587					$	10,452					$	—					$	11,039					$	6,793					$	779,486					$	797,318
Commercial other			6,118						2,814						74						9,006						9,406						540,942						559,354
Commercial real estate:
Commercial real estate non-owner occupied			64						—						—						64						18,515						1,612,351						1,630,930
Commercial real estate owner occupied			514						7,635						—						8,149						10,847						436,105						455,101
Multi-family			8,140						—						—						8,140						20,390						327,458						355,988
Farmland			—						49						—						49						1,261						67,143						68,453
Construction and land development			—						188						—						188						26,555						395,510						422,253
Total commercial loans			15,423						21,138						74						36,635						93,767						4,158,995						4,289,397
Residential real estate:
Residential first lien			5						430						163						598						3,973						311,063						315,634
Other residential			111						11						—						122						477						62,424						63,023
Consumer:
Consumer			114						10						—						124						83						90,419						90,626
Consumer other			6,744						3,223						3,819						13,786						—						558,822						572,608
Lease financing			4,497						3,623						—						8,120						12,200						397,211						417,531
Total loans			$	26,894					$	28,435					$	4,056					$	59,385					$	110,500					$	5,578,934					$	5,748,819

The aging status of the recorded investment in loans by portfolio as of December 31, 2023 was as follows:

			Accruing loans
(dollars in thousands)			30-59 days past due						60-89 days past due						Past due 90 days or more						Total past due						Nonaccrual						Current						Total
Commercial:
Commercial			$	9,340					$	504					$	—					$	9,844					$	3,560					$	812,534					$	825,938
Commercial other			11,156						5,990						781						17,927						4,941						633,724						656,592
Commercial real estate:
Commercial real estate non-owner occupied			384						—						—						384						15,712						1,606,572						1,622,668
Commercial real estate owner occupied			—						—						—						—						10,776						426,081						436,857
Multi-family			14,506						8,140						—						22,646						6,255						251,003						279,904
Farmland			—						120						—						120						1,148						66,148						67,416
Construction and land development			211						10,593						—						10,804						39						441,750						452,593
Total commercial loans			35,597						25,347						781						61,725						42,431						4,237,812						4,341,968
Residential real estate:
Residential first lien			69						299						161						529						3,073						313,786						317,388
Other residential			100						50						—						150						635						62,410						63,195
Consumer:
Consumer			62						20						—						82						134						107,527						107,743
Consumer other			7,225						4,561						3						11,789						—						815,646						827,435
Lease financing			7,622						1,826						—						9,448						9,133						454,769						473,350
Total loans			$	50,675					$	32,103					$	945					$	83,723					$	55,406					$	5,991,950					$	6,131,079

Schedule of Loans Credit Equality Indicators

The following tables present the recorded investment of the commercial loan portfolio by risk category as of September 30, 2024 and December 31, 2023:

									September 30, 2024
									Term Loans Amortized Cost Basis by Origination Year
(dollars in thousands)									2024						2023						2022						2021						2020						Prior						Revolving loans						Total
Commercial			Commercial			Acceptable credit quality			$	77,788					$	102,827					$	68,784					$	58,890					$	29,121					$	46,247					$	326,750					$	710,407
						Special mention			—						54,759						—						—						—						148						145						55,052
						Substandard			1,277						2,876						12,841						420						212						1,252						6,188						25,066
						Substandard – nonaccrual			—						839						363						567						105						4,235						684						6,793
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			—						—						—						—						—						—						—						—
						Subtotal			79,065						161,301						81,988						59,877						29,438						51,882						333,767						797,318
			Commercial other			Acceptable credit quality			78,262						99,165						143,956						68,968						33,004						32,784						92,168						548,307
						Special mention			2						183						753						336						76						47						—						1,397
						Substandard			—						33						—						—						—						—						211						244
						Substandard – nonaccrual			—						3,885						3,438						1,111						292						581						99						9,406
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			—						—						—						—						—						—						—						—
						Subtotal			78,264						103,266						148,147						70,415						33,372						33,412						92,478						559,354
Commercial real estate			Non-owner occupied			Acceptable credit quality			329,690						191,611						477,879						278,629						85,010						158,435						9,203						1,530,457
						Special mention			—						4,283						—						7,068						442						180						—						11,973
						Substandard			23,230						9,827						11,545						—						4,639						20,744						—						69,985
						Substandard – nonaccrual			—						—						—						86						—						18,429						—						18,515
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			—						—						—						—						—						—						—						—
						Subtotal			352,920						205,721						489,424						285,783						90,091						197,788						9,203						1,630,930
			Owner occupied			Acceptable credit quality			46,377						37,889						96,564						103,164						46,154						86,789						655						417,592
						Special mention			—						—						—						125						—						494						—						619
						Substandard			99						5,509						8,028						—						—						12,407						—						26,043
						Substandard – nonaccrual			97						90						8,619						264						2						1,471						304						10,847
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			—						—						—						—						—						—						—						—
						Subtotal			46,573						43,488						113,211						103,553						46,156						101,161						959						455,101
			Multi-family			Acceptable credit quality			32,888						31,773						152,131						25,248						27,591						19,648						947						290,226
						Special mention			—						—						—						5,290						—						—						—						5,290
						Substandard			40,036						—						—						—						—						46						—						40,082
						Substandard – nonaccrual			—						1,573						—						899						—						17,918						—						20,390
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			—						—						—						—						—						—						—						—
						Subtotal			72,924						33,346						152,131						31,437						27,591						37,612						947						355,988
			Farmland			Acceptable credit quality			3,191						9,660						4,619						15,888						11,191						20,560						1,954						67,063
						Special mention			—						—						—						—						—						—						—						—
						Substandard			—						—						—						14						—						115						—						129
						Substandard – nonaccrual			—						—						—						114						—						1,099						48						1,261
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			—						—						—						—						—						—						—						—
						Subtotal			3,191						9,660						4,619						16,016						11,191						21,774						2,002						68,453
Construction and land development						Acceptable credit quality			30,851						55,643						204,196						57,897						—						1,505						25,198						375,290
						Special mention			—						—						9,851						1,334						—						—						—						11,185
						Substandard			—						—						—						6,000						—						—						—						6,000
						Substandard – nonaccrual			—						—						10,831						15,684						—						40						—						26,555
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			1,634						1,181						385						—						—						23												3,223
						Subtotal			32,485						56,824						225,263						80,915						—						1,568						25,198						422,253
Total						Acceptable credit quality			599,047						528,568						1,148,129						608,684						232,071						365,968						456,875						3,939,342
						Special mention			2						59,225						10,604						14,153						518						869						145						85,516
						Substandard			64,642						18,245						32,414						6,434						4,851						34,564						6,399						167,549
						Substandard – nonaccrual			97						6,387						23,251						18,725						399						43,773						1,135						93,767
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			1,634						1,181						385						—						—						23						—						3,223
Total commercial loans									$	665,422					$	613,606					$	1,214,783					$	647,996					$	237,839					$	445,197					$	464,554					$	4,289,397

									December 31, 2023
									Term Loans Amortized Cost Basis by Origination Year
(dollars in thousands)									2023						2022						2021						2020						2019						Prior						Revolving loans						Total
Commercial			Commercial			Acceptable credit quality			$	157,498					$	96,295					$	71,366					$	36,680					$	14,688					$	42,827					$	369,297					$	788,651
						Special mention			3,015						450						4						—						181						43						983						4,676
						Substandard			4,485						13,651						420						342						253						4,961						4,940						29,052
						Substandard – nonaccrual			1,238						—						1,321						25						79						360						536						3,559
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			—						—						—						—						—						—						—						—
						Subtotal			166,236						110,396						73,111						37,047						15,201						48,191						375,756						825,938
			Commercial other			Acceptable credit quality			139,057						195,726						100,946						59,392						32,848						28,946						90,928						647,843
						Special mention			—						532						399						114						107						4						1,682						2,838
						Substandard			37						220						—						—						—						—						639						896
						Substandard – nonaccrual			1,819						1,918						449						184						361						94						116						4,941
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			74						—						—						—						—						—						—						74
						Subtotal			140,987						198,396						101,794						59,690						33,316						29,044						93,365						656,592
Commercial real estate			Non-owner occupied			Acceptable credit quality			237,215						653,057						309,013						110,743						82,563						124,430						6,328						1,523,349
						Special mention			4,480						—						181						457						—						274						—						5,392
						Substandard			35,811						1,658						—						—						17,835						22,911						—						78,215
						Substandard – nonaccrual			5,573						—						154						999						7,597						1,389						—						15,712
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			—						—						—						—						—						—						—						—
						Subtotal			283,079						654,715						309,348						112,199						107,995						149,004						6,328						1,622,668
			Owner occupied			Acceptable credit quality			32,972						100,893						113,264						48,415						23,671						77,854						1,803						398,872
						Special mention			5,750						—						129						—						149						177						8						6,213
						Substandard			—						7,716						265						—						705						12,310						—						20,996
						Substandard – nonaccrual			126						9,431						28						171						27						689						304						10,776
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			—						—						—						—						—						—						—						—
						Subtotal			38,848						118,040						113,686						48,586						24,552						91,030						2,115						436,857
			Multi-family			Acceptable credit quality			4,483						170,519						25,835						28,137						10,185						11,538						254						250,951
						Special mention			—						—						—						—						—						—						—						—
						Substandard			8,140						—						—						—						—						14,558						—						22,698
						Substandard – nonaccrual			1,700						—						899						—						104						3,552						—						6,255
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			—						—						—						—						—						—						—						—
						Subtotal			14,323						170,519						26,734						28,137						10,289						29,648						254						279,904
			Farmland			Acceptable credit quality			10,104						4,735						13,405						12,255						3,723						18,636						1,439						64,297
						Special mention			—						—						1,451						—						—						96						—						1,547
						Substandard			—						—						133						—						22						269						—						424
						Substandard – nonaccrual			—						—						—						—						—						1,100						48						1,148
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			—						—						—						—						—						—						—						—
						Subtotal			10,104						4,735						14,989						12,255						3,745						20,101						1,487						67,416
Construction and land development						Acceptable credit quality			65,538						233,660						88,047						—						677						916						29,385						418,223
						Special mention			—						—						—						—						—						40						—						40
						Substandard			—						—						16,594						—						—						—						15,349						31,943
						Substandard – nonaccrual			—						—						—						—						—						39						—						39
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			1,535						432						356						—						—						25						—						2,348
						Subtotal			67,073						234,092						104,997						—						677						1,020						44,734						452,593
Total						Acceptable credit quality			646,867						1,454,885						721,876						295,622						168,355						305,147						499,434						4,092,186
						Special mention			13,245						982						2,164						571						437						634						2,673						20,706
						Substandard			48,473						23,245						17,412						342						18,815						55,009						20,928						184,224
						Substandard – nonaccrual			10,456						11,349						2,851						1,379						8,168						7,223						1,004						42,430
						Doubtful			—						—						—						—						—						—						—						—
						Not graded			1,609						432						356						—						—						25						—						2,422
Total commercial loans									$	720,650					$	1,490,893					$	744,659					$	297,914					$	195,775					$	368,038					$	524,039					$	4,341,968

The following table presents the gross charge-offs by class of loan and year of origination on the commercial loan portfolio for the three and nine months ended September 30, 2024:

						Term Loans by Origination Year
(dollars in thousands)						2024						2023						2022						2021						2020						Prior						Revolving Loans						Total
For the three months ended September 30, 2024
Commercial			Commercial			$	—					$	—					$	—					$	—					$	22					$	1					$	—					$	23
			Commercial Other			—						320						1,608						301						43						196						—						2,468
Commercial Real Estate			Owner occupied			—						—						—						—						—						32						—						32
Total gross commercial charge-offs						$	—					$	320					$	1,608					$	301					$	65					$	229					$	—					$	2,523
For the nine months ended September 30, 2024
Commercial			Commercial			$	—					$	475					$	—					$	750					$	32					$	15					$	103					$	1,375
			Commercial Other			—						1,765						3,619						722						66						322						—						6,494
Commercial Real Estate			Non-owner occupied			—						—						—						—						138						558						—						696
			Owner occupied			—						—						—						—						—						32						—						32
Total gross commercial charge-offs						$	—					$	2,240					$	3,619					$	1,472					$	236					$	927					$	103					$	8,597

The Company evaluates the credit quality of its other loan portfolios, which includes residential real estate, consumer and lease financing loans, based primarily on the aging status of the loan and payment activity. Accordingly, loans on nonaccrual status and loans past due 90 days or more and still accruing interest are considered to be nonperforming for purposes of credit quality evaluation. The following tables present the recorded investment of our other loan portfolio based on the credit risk profile of loans that are performing and loans that are nonperforming as of September 30, 2024 and December 31, 2023:

									September 30, 2024
									Term Loans Amortized Cost Basis by Origination Year
(dollars in thousands)									2024						2023						2022						2021						2020						Prior						Revolving Loans						Total
Residential real estate			Residential first lien			Performing			$	22,558					$	41,905					$	70,045					$	36,026					$	27,966					$	112,953					$	45					$	311,498
						Nonperforming			—						251						360						519						—						3,006						—						4,136
						Subtotal			22,558						42,156						70,405						36,545						27,966						115,959						45						315,634
			Other residential			Performing			1,846						2,316						940						284						332						2,048						54,780						62,546
						Nonperforming			—						—						—						—						—						160						317						477
						Subtotal			1,846						2,316						940						284						332						2,208						55,097						63,023
Consumer			Consumer			Performing			9,871						23,224						17,945						25,281						4,105						8,676						1,441						90,543
						Nonperforming			—						22						40						3						—						14						4						83
						Subtotal			9,871						23,246						17,985						25,284						4,105						8,690						1,445						90,626
			Consumer other			Performing			365						137,075						270,883						101,436						40,086						18,944						—						568,789
						Nonperforming			—						2,616						1,201						—						—						2						—						3,819
						Subtotal			365						139,691						272,084						101,436						40,086						18,946						—						572,608
Leases financing						Performing			77,382						105,613						119,595						50,869						30,591						21,281						—						405,331
						Nonperforming			—						3,689						5,034						2,732						477						268						—						12,200
						Subtotal			77,382						109,302						124,629						53,601						31,068						21,549						—						417,531
Total						Performing			112,022						310,133						479,408						213,896						103,080						163,902						56,266						1,438,707
						Nonperforming			—						6,578						6,635						3,254						477						3,450						321						20,715
Total other loans									$	112,022					$	316,711					$	486,043					$	217,150					$	103,557					$	167,352					$	56,587					$	1,459,422

									December 31, 2023
									Term Loans Amortized Cost Basis by Origination Year
(dollars in thousands)									2023						2022						2021						2020						2019						Prior						Revolving loans						Total
Residential real estate			Residential first lien			Performing			$	42,550					$	74,613					$	37,009					$	29,628					$	19,647					$	110,703					$	4					$	314,154
						Nonperforming			179						50						335						—						139						2,531						—						3,234
						Subtotal			42,729						74,663						37,344						29,628						19,786						113,234						4						317,388
			Other residential			Performing			3,245						1,113						377						409						836						2,009						54,571						62,560
						Nonperforming			—						9						—						—						—						178						448						635
						Subtotal			3,245						1,122						377						409						836						2,187						55,019						63,195
Consumer			Consumer			Performing			30,748						24,190						31,946						6,116						2,313						10,794						1,502						107,609
						Nonperforming			11						55						6						6						—						56						—						134
						Subtotal			30,759						24,245						31,952						6,122						2,313						10,850						1,502						107,743
			Consumer other			Performing			190,018						392,184						149,791						63,461						23,991						7,987						—						827,432
						Nonperforming			—						—						—						—						—						3						—						3
						Subtotal			190,018						392,184						149,791						63,461						23,991						7,990						—						827,435
Leases financing						Performing			143,334						157,059						74,359						50,174						30,428						8,863						—						464,217
						Nonperforming			1,485						5,043						1,482						317						612						194						—						9,133
						Subtotal			144,819						162,102						75,841						50,491						31,040						9,057						—						473,350
Total
						Performing			409,895						649,159						293,482						149,788						77,215						140,356						56,077						1,775,972
						Nonperforming			1,675						5,157						1,823						323						751						2,962						448						13,139
Total other loans									$	411,570					$	654,316					$	295,305					$	150,111					$	77,966					$	143,318					$	56,525					$	1,789,111

The following table presents the gross charge-offs by class of loan and year of origination on the other loan portfolio for the three and nine months ended September 30, 2024:

						Term Loans by Origination Year
(dollars in thousands)						2024						2023						2022						2021						2020						Prior						Revolving Loans						Total
For the three months ended September 30, 2024
Residential real estate			Residential first lien			$	—					$	18					$	—					$	—					$	—					$	—					$	—					$	18
			Other residential			—						—						—						—						—						1						140						141
Consumer			Consumer			1						—						6,167						—						—						—						7						6,175
			Consumer other			1						—						—						—						—						219						—						220
Lease financing						—						583						1,560						464						245						127						—						2,979
Total gross other charge-offs						$	2					$	601					$	7,727					$	464					$	245					$	347					$	147					$	9,533
For the nine months ended September 30, 2024
Residential real estate			Residential first lien			$	—					$	18					$	11					$	—					$	—					$	—					$	—					$	29
			Other residential			—						—						16						—						—						1						148						165
Consumer			Consumer			1						—						6,189						5						17						27						7						6,246
			Consumer other			2						—						—						—						—						581						—						583
Lease financing						—						1,652						3,830						802						297						147						—						6,728
Total gross other charge-offs						$	3					$	1,670					$	10,046					$	807					$	314					$	756					$	155					$	13,751

X

- Definition

Schedule Of Changes In Financing Receivable Related Parties Roll Forward

+ References

No definition available.

+ Details

Name:	msbi_ScheduleOfChangesInFinancingReceivableRelatedPartiesRollForwardTableTextBlock
Namespace Prefix:	msbi_
Data Type:	dtr-types1:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule of collateral dependent loans.

+ References

No definition available.

+ Details

Name:	msbi_ScheduleOfCollateralDependentLoansTableTextBlock
Namespace Prefix:	msbi_
Data Type:	dtr-types1:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of transitioning risk states for each asset pool within the expected credit loss model.

+ References

No definition available.

+ Details

Name:	msbi_ScheduleOfTransitioningRiskStatesForEachAssetPoolWithinExpectedCreditLossModelTableTextBlock
Namespace Prefix:	msbi_
Data Type:	dtr-types1:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of allowance for credit loss on financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 11B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 13
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-13

+ Details

Name:	us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 29
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-29

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 5
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-5

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of aging analysis for financing receivable.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7A
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-7A

Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-7

Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 14
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-14

Reference 4: http://www.xbrl.org/2003/role/exampleRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 55
-Paragraph 80
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479294/326-20-55-80

+ Details

Name:	us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	us-gaap_ReceivablesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(4))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(3))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

+ Details

Name:	us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivable on nonaccrual status.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef
-Topic 310
-SubTopic 10
-Name Accounting Standards Codification
-Section 50
-Paragraph 7
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147481962/310-10-50-7

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 326
-SubTopic 20
-Name Accounting Standards Codification
-Section 50
-Paragraph 16
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147479319/326-20-50-16

+ Details

Name:	us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration