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LOANS - Non-accrual (Details) - USD ($) | Dec. 31, 2024 | Dec. 31, 2023
--- | --- | ---
Impaired loans (excluding PCI loans) by portfolio |  |
Threshold amount for non accrual loans | $ 500,000 |
Nonaccrual |  |
Nonaccrual with allowance | 31,346,000 | $ 28,267,000
Nonaccrual with no allowance | 108,792,000 | 27,139,000
Total nonaccrual | 140,138,000 | 55,406,000
Commercial Loan Portfolio |  |
Nonaccrual |  |
Nonaccrual with allowance | 20,247,000 | 15,818,000
Nonaccrual with no allowance | 108,301,000 | 26,613,000
Total nonaccrual | 128,548,000 | 42,431,000
Commercial Loan Portfolio | Commercial |  |
Nonaccrual |  |
Nonaccrual with allowance | 2,678,000 | 3,560,000
Nonaccrual with no allowance | 7,074,000 | 0
Total nonaccrual | 9,752,000 | 3,560,000
Commercial Loan Portfolio | Commercial other |  |
Nonaccrual |  |
Nonaccrual with allowance | 3,439,000 | 4,941,000
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 3,439,000 | 4,941,000
Commercial Loan Portfolio | Commercial real estate non-owner occupied |  |
Nonaccrual |  |
Nonaccrual with allowance | 9,173,000 | 1,614,000
Nonaccrual with no allowance | 24,187,000 | 14,098,000
Total nonaccrual | 33,360,000 | 15,712,000
Commercial Loan Portfolio | Commercial real estate owner occupied |  |
Nonaccrual |  |
Nonaccrual with allowance | 1,407,000 | 4,276,000
Nonaccrual with no allowance | 16,871,000 | 6,500,000
Total nonaccrual | 18,278,000 | 10,776,000
Commercial Loan Portfolio | Multi-family |  |
Nonaccrual |  |
Nonaccrual with allowance | 2,363,000 | 240,000
Nonaccrual with no allowance | 51,770,000 | 6,015,000
Total nonaccrual | 54,133,000 | 6,255,000
Commercial Loan Portfolio | Farmland |  |
Nonaccrual |  |
Nonaccrual with allowance | 1,148,000 | 1,148,000
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 1,148,000 | 1,148,000
Commercial Loan Portfolio | Construction and land development |  |
Nonaccrual |  |
Nonaccrual with allowance | 39,000 | 39,000
Nonaccrual with no allowance | 8,399,000 | 0
Total nonaccrual | 8,438,000 | 39,000
Residential real estate: | Residential first lien |  |
Nonaccrual |  |
Nonaccrual with allowance | 2,501,000 | 2,583,000
Nonaccrual with no allowance | 491,000 | 490,000
Total nonaccrual | 2,992,000 | 3,073,000
Residential real estate: | Other residential |  |
Nonaccrual |  |
Nonaccrual with allowance | 446,000 | 635,000
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 446,000 | 635,000
Consumer: | Consumer |  |
Nonaccrual |  |
Nonaccrual with allowance | 20,000 | 134,000
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 20,000 | 134,000
Lease financing |  |
Nonaccrual |  |
Nonaccrual with allowance | 8,132,000 | 9,097,000
Nonaccrual with no allowance | 0 | 36,000
Total nonaccrual | $ 8,132,000 | $ 9,133,000

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