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v3.25.2

LOANS - Gross Writeoffs (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Risk category |  |  |
Total | $ 171,633 | $ 58,750 | $ 38,285
Commercial Loan Portfolio |  |  |
Risk category |  |  |
2024 | 0 | 258 |
2023 | 5,473 | 5,432 |
2022 | 27,431 | 2,351 |
2021 | 20,477 | 1,343 |
2020 | 377 | 989 |
Prior | 4,342 | 7,720 |
Revolving Loans | 342 | 2,211 |
Total | 58,442 | 20,304 |
Commercial Loan Portfolio | Commercial |  |  |
Risk category |  |  |
2024 | 0 | 0 |
2023 | 677 | 0 |
2022 | 5,174 | 0 |
2021 | 827 | 70 |
2020 | 90 | 126 |
Prior | 967 | 224 |
Revolving Loans | 342 | 2,211 |
Total | 8,077 | 2,631 |
Commercial Loan Portfolio | Commercial other |  |  |
Risk category |  |  |
2024 | 0 | 258 |
2023 | 4,796 | 5,432 |
2022 | 15,102 | 2,351 |
2021 | 1,544 | 1,273 |
2020 | 149 | 773 |
Prior | 785 | 985 |
Revolving Loans | 0 | 0 |
Total | 22,376 | 11,072 |
Commercial Loan Portfolio | Commercial real estate non-owner occupied |  |  |
Risk category |  |  |
2024 | 0 | 0 |
2023 | 0 | 0 |
2022 | 2,610 | 0 |
2021 | 0 | 0 |
2020 | 138 | 0 |
Prior | 1,018 | 2,630 |
Revolving Loans | 0 | 0 |
Total | 3,766 | 2,630 |
Commercial Loan Portfolio | Commercial real estate owner occupied |  |  |
Risk category |  |  |
2024 | 0 | 0 |
2023 | 0 | 0 |
2022 | 0 | 0 |
2021 | 0 | 0 |
2020 | 0 | 48 |
Prior | 33 | 1,510 |
Revolving Loans | 0 | 0 |
Total | 33 | 1,558 |
Commercial Loan Portfolio | Multi-family |  |  |
Risk category |  |  |
2024 | 0 | 0 |
2023 | 0 | 0 |
2022 | 4,545 | 0 |
2021 | 0 | 0 |
2020 | 0 | 0 |
Prior | 1,539 | 812 |
Revolving Loans | 0 | 0 |
Total | 6,084 | 812 |
Commercial Loan Portfolio | Farmland |  |  |
Risk category |  |  |
2024 | 0 |  |
2023 | 0 |  |
2022 | 0 |  |
2021 | 115 |  |
2020 | 0 |  |
Prior | 0 |  |
Revolving Loans | 0 |  |
Total | 115 |  |
Commercial Loan Portfolio | Construction and land development |  |  |
Risk category |  |  |
2024 | 0 | 0 |
2023 | 0 | 0 |
2022 | 0 | 0 |
2021 | 17,991 | 0 |
2020 | 0 | 42 |
Prior | 0 | 1,559 |
Revolving Loans | 0 | 0 |
Total | 17,991 | 1,601 | 6
Residential real estate: | Residential first lien |  |  |
Risk category |  |  |
2024 | 0 | 0 |
2023 | 128 | 0 |
2022 | 11 | 8 |
2021 | 25 | 35 |
2020 | 0 | 108 |
Prior | 483 | 53 |
Revolving Loans | 0 | 0 |
Total | 647 | 204 |
Residential real estate: | Other residential |  |  |
Risk category |  |  |
2024 | 0 | 0 |
2023 | 0 | 0 |
2022 | 16 | 0 |
2021 | 0 | 0 |
2020 | 0 | 0 |
Prior | 7 | 10 |
Revolving Loans | 147 | 57 |
Total | 170 | 67 |
Consumer: | Consumer |  |  |
Risk category |  |  |
2024 | 13 | 0 |
2023 | 73 | 49 |
2022 | 36 | 23 |
2021 | 11 | 22 |
2020 | 17 | 37 |
Prior | 27 | 36 |
Revolving Loans | 10 | 0 |
Total | 187 | 167 |
Consumer: | Consumer other |  |  |
Risk category |  |  |
2024 | 5 | 1,216 |
2023 | 28,143 | 14,786 |
2022 | 47,205 | 7,982 |
2021 | 12,567 | 4,313 |
2020 | 5,413 | 2,499 |
Prior | 4,531 | 2,186 |
Revolving Loans | 0 | 0 |
Total | 97,864 | 32,982 |
Lease financing |  |  |
Risk category |  |  |
2024 | 0 | 669 |
2023 | 3,735 | 2,156 |
2022 | 6,986 | 1,172 |
2021 | 2,291 | 213 |
2020 | 544 | 542 |
Prior | 767 | 274 |
Revolving Loans | 0 | 0 |
Total | 14,323 | 5,026 | $ 1,297
Loan Portfolios, Excluding Commercial |  |  |
Risk category |  |  |
2024 | 18 | 1,885 |
2023 | 32,079 | 16,991 |
2022 | 54,254 | 9,185 |
2021 | 14,894 | 4,583 |
2020 | 5,974 | 3,186 |
Prior | 5,815 | 2,559 |
Revolving Loans | 157 | 57 |
Total | $ 113,191 | $ 38,446 |

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