XML 62 R51.htm IDEA: XBRL DOCUMENT
v3.25.2

LOANS - Non-accrual (Details) - USD ($) $ in Thousands | Mar. 31, 2025 | Dec. 31, 2024
--- | --- | ---
Nonaccrual |  |
Nonaccrual with allowance | $ 99,317 | $ 31,346
Nonaccrual with no allowance | 40,172 | 108,792
Total nonaccrual | 139,489 | 140,138
Commercial Loan Portfolio |  |
Nonaccrual |  |
Nonaccrual with allowance | 88,818 | 20,247
Nonaccrual with no allowance | 39,691 | 108,301
Total nonaccrual | 128,509 | 128,548
Commercial Loan Portfolio | Commercial |  |
Nonaccrual |  |
Nonaccrual with allowance | 9,705 | 2,678
Nonaccrual with no allowance | 0 | 7,074
Total nonaccrual | 9,705 | 9,752
Commercial Loan Portfolio | Commercial other |  |
Nonaccrual |  |
Nonaccrual with allowance | 4,120 | 3,439
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 4,120 | 3,439
Commercial Loan Portfolio | Commercial real estate non-owner occupied |  |
Nonaccrual |  |
Nonaccrual with allowance | 19,669 | 9,173
Nonaccrual with no allowance | 13,867 | 24,187
Total nonaccrual | 33,536 | 33,360
Commercial Loan Portfolio | Commercial real estate owner occupied |  |
Nonaccrual |  |
Nonaccrual with allowance | 9,317 | 1,407
Nonaccrual with no allowance | 9,285 | 16,871
Total nonaccrual | 18,602 | 18,278
Commercial Loan Portfolio | Multi-family |  |
Nonaccrual |  |
Nonaccrual with allowance | 44,476 | 2,363
Nonaccrual with no allowance | 8,140 | 51,770
Total nonaccrual | 52,616 | 54,133
Commercial Loan Portfolio | Farmland |  |
Nonaccrual |  |
Nonaccrual with allowance | 1,492 | 1,148
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 1,492 | 1,148
Commercial Loan Portfolio | Construction and land development |  |
Nonaccrual |  |
Nonaccrual with allowance | 39 | 39
Nonaccrual with no allowance | 8,399 | 8,399
Total nonaccrual | 8,438 | 8,438
Residential real estate: | Residential first lien |  |
Nonaccrual |  |
Nonaccrual with allowance | 2,960 | 2,501
Nonaccrual with no allowance | 481 | 491
Total nonaccrual | 3,441 | 2,992
Residential real estate: | Other residential |  |
Nonaccrual |  |
Nonaccrual with allowance | 468 | 446
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 468 | 446
Consumer: | Consumer |  |
Nonaccrual |  |
Nonaccrual with allowance | 67 | 20
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 67 | 20
Lease financing |  |
Nonaccrual |  |
Nonaccrual with allowance | 7,004 | 8,132
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | $ 7,004 | $ 8,132

X
- Definition Financing Receivable, Nonaccrual, With Allowance + References No definition available. + Details
Name: | msbi_FinancingReceivableNonaccrualWithAllowance
Namespace Prefix: | msbi_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable on nonaccrual status. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 16 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable on nonaccrual status with no allowance for credit loss. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 16 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- References No definition available. + Details
Name: | us-gaap_NonaccrualStatusAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_CommercialOtherLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_CommercialRealEstateNonOwnerOccupiedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_CommercialRealEstateOwnerOccupiedLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=srt_MultifamilyMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_FarmlandLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_ConstructionAndLandDevelopmentLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=msbi_OtherResidentialLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConsumerLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_FinanceLeasesPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |