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LOANS - Non-accrual (Details) - USD ($) $ in Thousands | Jun. 30, 2025 | Dec. 31, 2024
--- | --- | ---
Nonaccrual |  |
Nonaccrual with allowance | $ 36,845 | $ 31,346
Nonaccrual with no allowance | 39,659 | 108,792
Total nonaccrual | 76,504 | 140,138
Commercial Loan Portfolio |  |
Nonaccrual |  |
Nonaccrual with allowance | 26,601 | 20,247
Nonaccrual with no allowance | 39,190 | 108,301
Total nonaccrual | 65,791 | 128,548
Commercial Loan Portfolio | Commercial |  |
Nonaccrual |  |
Nonaccrual with allowance | 3,775 | 2,678
Nonaccrual with no allowance | 3,850 | 7,074
Total nonaccrual | 7,625 | 9,752
Commercial Loan Portfolio | Commercial other |  |
Nonaccrual |  |
Nonaccrual with allowance | 6,606 | 3,439
Nonaccrual with no allowance | 1,240 | 0
Total nonaccrual | 7,846 | 3,439
Commercial Loan Portfolio | Commercial real estate non-owner occupied |  |
Nonaccrual |  |
Nonaccrual with allowance | 11,948 | 9,173
Nonaccrual with no allowance | 6,092 | 24,187
Total nonaccrual | 18,040 | 33,360
Commercial Loan Portfolio | Commercial real estate owner occupied |  |
Nonaccrual |  |
Nonaccrual with allowance | 1,961 | 1,407
Nonaccrual with no allowance | 11,469 | 16,871
Total nonaccrual | 13,430 | 18,278
Commercial Loan Portfolio | Multi-family |  |
Nonaccrual |  |
Nonaccrual with allowance | 716 | 2,363
Nonaccrual with no allowance | 8,140 | 51,770
Total nonaccrual | 8,856 | 54,133
Commercial Loan Portfolio | Farmland |  |
Nonaccrual |  |
Nonaccrual with allowance | 1,556 | 1,148
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 1,556 | 1,148
Commercial Loan Portfolio | Construction and land development |  |
Nonaccrual |  |
Nonaccrual with allowance | 39 | 39
Nonaccrual with no allowance | 8,399 | 8,399
Total nonaccrual | 8,438 | 8,438
Residential real estate: | Residential first lien |  |
Nonaccrual |  |
Nonaccrual with allowance | 3,391 | 2,501
Nonaccrual with no allowance | 469 | 491
Total nonaccrual | 3,860 | 2,992
Residential real estate: | Other residential |  |
Nonaccrual |  |
Nonaccrual with allowance | 492 | 446
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 492 | 446
Consumer: | Consumer |  |
Nonaccrual |  |
Nonaccrual with allowance | 62 | 20
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 62 | 20
Lease financing |  |
Nonaccrual |  |
Nonaccrual with allowance | 6,299 | 8,132
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | $ 6,299 | $ 8,132

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