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LOANS - Non-accrual (Details) - USD ($) $ in Thousands | Sep. 30, 2025 | Dec. 31, 2024
--- | --- | ---
Nonaccrual |  |
Nonaccrual with allowance | $ 22,941 | $ 31,346
Nonaccrual with no allowance | 41,180 | 108,792
Total nonaccrual | 64,121 | 140,138
Commercial Loan Portfolio |  |
Nonaccrual |  |
Nonaccrual with allowance | 12,407 | 20,247
Nonaccrual with no allowance | 40,717 | 108,301
Total nonaccrual | 53,124 | 128,548
Commercial Loan Portfolio | Commercial |  |
Nonaccrual |  |
Nonaccrual with allowance | 3,490 | 2,678
Nonaccrual with no allowance | 3,849 | 7,074
Total nonaccrual | 7,339 | 9,752
Commercial Loan Portfolio | Commercial other |  |
Nonaccrual |  |
Nonaccrual with allowance | 4,695 | 3,439
Nonaccrual with no allowance | 2,209 | 0
Total nonaccrual | 6,904 | 3,439
Commercial Loan Portfolio | Commercial real estate non-owner occupied |  |
Nonaccrual |  |
Nonaccrual with allowance | 1,244 | 9,173
Nonaccrual with no allowance | 18,544 | 24,187
Total nonaccrual | 19,788 | 33,360
Commercial Loan Portfolio | Commercial real estate owner occupied |  |
Nonaccrual |  |
Nonaccrual with allowance | 995 | 1,407
Nonaccrual with no allowance | 10,172 | 16,871
Total nonaccrual | 11,167 | 18,278
Commercial Loan Portfolio | Multi-family |  |
Nonaccrual |  |
Nonaccrual with allowance | 716 | 2,363
Nonaccrual with no allowance | 0 | 51,770
Total nonaccrual | 716 | 54,133
Commercial Loan Portfolio | Farmland |  |
Nonaccrual |  |
Nonaccrual with allowance | 1,267 | 1,148
Nonaccrual with no allowance | 409 | 0
Total nonaccrual | 1,676 | 1,148
Commercial Loan Portfolio | Construction and land development |  |
Nonaccrual |  |
Nonaccrual with allowance | 0 | 39
Nonaccrual with no allowance | 5,534 | 8,399
Total nonaccrual | 5,534 | 8,438
Residential real estate: | Residential first lien |  |
Nonaccrual |  |
Nonaccrual with allowance | 2,597 | 2,501
Nonaccrual with no allowance | 463 | 491
Total nonaccrual | 3,060 | 2,992
Residential real estate: | Other residential |  |
Nonaccrual |  |
Nonaccrual with allowance | 524 | 446
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 524 | 446
Consumer: | Consumer |  |
Nonaccrual |  |
Nonaccrual with allowance | 49 | 20
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | 49 | 20
Lease financing |  |
Nonaccrual |  |
Nonaccrual with allowance | 7,364 | 8,132
Nonaccrual with no allowance | 0 | 0
Total nonaccrual | $ 7,364 | $ 8,132

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