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v3.25.3

LOANS - Gross Writeoffs (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024
Risk category |  |  |  |
Total | $ 16,039 | $ 22,978 | $ 67,419 | $ 58,251
Commercial Loan Portfolio |  |  |  |
Risk category |  |  |  |
2025 | 156 | 0 | 156 | 0
2024 | 93 | 320 | 149 | 2,240
2023 | 880 | 1,608 | 1,915 | 6,939
2022 | 3,050 | 301 | 20,963 | 1,472
2021 | 2,962 | 65 | 3,368 | 236
Prior | 2,202 | 230 | 9,664 | 929
Revolving Loans | 1,657 | 0 | 17,422 | 102
Total | 11,000 | 2,524 | 53,637 | 11,918
Commercial Loan Portfolio | Commercial |  |  |  |
Risk category |  |  |  |
2025 | 0 | 0 | 0 | 0
2024 | 0 | 0 | 0 | 475
2023 | 0 | 0 | 0 | 0
2022 | 0 | 0 | 0 | 750
2021 | 0 | 22 | 0 | 32
Prior | 0 | 2 | 152 | 17
Revolving Loans | 0 | 0 | 0 | 102
Total | 0 | 24 | 152 | 1,376
Commercial Loan Portfolio | Commercial other |  |  |  |
Risk category |  |  |  |
2025 | 156 | 0 | 156 | 0
2024 | 6 | 320 | 62 | 1,765
2023 | 880 | 1,608 | 1,915 | 6,939
2022 | 1,253 | 301 | 3,183 | 722
2021 | 102 | 43 | 508 | 66
Prior | 247 | 196 | 364 | 322
Revolving Loans | 1,657 | 0 | 17,422 | 0
Total | 4,301 | 2,468 | 23,610 | 9,814
Commercial Loan Portfolio | Commercial real estate non-owner occupied |  |  |  |
Risk category |  |  |  |
2025 | 0 | 0 | 0 | 0
2024 | 87 | 0 | 87 | 0
2023 | 0 | 0 | 0 | 0
2022 | 0 | 0 | 7,782 | 0
2021 | 0 | 0 | 0 | 138
Prior | 1,906 | 0 | 7,649 | 5
Revolving Loans | 0 | 0 | 0 | 0
Total | 1,993 | 0 | 15,518 | 143
Commercial Loan Portfolio | Commercial real estate owner occupied |  |  |  |
Risk category |  |  |  |
2025 | 0 | 0 | 0 | 0
2024 | 0 | 0 | 0 | 0
2023 | 0 | 0 | 0 | 0
2022 | 1,297 | 0 | 7,144 | 0
2021 | 0 | 0 | 0 | 0
Prior | 8 | 32 | 8 | 585
Revolving Loans | 0 | 0 | 0 | 0
Total | 1,305 | 32 | 7,152 | 585
Commercial Loan Portfolio | Multi-family |  |  |  |
Risk category |  |  |  |
2025 | 0 | 0 | 0 | 0
2024 | 0 | 0 | 0 | 0
2023 | 0 | 0 | 0 | 0
2022 | 500 | 0 | 2,854 | 0
2021 | 0 | 0 | 0 | 0
Prior | 0 | 0 | 1,450 | 0
Revolving Loans | 0 | 0 | 0 | 0
Total | 500 | 0 | 4,304 | 0
Commercial Loan Portfolio | Construction and land development |  |  |  |
Risk category |  |  |  |
2025 | 0 | 0 | 0 | 0
2024 | 0 | 0 | 0 | 0
2023 | 0 | 0 | 0 | 0
2022 | 0 | 0 | 0 | 0
2021 | 2,860 | 0 | 2,860 | 0
Prior | 41 | 0 | 41 | 0
Revolving Loans | 0 | 0 | 0 | 0
Total | 2,901 | 0 | 2,901 | 0
Residential real estate: | Residential first lien |  |  |  |
Risk category |  |  |  |
2025 | 0 | 0 | 0 | 0
2024 | 0 | 18 | 0 | 18
2023 | 40 | 0 | 40 | 11
2022 | 0 | 0 | 0 | 0
2021 | 0 | 0 | 0 | 0
Prior | 0 | 0 | 27 | 0
Revolving Loans | 0 | 0 | 0 | 0
Total | 40 | 18 | 67 | 29
Residential real estate: | Other residential |  |  |  |
Risk category |  |  |  |
2025 | 0 | 0 | 0 | 0
2024 | 0 | 0 | 0 | 0
2023 | 0 | 0 | 0 | 16
2022 | 0 | 0 | 25 | 0
2021 | 0 | 0 | 0 | 0
Prior | 1 | 1 | 2 | 1
Revolving Loans | 13 | 140 | 32 | 148
Total | 14 | 141 | 59 | 165
Consumer: | Consumer |  |  |  |
Risk category |  |  |  |
2025 | 23 | 1 | 23 | 1
2024 | 5 | 0 | 35 | 22
2023 | 9 | 0 | 21 | 0
2022 | 2 | 0 | 4 | 5
2021 | 0 | 0 | 0 | 16
Prior | 0 | 0 | 1 | 27
Revolving Loans | 6 | 7 | 19 | 8
Total | 45 | 8 | 103 | 79
Consumer: | Consumer other |  |  |  |
Risk category |  |  |  |
2025 | 0 | 1 | 26 | 2
2024 | 27 | 2,779 | 106 | 7,813
2023 | 18 | 11,732 | 68 | 22,439
2022 | 348 | 1,299 | 632 | 4,140
2021 | 139 | 632 | 268 | 2,046
Prior | 320 | 865 | 1,031 | 2,892
Revolving Loans | 0 | 0 | 0 | 0
Total | 852 | 17,308 | 2,131 | 39,332
Lease financing |  |  |  |
Risk category |  |  |  |
2025 | 0 | 0 | 0 | 0
2024 | 249 | 583 | 716 | 1,652
2023 | 1,605 | 1,560 | 5,023 | 3,831
2022 | 1,843 | 464 | 4,261 | 801
2021 | 330 | 245 | 723 | 297
Prior | 61 | 127 | 699 | 147
Revolving Loans | 0 | 0 | 0 | 0
Total | 4,088 | 2,979 | 11,422 | 6,728
Loan Portfolios, Excluding Commercial |  |  |  |
Risk category |  |  |  |
2025 | 23 | 2 | 49 | 3
2024 | 281 | 3,380 | 857 | 9,505
2023 | 1,672 | 13,292 | 5,152 | 26,297
2022 | 2,193 | 1,763 | 4,922 | 4,946
2021 | 469 | 877 | 991 | 2,359
Prior | 382 | 993 | 1,760 | 3,067
Revolving Loans | 19 | 147 | 51 | 156
Total | $ 5,039 | $ 20,454 | $ 13,782 | $ 46,333

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