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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2019
Regulatory Matters [Abstract]  
Summary of capital amounts and ratios of the Bank and the Company and the regulatory minimum requirements

The following table summarizes the capital amounts and ratios of the Bank and the Company and the regulatory minimum requirements at December 31, 2019 and 2018.

                               
To be well
capitalized
For capital under prompt
adequacy purposes corrective action
Actual minimum provisions minimum
(dollars in thousands) Amount Ratio Amount Ratio Amount Ratio
As of December 31, 2019
The Bank
Total Capital (to risk weighted assets)       $ 250,847       13.31%       $ 150,807       8.00%        $ 188,510       10.00%
Tier 1 Capital (to risk weighted assets) 234,205 12.42% 113,106 6.00% 150,807 8.00%
Common Equity Tier 1 Capital (to risk weighted assets) 234,205 12.42% 84,829 4.50% 122,531 6.50%
Tier 1 Capital (to average assets) 234,205 10.80% 86,772 4.00% 108,465 5.00%
 
The Company(1)
Total Capital (to risk weighted assets) 258,800 13.73% 150,807 8.00% n/a n/a
Tier 1 Capital (to risk weighted assets) 219,158 11.63% 113,106 6.00% n/a n/a
Common Equity Tier 1 Capital (to risk weighted assets) 206,158 10.94% 84,829 4.50% n/a n/a
Tier 1 Capital (to average assets) 219,158 10.10% 86,772 4.00% n/a n/a
 
To be well
capitalized
For capital under prompt
adequacy purposes corrective action
Actual minimum provisions minimum
(dollars in thousands) Amount Ratio Amount Ratio Amount Ratio
As of December 31, 2018
The Bank
Total Capital (to risk weighted assets) $ 198,195 12.16% $ 130,368 8.00% $ 162,960 10.00%
Tier 1 Capital (to risk weighted assets) 182,433 11.20% 97,776 6.00% 130,368 8.00%
Common Equity Tier 1 Capital (to risk weighted assets) 182,433 11.20% 73,332 4.50% 105,924 6.50%
Tier 1 Capital (to average assets) 182,433 9.84% 74,126 4.00% 92,658 5.00%
 
The Company(1)
Total Capital (to risk weighted assets) 203,595 12.49% 130,368 8.00% n/a n/a
Tier 1 Capital (to risk weighted assets) 187,833 11.53% 97,776 6.00% n/a n/a
Common Equity Tier 1 Capital (to risk weighted assets) 174,833 10.73% 73,332 4.50% n/a n/a
Tier 1 Capital (to average assets) 187,833 10.14% 74,126 4.00% n/a n/a

(1)

Under the Federal Reserve’s Small Bank Holding Company Policy Statement, the Company is not subject to the minimum capital adequacy and capital conservation buffer capital requirements at the holding company level, unless otherwise advised by the Federal Reserve (such capital requirements are applicable only at the Bank level). Although the minimum regulatory capital requirements are not applicable to the Company, we calculate these ratios for our own planning and monitoring purposes.