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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Operating activities    
Net income $ 10,366 $ 2,832
Adjustments to reconcile net income to cash provided by (used for) operating activities:    
Provision for loan losses (300) 6,000
Depreciation and other amortization 551 549
Accretion and amortization of securities discounts and premium, net 232 116
Loss on sale of real estate owned 380
Gain on sale of fixed assets (10)
Net change in operating leases 121 55
Compensation expense related to stock options and restricted stock grants 396 334
Gain on sale of loans held for sale (4,813) (2,778)
Loans originated and held for sale (173,380) (95,423)
Proceeds from sale of loans held for sale 181,377 90,299
Increase in cash surrender value of bank owned life insurance (267) (270)
Decrease in deferred tax asset 1
Decrease (increase) in other assets 376 (1,490)
Decrease in other liabilities (4,461) (3,782)
Net cash provided by (used for) operating activities 10,569 (3,558)
Increase (decrease) in cash realized from:    
Increase in loans, net (41,165) (86,916)
Purchase of property and equipment (2,609) (1,119)
Purchase of investment securities:    
Available for sale (5,366) (6,302)
Payments and maturities, calls and repayments of investment securities:    
Available for sale 5,458 4,269
Other investments 1,862 1,607
Purchase of bank owned life insurance (7,500)
Proceeds from sale of fixed assets 50
Proceeds from sale of other real estate owned 788
Net cash used for investing activities (48,482) (88,461)
Increase (decrease) in cash realized from:    
Increase in deposits, net 115,993 149,574
Decrease in Federal Home Loan Bank advances and other borrowings, net (25,000) (45,000)
Proceeds from the exercise of stock options 1,578 741
Net cash provided by financing activities 92,571 105,315
Net increase in cash and cash equivalents 54,658 13,296
Cash and cash equivalents at beginning of the period 100,687 127,816
Cash and cash equivalents at end of the period 155,345 141,112
Cash paid for    
Interest 2,767 7,103
Income taxes
Schedule of non-cash transactions    
Unrealized gain (loss) on securities, net of income taxes $ (1,113) $ 708