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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
Interest income        
Loans $ 23,063 $ 23,042 $ 67,938 $ 69,963
Investment securities 355 310 926 1,090
Federal funds sold and interest-bearing deposits with banks 68 63 167 218
Total interest income 23,486 23,415 69,031 71,271
Interest expense        
Deposits 934 2,393 3,009 11,195
Borrowings 380 385 1,147 1,569
Total interest expense 1,314 2,778 4,156 12,764
Net interest income 22,172 20,637 64,875 58,507
Provision for (reversal of) loan losses (6,000) 11,100 (8,200) 27,300
Net interest income after provision for loan losses 28,172 9,537 73,075 31,207
Noninterest income        
Mortgage banking income 2,829 6,277 9,445 14,721
Service fees on deposit accounts 199 211 557 670
ATM and debit card income 542 465 1,532 1,258
Income from bank owned life insurance 321 270 919 810
Net lender and referral fees on PPP loans 268 2,247
Other income 348 361 1,043 1,002
Total noninterest income 4,239 7,584 13,764 20,708
Noninterest expenses        
Compensation and benefits 7,468 6,666 20,974 19,450
Mortgage production costs 1,956 2,666 7,086 6,841
Occupancy 1,684 1,601 4,871 4,631
Other real estate owned (income) expenses (3) 673 385 673
Outside service and data processing costs 1,229 1,046 3,609 3,170
Insurance 244 377 807 995
Professional fees 561 395 1,479 1,270
Marketing 240 165 623 481
Other 660 594 1,861 1,687
Total noninterest expenses 14,039 14,183 41,695 39,198
Income before income tax expense 18,372 2,938 45,144 12,717
Income tax expense 4,355 721 10,438 2,990
Net income available to common shareholders $ 14,017 $ 2,217 $ 34,706 $ 9,727
Earnings per common share        
Basic $ 1.78 $ 0.29 $ 4.43 $ 1.26
Diluted $ 1.75 $ 0.28 $ 4.36 $ 1.24
Weighted average common shares outstanding        
Basic 7,873,868 7,732,293 7,832,330 7,711,181
Diluted 8,001,028 7,815,265 7,966,065 7,820,345