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Other Real Estate Owned | 12 Months Ended
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Dec. 31, 2021
Real Estate [Abstract] |
Other Real Estate Owned | NOTE 8 – Other Real Estate Owned Other real estate owned is comprised of real estate acquired in settlement of loans and is included in other assets on the balance sheet. At December 31, 2021 there was no commercial property owned compared to one commercial property owned totaling $1.2 million at December 31, 2020. The following summarizes the activity in the real estate acquired in settlement of loans portion of other real estate owned:
| For the year ended December 31, |
(dollars in thousands) |  | 2021 |  |  | 2020 |
Balance, beginning of year |  | $ | 1,169 |  |  | $ | - |
Additions |  |  | 367 |  |  |  | 2,198 |
Sales |  |  | (1,536 | ) |  |  | - |
Write-downs, net |  |  | - |  |  |  | (1,029 | )
Balance, end of year |  | $ | - |  |  | $ | 1,169 |

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- Definition The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 45 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=124259787&loc=d3e4437-111522 + Details
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