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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Interest income    
Loans $ 45,605 $ 36,748
Investment securities 1,478 613
Federal funds sold and interest-bearing deposits with banks 1,280 969
Total interest income 48,363 38,330
Interest expense    
Deposits 26,932 17,179
Borrowings 2,786 727
Total interest expense 29,718 17,906
Net interest income 18,645 20,424
Provision for (reversal of) credit losses (175) 1,825
Net interest income after provision for (reversal of) credit losses 18,820 18,599
Noninterest income    
Mortgage banking income 1,164 622
Service fees on deposit accounts 387 325
ATM and debit card income 544 555
Income from bank owned life insurance 377 332
Other income 192 210
Total noninterest income 2,664 2,044
Noninterest expenses    
Compensation and benefits 10,857 10,356
Occupancy 2,557 2,457
Outside service and data processing costs 1,846 1,629
Insurance 955 689
Professional fees 618 660
Marketing 369 366
Other 898 947
Total noninterest expenses 18,100 17,104
Income before income tax expense 3,384 3,539
Income tax expense 862 836
Net income $ 2,522 $ 2,703
Earnings per common share    
Basic $ 0.31 $ 0.34
Diluted $ 0.31 $ 0.33
Weighted average common shares outstanding    
Basic 8,110,249 8,025,876
Diluted 8,141,921 8,092,270