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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Interest income      
Loans $ 186,863 $ 166,137 $ 114,233
Investment securities 5,812 4,463 1,990
Federal funds sold and interest-bearing deposits with banks 8,537 6,998 1,439
Total interest income 201,212 177,598 117,662
Interest expense      
Deposits 108,774 91,373 18,102
Borrowings 11,216 8,571 1,939
Total interest expense 119,990 99,944 20,041
Net interest income 81,222 77,654 97,621
Provision for credit losses 125 1,260 6,155
Net interest income after provision for credit losses 81,097 76,394 91,466
Noninterest income      
Mortgage banking income 5,560 4,036 4,198
Service fees on deposit accounts 1,764 1,382 1,265
ATM and debit card income 2,337 2,245 2,163
Income from bank owned life insurance 1,569 1,379 1,289
Gain (loss) on disposal of fixed assets 28 (394)
Other income 883 818 1,059
Total noninterest income 12,141 9,860 9,580
Noninterest expenses      
Compensation and benefits 43,546 40,275 38,790
Occupancy 10,291 10,255 9,105
Outside service and data processing costs 7,741 7,078 6,112
Insurance 4,022 3,766 1,686
Professional fees 2,404 2,496 2,635
Marketing 1,412 1,357 1,216
Other 3,910 3,600 3,389
Total noninterest expenses 73,326 68,827 62,933
Income before income tax expense 19,912 17,427 38,113
Income tax expense 4,382 4,001 8,998
Net income available to common shareholders $ 15,530 $ 13,426 $ 29,115
Earnings per common share      
Basic $ 1.92 $ 1.67 $ 3.66
Diluted $ 1.91 $ 1.66 $ 3.61
Weighted average common shares outstanding      
Basic 8,080,623 8,046,633 7,958,294
Diluted 8,117,057 8,078,454 8,071,690