XML 77 R62.htm IDEA: XBRL DOCUMENT v3.25.0.1
Loans and Allowance for Credit Losses (Details) - Schedule of activity related to the allowance for credit losses - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period $ 40,682    
Provision for credit losses 125 $ 1,260 $ 6,155
Balance, end of period 39,914 40,682  
Commercial [Member] | Owner occupied RE [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 6,118 5,867 4,700
Provision for credit losses (636) 251 1,480
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period 5,482 6,118 5,867
Adjustment for CECL     (313)
Commercial [Member] | Non-owner occupied RE [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 11,167 10,376 10,518
Provision for credit losses 81 848 (2,015)
Loan charge-offs (1,029) (242)
Loan recoveries 185 1,540
Net loan recoveries (charge-offs) (1,029) (57) 1,540
Balance, end of period 10,219 11,167 10,376
Adjustment for CECL     333
Commercial [Member] | Construction [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 1,594 1,292 625
Provision for credit losses (654) 302 513
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period 940 1,594 1,292
Adjustment for CECL     154
Commercial [Member] | Business [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 7,385 7,861 4,887
Provision for credit losses 828 (755) 1,764
Loan charge-offs (580) (65) (55)
Loan recoveries 112 344 208
Net loan recoveries (charge-offs) (468) 279 153
Balance, end of period 7,745 7,385 7,861
Adjustment for CECL     1,057
Consumer [Member] | Construction [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 677 893 578
Provision for credit losses (562) (216) 185
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period 115 677 893
Adjustment for CECL     130
Consumer [Member] | Real Estate [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 10,647 9,487 7,083
Provision for credit losses 1,712 1,160 2,698
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period 12,359 10,647 9,487
Adjustment for CECL     (294)
Consumer [Member] | Home Equity [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 2,600 2,551 1,697
Provision for credit losses (155) 422 663
Loan charge-offs (45) (438) (339)
Loan recoveries 255 65 92
Net loan recoveries (charge-offs) 210 (373) (247)
Balance, end of period 2,655 2,600 2,551
Adjustment for CECL     438
Consumer [Member] | Other [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 494 312 320
Provision for credit losses (114) 197 87
Loan charge-offs (80) (16) (91)
Loan recoveries 99 1 1
Net loan recoveries (charge-offs) 19 (15) (90)
Balance, end of period 399 494 312
Adjustment for CECL     (5)
Commercial & Consumer [Member]      
Accounts, Notes, Loans and Financing Receivable [Line Items]      
Balance, beginning of period 40,682 38,639 30,408
Provision for credit losses 500 2,209 5,375
Loan charge-offs (1,734) (761) (485)
Loan recoveries 466 595 1,841
Net loan recoveries (charge-offs) (1,268) (166) 1,356
Balance, end of period $ 39,914 $ 40,682 $ 38,639
Net recoveries to average loans (annualized) 0.04% 0.00% (0.05%)
Allowance for credit losses to gross loans 1.10% 1.13% 1.18%
Allowance for credit losses to nonperforming loans 366.94% 1026.55% 1470.84%
Adjustment for CECL     $ 1,500