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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Operating activities      
Net income $ 15,530 $ 13,426 $ 29,115
Adjustments to reconcile net income to cash provided by operating activities:      
Provision for credit losses 125 1,260 6,155
Depreciation and other amortization 4,810 4,816 3,698
Accretion and amortization of securities discounts and premiums, net 554 61 694
(Gain) loss on sale of investment securities available for sale (12)
(Gain) loss on sale of fixed assets (28) 394
Net change in operating leases 145 233 872
Compensation expense related to stock options and restricted stock grants 2,283 1,943 2,026
Gain on sale of loans held for sale (5,447) (3,790) (2,914)
Loans originated and held for sale (188,906) (147,040) (165,698)
Proceeds from sale of loans held for sale 196,982 147,553 178,251
Increase in cash surrender value of bank owned life insurance (1,569) (1,379) (1,289)
Increase in deferred tax asset (1,232) (230) (22)
Increase in other assets, net (3,527) (1,378) (5,047)
Increase in other liabilities, net 5,838 2,178 4,082
Net cash provided by operating activities 25,558 17,653 50,305
Investing activities      
Increase in loans, net (30,408) (329,431) (782,130)
Purchase of property and equipment (785) (1,242) (13,950)
Purchase of investment securities:      
Available for sale (23,937) (63,224) (13,048)
Other investments (4,301) (51,642) (27,751)
Proceeds from maturities, calls and repayments of investment securities:      
Available for sale 25,793 24,428 10,833
Other investments 4,750 42,536 20,939
Proceeds from sales of investment securities available for sale 12,429
Proceeds from sale of fixed assets 28 95
Net cash used for investing activities (28,860) (378,575) (792,583)
Financing activities      
Increase in deposits, net 56,201 245,700 570,038
Increase (decrease) in Federal Home Loan Bank advances and other borrowings (35,000) 100,000 175,000
Decrease in subordinated debentures (11,500)
Proceeds from the exercise of stock options 294 518 905
Net cash provided by financing activities 9,995 346,218 745,943
Net increase (decrease) in cash and cash equivalents 6,693 (14,704) 3,665
Cash and cash equivalents, beginning of year 156,170 170,874 167,209
Cash and cash equivalents, end of year 162,863 156,170 170,874
Supplemental information      
Interest 119,348 93,351 18,877
Income taxes 3,767 1,514 11,828
Schedule of non-cash transactions      
Unrealized gain (loss) on securities, net of income taxes (130) 2,068 (12,660)
Right-of-use assets obtained in exchange for lease obligations:      
Operating leases $ 145 $ 595