XML 50 R39.htm IDEA: XBRL DOCUMENT v3.25.2
Loans and Allowance for Credit Losses (Details) - Schedule of activity related to the allowance for credit losses - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Balance, beginning of period     $ 39,914  
Provision for credit losses $ 700 $ 500 1,450 $ 325
Balance, end of period 41,285   41,285  
Commercial [Member] | Owner occupied RE [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Balance, beginning of period 3,934 6,118 5,482 6,118
Provision for credit losses 69 (651) (1,479) (651)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period 4,003 5,467 4,003 5,467
Commercial [Member] | Non-owner occupied RE [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Balance, beginning of period 7,333 11,167 10,219 11,167
Provision for credit losses 84 424 (2,802) 424
Loan charge-offs (1,029) (1,029)
Loan recoveries
Net loan recoveries (charge-offs) (1,029) (1,029)
Balance, end of period 7,417 10,562 7,417 10,562
Commercial [Member] | Construction [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Balance, beginning of period 582 1,594 940 1,594
Provision for credit losses (120) (263) (478) (263)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period 462 1,331 462 1,331
Commercial [Member] | Business [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Balance, beginning of period 11,131 7,054 7,745 7,385
Provision for credit losses 213 190 3,615 190
Loan charge-offs (63) (19) (141) (365)
Loan recoveries 12 11 74 26
Net loan recoveries (charge-offs) (51) (8) (67) (339)
Balance, end of period 11,293 7,236 11,293 7,236
Consumer [Member] | Construction [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Balance, beginning of period 487 677 115 677
Provision for credit losses (32) (399) 340 (399)
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period 455 278 455 278
Consumer [Member] | Real Estate [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Balance, beginning of period 15,193 10,647 12,359 10,647
Provision for credit losses 340 1,750 3,174 1,750
Loan charge-offs
Loan recoveries
Net loan recoveries (charge-offs)
Balance, end of period 15,533 12,397 15,533 12,397
Consumer [Member] | Home Equity [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Balance, beginning of period 1,549 2,719 2,655 2,600
Provision for credit losses 96 (244) (1,014) (244)
Loan charge-offs
Loan recoveries 4 4 8 123
Net loan recoveries (charge-offs) 4 4 8 123
Balance, end of period 1,649 2,479 1,649 2,479
Consumer [Member] | Other [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Balance, beginning of period 478 465 399 494
Provision for credit losses (57) 44 (57)
Loan charge-offs (5) (1) (5) (79)
Loan recoveries 35 49
Net loan recoveries (charge-offs) (5) (1) 30 (30)
Balance, end of period 473 407 473 407
Commercial & Consumer [Member]        
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Balance, beginning of period 40,687 40,441 39,914 40,682
Provision for credit losses 650 750 1,400 750
Loan charge-offs (68) (1,049) (146) (1,473)
Loan recoveries 16 15 117 198
Net loan recoveries (charge-offs) (52) (1,034) (29) (1,275)
Balance, end of period $ 41,285 $ 40,157 $ 41,285 $ 40,157
Net charge-offs to average loans (annualized) 0.01% 0.11% 0.00% 0.07%
Allowance for credit losses to gross loans 1.10% 1.11% 1.10% 1.11%
Allowance for credit losses to nonperforming loans 362.35% 357.95% 362.35% 357.95%