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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income        
Loans $ 50,999 $ 47,550 $ 147,077 $ 139,700
Investment securities 1,342 1,412 4,102 4,308
Federal funds sold and interest-bearing deposits with banks 2,645 2,209 5,773 6,072
Total interest income 54,986 51,171 156,952 150,080
Interest expense        
Deposits 24,703 27,725 72,572 82,873
Borrowings 2,754 2,855 8,172 8,443
Total interest expense 27,457 30,580 80,744 91,316
Net interest income 27,529 20,591 76,208 58,764
Provision for credit losses 850 2,300 325
Net interest income after provision for credit losses 26,679 20,591 73,908 58,439
Noninterest income        
Mortgage banking income 1,600 1,449 4,593 4,536
Service fees on deposit accounts 625 455 1,731 1,265
ATM and debit card income 601 599 1,739 1,730
Income from bank owned life insurance 439 401 1,254 1,162
Other income 335 271 729 669
Total noninterest income 3,600 3,175 10,046 9,362
Noninterest expenses        
Compensation and benefits 11,299 10,789 34,277 32,936
Occupancy 2,447 2,595 7,517 7,704
Outside service and data processing 2,158 1,930 6,383 5,738
Insurance 961 1,025 2,881 2,945
Professional fees 605 548 1,723 1,748
Marketing 412 319 1,183 1,077
Other 1,064 833 3,153 2,634
Total noninterest expenses 18,946 18,039 57,117 54,782
Income before income tax expense 11,333 5,727 26,837 13,019
Income tax expense 2,671 1,345 6,328 3,116
Net income $ 8,662 $ 4,382 $ 20,509 $ 9,903
Earnings per common share        
Basic $ 1.08 $ 0.54 $ 2.55 $ 1.22
Diluted $ 1.07 $ 0.54 $ 2.54 $ 1.22
Weighted average common shares outstanding        
Basic 8,030,944 8,064,283 8,048,426 8,100,003
Diluted 8,080,459 8,089,176 8,080,678 8,123,846