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Pay vs Performance Disclosure
 12 Months Ended
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Pay vs Performance Disclosure [Table]          
Pay vs Performance Disclosure, Table

Pay Versus Performance

In accordance with rules adopted by the SEC pursuant to the Dodd-Frank Act, we provide the following disclosure regarding executive compensation for our CEO and non-CEO named executive officers (“NEOs”) and Company performance for the fiscal years listed below.

 
               
          Value of Initial Fixed $100
Investment Based on:(4)		    
Year Summary
Compensation
Table Total for
CEO(1)		 Compensation
Actually Paid to
CEO(1)(2)(3)		 Average
Summary
Compensation
Table Total for
Non-CEO NEOs(1)		 Average
Compensation
Actually Paid to
Non-CEO
NEOs(1)(2)(3)		 Southern
First Total
Shareholder
Return		 S&P US BMI
Banks –
Southeast
Region Total
Shareholder
Return

Net
Income

($ in
thousands)

 Growth in
Tangible
Book
Value(5)
2024 $     1,141,448 1,108,668 414,553 378,625 $   112.45 $   155.47 $  15,530 4.76%
2023        805,318 763,495 363,433 222,899    87.31    107.45   13,426 5.09%
2022        930,645 648,353 503,035 318,392    107.67    104.16   29,115 4.82%
2021 1,279,479 1,940,915 528,440 889,758 147.07 128.06 46,711 19.41%
2020 1,252,932 918,502 463,220 454,178 83.20 89.66 18,328 9.47%
        
Company Selected Measure Name Tangible Book Value        
Named Executive Officers, Footnote R. Arthur Seaver, Jr. was our CEO for each year presented. The individuals comprising the Non-CEO NEOs are Messrs. Dowling, Strickland, and Hurst and Ms. King for 2020, Messrs. Dowling, Hurst, and Aiken and Ms. King for 2021 and 2022, Messrs. Dowling, Hurst, Borrmann, and Aiken and Ms. King for 2023, Messrs. Hurst, Zych, Borrmann, Aiken and Ms. Fairchild for 2024.        
Peer Group Issuers, Footnote The Peer Group Total Share Return (“TSR”) set forth in this table utilizes the S&P US BMI Banks – Southeast Bank Index, which we also utilize in the stock performance graph required by Item 201(e) of Regulation S-K included in our Annual Report for the year ended December 31, 2024. The comparison assumes $100 was invested for the period starting December 31, 2020, through the end of the listed year in the Company and in the S&P US BMI Banks – Southeast Bank Index, respectively. Historical stock performance is not necessarily indicative of future stock performance.        
PEO Total Compensation Amount $ 1,141,448 $ 805,318 $ 930,645 $ 1,279,479 $ 1,252,932
PEO Actually Paid Compensation Amount $ 1,108,668 763,495 648,353 1,940,915 918,502
Adjustment To PEO Compensation, Footnote
             
Year Summary
Compensation Table
Total for CEO		 Exclusion of
Change in Pension
Value for CEO 		Exclusion of Stock
Awards and
Option Awards for
CEO		 Inclusion of
Pension Service
Cost for CEO

Inclusion of
Equity Values

for CEO

Compensation
Actually Paid

to CEO

2024 $       1,141,448 (110,300) (308,978) 92,954 293,544 1,108,668
2023        805,318 - (130,350) 92,686 (4,159) 763,495
2022        930,645 (50,741) (122,280) 108,328 (217,558) 648,353
2021 1,279,479 (240,559) (318,235) 112,730 1,107,500 1,940,915
        
Non-PEO NEO Average Total Compensation Amount $ 414,553 363,433 503,035 528,440 463,220
Non-PEO NEO Average Compensation Actually Paid Amount $ 378,625 222,899 318,392 889,758 454,178
Adjustment to Non-PEO NEO Compensation Footnote
             
Year Average Summary
Compensation Table
Total for Non-CEO
NEOs		  Average Exclusion
of Change in
Pension Value for
Non-CEO NEOs 		 Average Exclusion
of Stock Awards
and Option
Awards for Non-
CEO Named
Executive Officers		 Average Inclusion
of Pension Service
Cost for Non-CEO
NEOs		 Average Inclusion
of Equity Values
for Non-CEO NEOs		 Average
Compensation
Actually Paid to
Non-CEO NEOs
2024     $    414,553 (2,291) (100,199) 3,489 63,073 378,625
2023     363,433 (4,462) (66,132) 4,598 (74,538) 222,899
2022        503,035 (8,421) (70,311) 18,527 (124,438) 318,392
2021 528,440 (32,674) (114,407) 20,391 488,008 889,758
        
Equity Valuation Assumption Difference, Footnote

The amounts in the Inclusion of Equity Values in the tables above are derived from the amounts set forth in the following tables:

         
Year Year-End Fair Value of
Equity Awards Granted
During Year That
Remained Unvested as of
Last Day of Year for CEO		 Change in Fair Value from
Last Day of Prior Year to
Last Day of Year of
Unvested Equity Awards
for CEO		 Change in Fair Value
from Last Day of Prior
Year to Vesting Date of
Unvested Equity
Awards that Vested
During Year for CEO		 Total - Inclusion of
Equity Values for CEO
2024 $       330,959 (4,650) (32,765) 293,544
2023        111,300 (88,220) (27,239) (4,159)
2022        91,500 (291,290) (17,768) (217,558)
2021 640,991 436,186 30,323 1,107,500
         
Year Average Year-End Fair
Value of Equity Awards
Granted During Year
That Remained Unvested
as of Last Day of Year for
Non-CEO NEOs		 Average Change in Fair
Value from Last Day of
Prior Year to Last Day of
Year of Unvested Equity
Awards for Non-CEO NEOs		 Average Change in Fair
Value from Last Day of
Prior Year to Vesting
Date of Unvested
Equity Awards that
Vested During Year for
Non-CEO NEOs		 Total - Average
Inclusion of
Equity Values for Non-
CEO NEOs
2024 $      118,892 3,971 (59,790) 63,073
2023       45,262 (19,426) (22,155) (74,538)
2022       45,750 (134,948) (35,240) (124,438)
2021 232,561 224,092 31,355 488,008
        
Compensation Actually Paid vs. Total Shareholder Return

The graph below shows the relationship between compensation actually paid to our CEO and the average of the compensation actually paid to our other NEOs and our cumulative total shareholder return over the five fiscal years ending December 31, 2024. In addition, the table below shows the relationship between our cumulative total shareholder return and the S&P US BMI Banks - Southeast Region index total shareholder return over that same period.

 

        
Compensation Actually Paid vs. Net Income

The graph below shows the relationship between compensation actually paid to our CEO and the average of the compensation actually paid to our other NEOs and our net income over the five fiscal years ending December 31, 2024.

        
Compensation Actually Paid vs. Company Selected Measure

The graph below shows the relationship between compensation actually paid to our CEO and the average of the compensation actually paid to our other NEOs and our tangible book value over the five fiscal years ending December 31, 2024.

        
Tabular List, Table

We consider the following to be the most important financial performance measures we use to link compensation actually paid to our NEOs for 2024, to company performance. The measures below are not ranked.

  · Tangible Book Value
  · Net Charge-offs as a Percentage of Average Loans
  · Total Shareholder Return
        
Total Shareholder Return Amount $ 112.45 87.31 107.67 147.07 83.20
Peer Group Total Shareholder Return Amount 155.47 107.45 104.16 128.06 89.66
Net Income (Loss) $ 15,530,000 $ 13,426,000 $ 29,115,000 $ 46,711,000 $ 18,328,000
Company Selected Measure Amount 0.0476 0.0509 0.0482 0.1941 0.0947
PEO Name R. Arthur Seaver, Jr. R. Arthur Seaver, Jr. R. Arthur Seaver, Jr. R. Arthur Seaver, Jr. R. Arthur Seaver, Jr.
Additional 402(v) Disclosure The amounts shown for Compensation Actually Paid have been calculated in accordance with Item 402(v) of Regulation S-K and do not reflect compensation actually earned, realized, or received by the Company’s NEOs. These amounts reflect the Summary Compensation Table Total with certain adjustments as described in footnote 3 below. Compensation Actually Paid reflects the exclusions and inclusions of certain amounts for the CEO and the Non-CEO NEOs as set forth below. Equity values are calculated in accordance with FASB ASC Topic 718. Amounts in the Exclusion of Stock Awards and Option Awards column are the totals from the Stock Awards and Option Awards columns set forth in the Summary Compensation Table. Amounts in the Exclusion of Change in Pension Value column reflect the amounts attributable to the Change in Pension Value reported in the Summary Compensation Table, excluding negative values. Amounts in the Inclusion of Pension Service Cost are based on the service cost for services rendered during the listed year.

While we utilize several performance measures to align executive compensation with performance, all those measures are not presented in the Pay for Performance table. Moreover, we generally seek to incentivize long-term performance, and therefore do not specifically align the Company’s performance measures with compensation that is actually paid (as defined by SEC rules) for a particular year. In accordance with Item 402(v) of Regulation S-K, we are providing the following descriptions of the relationships between information presented in the Pay for Performance table.

While we do not consider net income to be one of the most important financial performance measures in determining overall compensation, it does impact the compensation actually paid to our CEO and other named executive officers as it is correlated with tangible book value.

Net charge-offs as a percentage of average loans also impacts the compensation actually paid to our CEO and other named executive officers because one third of the payout under our long-term incentive plan is based upon our cumulative net charge-offs during the three-year measurement period.

Our TSR directly impacts the compensation actually paid to our CEO and other named executive officers and is the primary driver of the difference between the Summary Compensation Table amounts and Compensation Actually Paid amounts in the above table. This results from the high percentage of compensation delivered through equity awards which are tied directly to share price.

        
Measure [Axis]: 1          
Pay vs Performance Disclosure [Table]          
Measure Name Tangible Book Value        
Non-GAAP Measure Description We determined Growth in Tangible Book Value (“TBV”) to be the most important financial performance measure used to link Company performance to Compensation Actually Paid to our CEO and Non-CEO NEOs in 2023. This performance measure may not have been the most important financial performance measure for years 2022 and 2021, and we may determine a different financial performance measure to be the most important financial performance measure in future years.        
Measure [Axis]: 2          
Pay vs Performance Disclosure [Table]          
Measure Name Net Charge-offs as a Percentage of Average Loans        
Measure [Axis]: 3          
Pay vs Performance Disclosure [Table]          
Measure Name Total Shareholder Return        
PEO [Member] | Exclusion of Change in Pension Value [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount $ (110,300) $ (50,741) $ (240,559)  
PEO [Member] | Exclusion of Stock Awards and Option Awards [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount (308,978) (130,350) (122,280) (318,235)  
PEO [Member] | Inclusion of Pension Service Cost [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount 92,954 92,686 108,328 112,730  
PEO [Member] | Inclusion of Equity Values [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount 293,544 (4,159) (217,558) 1,107,500  
PEO [Member] | Fair Value of Equity Awards Granted During Year That Remained Unvested [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount, Equity Awards 330,959 111,300 91,500 640,991  
PEO [Member] | Change in Fair Value from Last Day of Prior Year to Last Day of Year of Unvested Equity Awards [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount, Equity Awards (4,650) (88,220) (291,290) 436,186  
PEO [Member] | Change in Fair Value from Last Day of Prior Year to Vesting Date of Unvested Equity Awards that Vested [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount, Equity Awards (32,765) (27,239) (17,768) 30,323  
PEO [Member] | Total - Inclusion of Equity Values [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount 293,544 (4,159) (217,558) 1,107,500  
Non-PEO NEO [Member] | Average Exclusion of Change in Pension Value [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount (2,291) (4,462) (8,421) (32,674)  
Non-PEO NEO [Member] | Average Exclusion of Stock Awards and Option Awards [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount (100,199) (66,132) (70,311) (114,407)  
Non-PEO NEO [Member] | Average Inclusion of Pension Service Cost [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount 3,489 4,598 18,527 20,391  
Non-PEO NEO [Member] | Average Inclusion of Equity Values [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount 63,073 (74,538) (124,438) 488,008  
Non-PEO NEO [Member] | Average Year-End Fair Value of Equity Awards Granted During Year That Remained Unvested [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount, Equity Awards 118,892 45,262 45,750 232,561  
Non-PEO NEO [Member] | Average Change in Fair Value from Last Day of Prior Year to Last Day of Year of Unvested Equity Awards [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount, Equity Awards 3,971 (19,426) (134,948) 224,092  
Non-PEO NEO [Member] | Average Change in Fair Value from Last Day of Prior Year to Vesting Date of Unvested Equity Awards that Vested [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount, Equity Awards (59,790) (22,155) (35,240) 31,355  
Non-PEO NEO [Member] | Total - Average Inclusion of Equity Values [Member]          
Pay vs Performance Disclosure [Table]          
Adjustment to Compensation Amount $ 63,073 $ (74,538) $ (124,438) $ 488,008