-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 VdPCsgRRyeIyOcsfYATgotE0S+WbWleVcNTMyLSSOdKrDWf8qJBkscjhF6bbtmnh
 SctbnAMy536sUpPcn3oCfw==

<SEC-DOCUMENT>0001209191-03-034114.txt : 20031209
<SEC-HEADER>0001209191-03-034114.hdr.sgml : 20031209
<ACCEPTANCE-DATETIME>20031209152514
ACCESSION NUMBER:		0001209191-03-034114
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20031022
FILED AS OF DATE:		20031209

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			RUPP DAVID P JR
		CENTRAL INDEX KEY:			0001271108

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-14492
		FILM NUMBER:		031044847

	MAIL ADDRESS:	
		STREET 1:		302 N. DEFIANCE ST.
		CITY:			ARCHBOLD
		STATE:			OH
		ZIP:			43502

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FARMERS & MERCHANTS BANCORP INC
		CENTRAL INDEX KEY:			0000792966
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				341469491
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		307-11 N DEFIANCE ST
		CITY:			ARCHBOLD
		STATE:			OH
		ZIP:			43502
		BUSINESS PHONE:		4194462501

	MAIL ADDRESS:	
		STREET 1:		307-11 NORTH DEFIANCE ST
		CITY:			ARCHBOLD
		STATE:			OH
		ZIP:			43502
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>doc4.xml
<DESCRIPTION>FORM 4 SUBMISSION
<TEXT>
<XML>
<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2003-10-22</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000792966</issuerCik><issuerName>FARMERS &amp; MERCHANTS BANCORP INC</issuerName>        <issuerTradingSymbol>none</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001271108</rptOwnerCik><rptOwnerName>RUPP DAVID P JR</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>302 N DEFIANCE ST</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>ARCHBOLD</rptOwnerCity><rptOwnerState>OH</rptOwnerState><rptOwnerZipCode>43502</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransact
ion><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2003-10-22</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>J</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>1200.0000</value></transactionShares><transactionPricePerShare><value>95.0000</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>4305.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeHolding><securityTitle><value>Common Stock</value></securityTitle><postTransactionAmou
nts><sharesOwnedFollowingTransaction><value>140.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>I</value></directOrIndirectOwnership><natureOfOwnership><value>Partnership</value></natureOfOwnership></ownershipNature></nonDerivativeHolding></nonDerivativeTable><footnotes></footnotes><remarks></remarks><ownerSignature><signatureName>Carol J. England, Corp. Secretary</signatureName><signatureDate>2003-11-26</signatureDate></ownerSignature></ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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