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<SEC-DOCUMENT>0000950124-06-006034.txt : 20061020
<SEC-HEADER>0000950124-06-006034.hdr.sgml : 20061020
<ACCEPTANCE-DATETIME>20061020162420
ACCESSION NUMBER:		0000950124-06-006034
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20061020
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20061020
DATE AS OF CHANGE:		20061020

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FARMERS & MERCHANTS BANCORP INC
		CENTRAL INDEX KEY:			0000792966
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				341469491
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-14492
		FILM NUMBER:		061155825

	BUSINESS ADDRESS:	
		STREET 1:		307-11 N DEFIANCE ST
		CITY:			ARCHBOLD
		STATE:			OH
		ZIP:			43502
		BUSINESS PHONE:		4194462501

	MAIL ADDRESS:	
		STREET 1:		307-11 NORTH DEFIANCE ST
		CITY:			ARCHBOLD
		STATE:			OH
		ZIP:			43502
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>k09241e8vk.txt
<DESCRIPTION>CURRENT REPORT, DATED OCTOBER 20, 2006
<TEXT>
<PAGE>

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) October 20, 2006

                        Farmers & Merchants Bancorp, Inc.
             (Exact Name of Registrant as Specified in its Charter)

<TABLE>
<S>                                    <C>                   <C>
            Ohio                        000-14492                 34-1469491
(State or Other Jurisdiction           (Commission              (IRS Employer
      of Incorporation)                File Number)          Identification No.)
</TABLE>

<TABLE>
<S>                                                                   <C>
   307-11 N. Defiance, Archbold, Ohio                                    43502
(Address of Principal Executive Offices)                              (Zip Code)
</TABLE>

Registrant's Telephone Number, including Area Code (419) 446-2501

                                       N/A
          (Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[ ]  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[ ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[ ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[ ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17-CFR 240.13e-4(c))

<PAGE>

Item 7.01 Regulation FD Disclosure

     On October 20, 2006, Farmers & Merchants Bancorp, Inc. (the "Company")
issued a press release announcing that its board of directors has authorized the
repurchase of up to 250,000 shares of its outstanding common stock. Such
repurchases will be conducted in the open market and in privately negotiated
transactions during the balance of 2006 and throughout 2007. At October 20,
2006, the Company had 5,176,000 shares of common stock outstanding.

     On December 19, 2005, the Company announced its plan to repurchase up to
5,000 shares of its common stock (20,000 shares adjusted for a 4 for 1 stock
split effective May 12, 2006), all of which shares have now been repurchased.

Item 9.01 Financial Statements and Exhibits

          (a)  Not applicable.

          (b)  Not applicable.

          (c)  Not applicable.

          (d)  The following exhibits are included with this Report:

          Exhibit 99 Press Release dated October 20, 2006

                                    Signature

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto authorized.

     Dated: October 20, 2006

                                        /s/ Paul S. Siebenmorgen
                                        ----------------------------------------
                                        Paul S. Siebenmorgen
                                        President & Chief Executive Officer

                                        /s/ Barbara J. Britenriker
                                        ----------------------------------------
                                        Barbara J. Britenriker
                                        Executive Vice President &
                                        Chief Financial Officer



<PAGE>

                                  EXHIBIT INDEX

<TABLE>
<CAPTION>

Exhibit Number   Exhibit Description
- --------------   -------------------
<S>              <C>
Exhibit 99       Press Release dated October 20, 2006
</TABLE>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>k09241exv99.txt
<DESCRIPTION>PRESS RELEASE DATED OCTOBER 20, 2006
<TEXT>
<PAGE>

                                                                      EXHIBIT 99

FARMERS & MERCHANTS BANCORP, INC.

                                                                            NEWS
                                                                         RELEASE
____________________________________

FOR IMMEDIATE RELEASE                                             CONTACT:
OCTOBER 20, 2006                                                  LYDIA A. HUBER
                                                                  SECRETARY
                                                                  (419) 446-2501

     ARCHBOLD, OHIO, October 20, 2006 - Farmers & Merchants Bancorp, Inc. (the
"Company") announced today that its board of directors has authorized the
repurchase of up to 250,000 shares (approximately 4.83%) of its outstanding
shares of common stock.

     The stock repurchase plan authorizes the Company to make repurchases from
time to time in the open market or in privately negotiated transactions at times
and in such amounts as management deems appropriate. The Company's shares are
traded on the OTC Bulletin Board under the symbol FMAO. The timing and actual
number of shares repurchased will depend on a variety of factors including
price, corporate and regulatory requirements and other market conditions.
Repurchased common shares will be added to the Company's treasury shares, and
will be used for general corporate purposes. At October 20, 2006, the Company
had 5,176,000 shares of common stock outstanding.

     In adopting the repurchase plan, the Board of Directors expressed
confidence in the Company's performance, noted that the Company has sufficent
capital available to internally fund such repurchases and stated its belief that
such repurchases can enhance shareholder value.

     The Company also is proud to announce that it is the recipient of the 2006
BKD Award for Excellence and Innovation from the Community Bankers Association
of Ohio.

ABOUT FARMERS & MERCHANTS BANCORP, INC.

     With assets of approximately $704 million as of June 30, 2006, Farmers &
Merchants Bancorp, Inc. is a bank holding company, whose banking subsidiary The
Farmers & Merchants State Bank provides commercial banking, retail banking and
other financial services through its 15 offices with locations in Fulton,
Williams, Henry, Defiance and Lucas counties of Northwest Ohio.

SAFE HARBOR STATEMENT

Farmers & Merchants Bancorp, Inc. (the Company) wishes to take advantage of the
Safe Harbor provisions included in the Private Securities Litigation Reform Act
of 1995. Statements by the Company, including management's expectations and
comments, may not be based on historical facts and are "forward-looking
statements" within the meaning of Section 27A of the Securities Act of 1933, as
amended and Section 21B of the Securities Act of 1934, as amended. Actual
results could vary materially depending on risks and uncertainties inherent in
general and local banking conditions, competitive factors specific to markets in
which the Company and its subsidiaries operate, future interest rate levels,
legislative and regulatory decisions or capital market conditions. The Company
assumes no responsibility to update this information. For more details, please
refer to the Company's SEC filings, including its most recent Annual Report on
Form 10-K and quarterly reports on Form 10-Q.
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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