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<SEC-DOCUMENT>0000950124-08-000019.txt : 20080103
<SEC-HEADER>0000950124-08-000019.hdr.sgml : 20080103
<ACCEPTANCE-DATETIME>20080103080202
ACCESSION NUMBER:		0000950124-08-000019
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20071231
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20080103
DATE AS OF CHANGE:		20080103

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FARMERS & MERCHANTS BANCORP INC
		CENTRAL INDEX KEY:			0000792966
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				341469491
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-14492
		FILM NUMBER:		08503737

	BUSINESS ADDRESS:	
		STREET 1:		307-11 N DEFIANCE ST
		CITY:			ARCHBOLD
		STATE:			OH
		ZIP:			43502
		BUSINESS PHONE:		4194462501

	MAIL ADDRESS:	
		STREET 1:		307-11 NORTH DEFIANCE ST
		CITY:			ARCHBOLD
		STATE:			OH
		ZIP:			43502
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>k22667e8vk.txt
<DESCRIPTION>CURRENT REPORT DATED DECEMBER 31, 2007
<TEXT>
<PAGE>

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported) December 31, 2007

                        FARMERS & MERCHANTS BANCORP, INC.
- --------------------------------------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)

         Ohio                          000-14492               34-1469491
- --------------------------------------------------------------------------------
(State or Other Jurisdiction   (Commission File Number)     (IRS Employer
of Incorporation)                                         Identification No.)

    307-11 N. Defiance,          Archbold, Ohio                  43502
- --------------------------------------------------------------------------------
(Address of Principal Executive Offices)                       (Zip Code)

Registrant's Telephone Number, including Area Code (419) 446-2501

                                       N/A
- --------------------------------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2 below):

[ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR
    230.425)

[ ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17 CFR
    240.14a-12)

[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange
    Act (17 CFR 240.14d-2(b))

[ ] Pre-commencement  communication pursuant to Rule 13e-4(c) under the exchange
    Act (17-CFR 240.13e-4(c))



<PAGE>

ITEM 8.01. OTHER EVENTS.

      Farmers & Merchants Bancorp, Inc. (the "Company") announced in a January
2, 2008 press release that on December 31, 2007 it completed the acquisition of
Knisely Bank, from its parent bank holding company, Knisely Financial Corp., as
a result of the merger of Knisely Bank with and into The Farmers & Merchants
State Bank, the Company's wholly owned subsidiary bank. The cash transaction was
valued at approximately $10.4 million. Knisely Financial Corp. is a privately
held bank holding company based in Butler, Indiana. The Company said Knisely
Bank, reported balance sheet assets of approximately $46.7 million at September
30, 2007. Following the acquisition, the assets of the Company total in excess
of $790 million.

ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS

 (d) Exhibits

The following exhibits are furnished herewith:

<TABLE>
<CAPTION>
EXHIBIT
NUMBER     EXHIBIT DESCRIPTION
- -------    ---------------------------------------------------------------------
<S>        <C>
99         Press release, dated January 2, 2008, announcing the consummation
           of the acquisition of Knisely Bank
</TABLE>

                                   SIGNATURES

      Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto authorized.

                                         FARMERS & MERCHANTS BANCORP, INC.
                                                   (Registrant)

      Dated: January 3, 2008             /s/ Paul S. Siebenmorgen
                                         ---------------------------------------
                                         Paul S. Siebenmorgen
                                         President & Chief Executive Officer

                                         /s/ Barbara J. Britenriker
                                         ---------------------------------------
                                         Barbara J. Britenriker
                                         Executive Vice President &
                                         Chief Financial Officer

</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99
<SEQUENCE>2
<FILENAME>k22667exv99.txt
<DESCRIPTION>PRESS RELEASE DATED JANUARY 2, 2008
<TEXT>
<PAGE>

                                                                      EXHIBIT 99

[COMPANY LOGO]
                                                      NEWS
                                                      RELEASE

FOR IMMEDIATE RELEASE                                 CONTACT:
JANUARY 2, 2008                                       LYDIA A. HUBER
                                                      CORPORATE SECRETARY
                                                      (419) 446-2501

     FARMERS & MERCHANTS BANCORP, INC. COMPLETES ACQUISITION OF KNISELY BANK

ARCHBOLD, OHIO January 2, 2008 -- Farmers & Merchants Bancorp, Inc. (OTC
Bulletin Board: FMAO) (the "Company) announced today that on December 31, 2007,
it consummated the acquisition of Knisely Bank as a result of the merger of
Knisely Bank with and into The Farmers & Merchants State Bank, the Company's
wholly owned subsidiary bank. Knisely Bank had been a subsidiary of Knisely
Financial Corp., a privately held bank holding company based in Butler, Indiana.
The transaction at closing was valued at approximately $10.4 million. Knisely
Bank, reported balance sheet assets of approximately $46.7 million at September
30, 2007. Following the acquisition, the assets of the Farmers & Merchants
Bancorp, Inc. total in excess of $790 million. Knisely Bank's locations in
Butler and Auburn will operate as branches of The Farmers & Merchants State Bank
and a new ATM facility will be installed at Knisely Bank's former St. Joe,
Indiana branch site.

"The expanded number of F&M locations will allow us to efficiently serve our new
customers in Northeastern, Indiana," said Paul Siebenmorgen, President and CEO
of the Company and The Farmers & Merchants State Bank. "They complement and
enhance F&M's Ohio-based locations". In addition to giving F&M two new full
service branch locations, the Knisely Bank acquisition should facilitate
operating efficiencies, generate economies of scale, create higher loan limits
and new loan products that could lead to increased lending opportunities for the
areas previously served by Knisely Bank, noted Siebenmorgen.

ABOUT FARMERS & MERCHANTS BANCORP, INC.

With assets in excess of $790 million as of December 31, 2007, Farmers &
Merchants Bancorp, Inc. is a bank holding company, whose banking subsidiary The
Farmers & Merchants State Bank, provides commercial banking, retail banking and
other financial services through its now 18 offices with locations in Fulton,
Williams, Henry, Defiance, Lucas and Wood counties of Northwest Ohio and DeKalb
County, Indiana.

SAFE HARBOR STATEMENT

      Farmers & Merchants Bancorp, Inc. ("F&M") wishes to take advantage of the
Safe Harbor provisions included in the Private Securities Litigation Reform Act
of 1995. Statements by F&M, including management's expectations and comments,
may not be based on historical facts and are "forward-looking statements" within
the meaning of Section 27A of the Securities Act of 1933, as

<PAGE>

amended and Section 21B of the Securities Act of 1934, as amended. Actual
results could vary materially depending on risks and uncertainties inherent in
general and local banking conditions, competitive factors specific to markets in
which F&M and its subsidiaries operate, future interest rate levels, legislative
and regulatory decisions or capital market conditions. F&M assumes no
responsibility to update this information. For more details, please refer to
F&M's SEC filings, including its most recent Annual Report on Form 10-K and
quarterly reports on Form 10-Q. Such filings can be viewed at the SEC's website,
www.sec.gov.
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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