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Consolidated Statement of Income (USD $)
In Thousands, except Share data, unless otherwise specified
 12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Interest Income      
Loans, including fees $ 29,840 $ 32,860 $ 33,585
Debt securities:      
U.S. Treasury and government agency 4,457 4,583 5,496
Municipalities 2,107 2,167 1,788
Dividends 185 188 200
Federal funds sold 19 26 19
Other 52 69 26
Total interest income 36,660 39,893 41,114
Interest Expense      
Deposits 6,980 9,126 11,007
Federal funds purchased and securities sold under agreements to repurchase 293 278 486
Borrowed funds 883 1,459 1,727
Total interest expense 8,156 10,863 13,220
Net Interest Income - Before provision for loan losses 28,504 29,030 27,894
Provision for Loan Losses (Note 4) 1,715 5,325 3,558
Net Interest Income After Provision For Loan Losses 26,789 23,705 24,336
Noninterest Income      
Customer service fees 3,313 2,487 3,276
Other service charges and fees 3,385 3,464 2,611
Net gain (loss) on sale of other assets owned (1,169) (109) (70)
Net gain on sale of loans 807 1,395 1,776
Net gain on sale of securities (Note 3) 504 956 230
Total noninterest income 6,840 8,193 7,823
Noninterest Expenses      
Salaries and Wages 9,212 8,773 8,601
Employee benefits (Note 11) 2,835 2,909 3,018
Net occupancy expense 1,501 1,456 1,113
Furniture and equipment 1,379 1,504 1,504
Data processing 978 953 1,136
Franchise taxes 892 863 914
FDIC Assessment 762 1,053 1,306
Mortgage servicing rights amortization (Note 6) 498 683 933
Other general and administrative 4,165 4,341 4,554
Total other operating expenses 22,222 22,535 23,079
Income Before Income Taxes 11,407 9,363 9,080
Income Taxes (Note 10) 2,893 2,382 2,475
Net Income $ 8,514 $ 6,981 $ 6,605
Earnings Per Share - Basic and Diluted $ 1.82 $ 1.48 $ 1.39
Weighted Average Shares Outstanding 4,689,021 4,721,235 4,741,392