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Condensed Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
INTEREST INCOME:    
Loans, including fees $ 6,797 $ 8,023
Debt Securities:    
U.S. Treasury securities 81 100
Securities of U.S. Government Agencies 1,025 934
Municipalities 510 532
Dividends 49 49
Federal funds sold 7 6
Other 7 11
Total Interest Income 8,476 9,655
INTEREST EXPENSE:    
Deposits 1,439 1,883
Federal Funds purchased and securities sold under agreements to repurchase 61 75
Borrowed funds 124 263
Total Interest Expense 1,624 2,221
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES 6,852 7,434
PROVISION FOR LOAN LOSSES (Note 4) 128 772
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 6,724 6,662
NONINTEREST INCOME    
Customer service fees 1,324 883
Other service charges and fees 758 776
Net gain (loss) on sale of other assets owned (67) (648)
Net gain on sale of loans 161 75
Net gain on sale of securities 169 339
Total Noninterest Income 2,345 1,425
NONINTEREST EXPENSE    
Salaries and wages 2,286 2,253
Pension and other employee benefits 828 815
Occupancy expense (net) 405 313
Furniture and Equipment 352 392
Data processing 265 230
Franchise Taxes 237 218
FDIC Assessment 130 320
Mortgage servicing rights amortization 194 91
Other general and administrative 1,158 1,028
Total Noninterest Expense 5,855 5,660
INCOME BEFORE FEDERAL INCOME TAX 3,214 2,427
FEDERAL INCOME TAXES 930 446
NET INCOME 2,284 1,981
OTHER COMPREHENSIVE INCOME (NET OF TAX):    
Unrealized gains on securities 5,605 585
COMPREHENSIVE INCOME $ 7,889 $ 2,566
NET INCOME PER SHARE $ 0.48 $ 0.42
Weighted Average Shares Outstanding 4,714,197 4,693,080
DIVIDENDS DECLARED $ 0.19 $ 0.19