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Condensed Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2012
Mar. 31, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 2,284 $ 1,981
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:    
Depreciation 289 338
Accretion and amortization of securities 785 692
Amortization of servicing rights 194 91
Amortization of core deposit intangible 78 78
Provision for loan loss 128 772
Gain on sale of loans held for sale (161) (75)
Originations of loans held for sale (27,634) (9,672)
Proceeds from sale of loans held for sale 29,920 11,383
Loss on sale of other assets 67 648
Gain on sale of investment securities (169) (339)
Change in Operating Assets and Liabilities, net (1,749) (1,403)
Net Cash Provided by Operating Activities 4,032 4,494
Activity in securities:    
Maturities, prepayments and calls 12,614 8,848
Sales 24,584 16,361
Purchases (56,500) (40,830)
Proceeds from sale of assets   4
Additions to premises and equipment (188) (237)
Loan originations and principal collections, net 10,620 11,894
Net Cash (Used) in Investing Activities (8,870) (3,960)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net increase (decrease) in deposits 24,439 15,819
Net change in short-term debt (2,367) 839
Repayments of long-term debt (17) (54)
Purchase of Treasury stock (233) (93)
Cash dividends paid on common stock (890) (894)
Net Cash Provided by Financing Activities 20,932 15,617
Net Increase (Decrease) in cash and cash equivalents 16,094 16,151
Cash and cash equivalents - Beginning of year 43,143 43,379
Cash and cash equivalents - End of period 59,237 59,530
RECONCILIATION OF CASH AND CASH EQUIVALENTS:    
Cash and due from banks 12,060 15,964
Interest bearing deposits with banks 16,121 23,077
Federal funds sold 31,056 20,489
Total cash and cash equivalents 59,237 59,530
Cash paid during the period for:    
Interest 1,632 2,265
Income Taxes 426  
Noncash investing activities:    
Transfer of loans to other real estate owned $ 150 $ 1,385