XML 39 R13.htm IDEA: XBRL DOCUMENT
v2.4.0.6

Loans (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2012
Loans [Abstract] |
Loan balances |
|  | (In Thousands) |
Loans: |  | June 30, 2012 |  |  | December 31, 2011 |
Commercial real estate |  | $ | 202,900 |  |  | $ | 201,158 |
Agricultural real estate |  |  | 32,408 |  |  |  | 31,993 |
Consumer real estate |  |  | 81,252 |  |  |  | 81,585 |
Commercial and industrial |  |  | 104,224 |  |  |  | 114,497 |
Agricultural |  |  | 54,808 |  |  |  | 52,598 |
Consumer |  |  | 21,691 |  |  |  | 23,375 |
Industrial Development Bonds |  |  | 1,199 |  |  |  | 1,196 |
|  | $ | 498,482 |  |  | $ | 506,402 |
Less: Net deferred loan fees and costs |  |  | (114 | ) |  |  | (187 | )
|  |  | 498,368 |  |  |  | 506,215 |
Less: Allowance for loan losses |  |  | (5,036 | ) |  |  | (5,091 | )
Loans - Net |  | $ | 493,332 |  |  | $ | 501,124 |
Maturity schedule by major category of loans |
|  | (In Thousands) |
|  | Within One Year |  |  | After One Year Within Five Years |  |  | After Five Years |
Commercial Real Estate |  | $ | 22,989 |  |  | $ | 111,355 |  |  | $ | 68,556 |
Agricultural Real Estate |  |  | 2,353 |  |  |  | 9,657 |  |  |  | 20,398 |
Consumer Real Estate |  |  | 7,290 |  |  |  | 15,701 |  |  |  | 58,261 |
Commercial/Industrial |  |  | 69,319 |  |  |  | 31,342 |  |  |  | 3,563 |
Agricultural |  |  | 36,001 |  |  |  | 17,027 |  |  |  | 1,780 |
Consumer |  |  | 5,057 |  |  |  | 14,369 |  |  |  | 2,151 |
Industrial Development Bonds |  |  | 25 |  |  |  | 282 |  |  |  | 892 |
Distribution of fixed rate loans and variable rate loans by major loan category |
|  | (In Thousands) |
|  | Fixed Rate |  |  | Variable Rate |
Commercial Real Estate |  | $ | 84,505 |  |  | $ | 118,395 |
Agricultural Real Estate |  |  | 9,787 |  |  |  | 22,621 |
Consumer Real Estate |  |  | 10,215 |  |  |  | 68,321 |
Commercial/Industrial |  |  | 11,184 |  |  |  | 70,068 |
Agricultural |  |  | 3,470 |  |  |  | 51,338 |
Consumer |  |  | 676 |  |  |  | 20,901 |
Industrial Development Bonds |  |  | 0 |  |  |  | 1,199 |
Contractual aging of the recorded investment in past due loans by class or loans |
|  | (In Thousands) |
June 30, 2012 |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | Greater Than 90 Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Financing Receivables |  |  | Recorded Investment > 90 Days and Accruing |
Consumer real estate |  | $ | 912 |  |  | $ | 235 |  |  | $ | 479 |  |  | $ | 1,626 |  |  | $ | 79,626 |  |  | $ | 81,252 |  |  | $ | — |
Agricultural real estate |  |  | 95 |  |  |  | — |  |  |  | — |  |  |  | 95 |  |  |  | 32,313 |  |  |  | 32,408 |  |  |  | — |
Agricultural |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 54,808 |  |  |  | 54,808 |  |  |  | — |
Commercial Real Estate |  |  | 71 |  |  |  | — |  |  |  | 823 |  |  |  | 894 |  |  |  | 202,006 |  |  |  | 202,900 |  |  |  | — |
Commercial and Industrial |  |  | — |  |  |  | 80 |  |  |  | 2,726 |  |  |  | 2,806 |  |  |  | 102,617 |  |  |  | 105,423 |  |  |  | — |
Consumer |  |  | 42 |  |  |  | — |  |  |  | — |  |  |  | 42 |  |  |  | 21,535 |  |  |  | 21,577 |  |  |  | — |
Total |  | $ | 1,120 |  |  | $ | 315 |  |  | $ | 4,028 |  |  | $ | 5,463 |  |  | $ | 492,905 |  |  | $ | 498,368 |  |  | $ | — |
December 31, 2011 |  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | Greater Than 90 Days Past Due |  |  | Total Past Due |  |  | Current |  |  | Total Financing Receivables |  |  | Recorded Investment > 90 Days and Accruing |
Consumer real estate |  | $ | 753 |  |  | $ | 248 |  |  | $ | 441 |  |  | $ | 1,442 |  |  | $ | 80,143 |  |  | $ | 81,585 |  |  | $ | — |
Agricultural real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 31,993 |  |  |  | 31,993 |  |  |  | — |
Agricultural |  |  | 7 |  |  |  | — |  |  |  | — |  |  |  | 7 |  |  |  | 52,591 |  |  |  | 52,598 |  |  |  | — |
Commercial Real Estate |  |  | 46 |  |  |  | 611 |  |  |  | 927 |  |  |  | 1,584 |  |  |  | 199,574 |  |  |  | 201,158 |  |  |  | — |
Commercial and Industrial |  |  | 78 |  |  |  | — |  |  |  | 420 |  |  |  | 498 |  |  |  | 115,195 |  |  |  | 115,693 |  |  |  | — |
Consumer |  |  | 24 |  |  |  | — |  |  |  | — |  |  |  | 24 |  |  |  | 23,164 |  |  |  | 23,188 |  |  |  | — |
Total |  | $ | 908 |  |  | $ | 859 |  |  | $ | 1,788 |  |  | $ | 3,555 |  |  | $ | 502,660 |  |  | $ | 506,215 |  |  | $ | — |
Recorded investment in nonaccrual loans by class or loans |
|  | (In Thousands) |
|  | June 30 2012 |  |  | December 31 2011 |
Consumer real estate |  | $ | 743 |  |  | $ | 700 |
Agricultural real estate |  |  | — |  |  |  | — |
Agricultural |  |  | — |  |  |  | 7 |
Commercial Real Estate |  |  | 1,344 |  |  |  | 1,003 |
Commercial and Industrial |  |  | 2,806 |  |  |  | 421 |
Consumer |  |  | — |  |  |  | — |
Total |  | $ | 4,893 |  |  | $ | 2,131 |
Risk category of loans |
|  | Agriculture Real Estate |  |  | Agriculture |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Industrial Development Bonds |
June 30, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-2 |  | $ | 1,318 |  |  | $ | 2,337 |  |  | $ | 4,111 |  |  | $ | 942 |  |  | $ | 188 |
3 |  |  | 11,634 |  |  |  | 23,987 |  |  |  | 30,669 |  |  |  | 25,844 |  |  |  | 623 |
4 |  |  | 18,890 |  |  |  | 28,432 |  |  |  | 153,615 |  |  |  | 69,427 |  |  |  | 388 |
5 |  |  | 376 |  |  |  | 52 |  |  |  | 6,403 |  |  |  | 3,963 |  |  |  | — |
6 |  |  | 190 |  |  |  | — |  |  |  | 7,502 |  |  |  | 1,608 |  |  |  | — |
7 |  |  | — |  |  |  | — |  |  |  | 600 |  |  |  | 2,440 |  |  |  | — |
8 |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  | $ | 32,408 |  |  | $ | 54,808 |  |  | $ | 202,900 |  |  | $ | 104,224 |  |  | $ | 1,199 |
|  | Agriculture Real Estate |  |  | Agriculture |  |  | Commercial Real Estate |  |  | Commercial and Industrial |  |  | Industrial Development Bonds |
December 31, 2011 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
1-2 |  | $ | 1,059 |  |  | $ | 1,500 |  |  | $ | 3,545 |  |  | $ | 710 |  |  | $ | 188 |
3 |  |  | 12,613 |  |  |  | 25,019 |  |  |  | 23,346 |  |  |  | 22,506 |  |  |  | 622 |
4 |  |  | 17,255 |  |  |  | 26,008 |  |  |  | 162,788 |  |  |  | 82,745 |  |  |  | 386 |
5 |  |  | 383 |  |  |  | 57 |  |  |  | 6,098 |  |  |  | 3,897 |  |  |  | — |
6 |  |  | 683 |  |  |  | 7 |  |  |  | 4,677 |  |  |  | 4,219 |  |  |  | — |
7 |  |  | — |  |  |  | 7 |  |  |  | 704 |  |  |  | 420 |  |  |  | — |
8 |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  | $ | 31,993 |  |  | $ | 52,598 |  |  | $ | 201,158 |  |  | $ | 114,497 |  |  | $ | 1,196 |
Recorded investment in those classes based on payment activity and assigned grading |
|  | (In Thousands) |
|  | Consumer Real Estate |  |  | Consumer Real Estate |
|  | June 30 2012 |  |  | December 31 2011 |
Grade |  |  |  |  |  |  |  |
Pass |  | $ | 80,753 |  |  | $ | 81,062 |
Special Mention (5) |  |  | — |  |  |  | — |
Substandard (6) |  |  | 197 |  |  |  | 240 |
Doubtful (7) |  |  | 302 |  |  |  | 283 |
Total |  | $ | 81,252 |  |  | $ | 81,585 |
|  | (In Thousands) |
|  | Consumer Credit |  |  | Consumer Credit |  |  | Consumer Other |  |  | Consumer Other |
|  | June 30 2012 |  |  | December 31 2011 |  |  | June 30 2012 |  |  | December 31 2011 |
Performing |  | $ | 3,356 |  |  | $ | 3,607 |  |  | $ | 18,023 |  |  | $ | 19,531 |
Nonperforming |  |  | — |  |  |  | — |  |  |  | 198 |  |  |  | 50 |
Total |  | $ | 3,356 |  |  | $ | 3,607 |  |  | $ | 18,221 |  |  | $ | 19,581 |
Impaired loans classified as troubled debt restructured |
|  | June 30, 2012 Last 3 Months |
Troubled Debt Restructurings |  | Number of Contracts Modified in the Last 3 Months |  |  | Pre- Modification Outstanding Recorded Investment |  |  | Post- Modification Outstanding Recorded Investment |
Commercial Real Estate |  |  | 1 |  |  | $ | 1,937 |  |  | $ | 1,937 |
Ag Real Estate |  |  |  |  |  | $ | — |  |  | $ | — |
Commercial and Industrial |  |  |  |  |  | $ | — |  |  | $ | — |
Troubled Debt Restructurings That Subsequently Defaulted |  | Number of Contracts Modified in the Last 3 Months |  |  | Recorded Investment |
Commercial Real Estate |  |  | — |  |  | $ | — |
Ag Real Estate |  |  | — |  |  | $ | — |
Commercial and Industrial |  |  | — |  |  | $ | — |
|  | June 30, 2012 Last 6 Months |
Troubled Debt Restructurings |  | Number of Contracts Modified in the Last 6 Months |  |  | Pre- Modification Outstanding Recorded Investment |  |  | Post- Modification Outstanding Recorded Investment |
Commercial Real Estate |  |  | 1 |  |  | $ | 1,937 |  |  | $ | 1,937 |
Ag Real Estate |  |  |  |  |  | $ | — |  |  | $ | — |
Commercial and Industrial |  |  |  |  |  | $ | — |  |  | $ | — |
Troubled Debt Restructurings That Subsequently Defaulted |  | Number of Contracts Modified in the Last 6 Months |  |  | Recorded Investment |
Commercial Real Estate |  |  | — |  |  | $ | — |
Ag Real Estate |  |  | — |  |  | $ | — |
Commercial and Industrial |  |  | — |  |  | $ | — |
Loans individually evaluated for impairment by class of loans |
Three Months Ended June 30, 2012 |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  | $ | 340 |  |  | $ | 355 |  |  | $ | — |  |  | $ | 213 |  |  | $ | — |
Agriculture real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Agriculture |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial real estate |  |  | 207 |  |  |  | 384 |  |  |  | — |  |  |  | 207 |  |  |  | — |
Commercial and industrial |  |  | 364 |  |  |  | 364 |  |  |  | — |  |  |  | 122 |  |  |  | — |
Consumer |  |  | — |  |  |  | 10 |  |  |  | — |  |  |  | — |  |  |  | — |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  |  | 398 |  |  |  | 425 |  |  |  | 139 |  |  |  | 400 |  |  |  | — |
Agriculture real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Agriculture |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial real estate |  |  | 600 |  |  |  | 847 |  |  |  | — |  |  |  | 664 |  |  |  | — |
Commercial and industrial |  |  | 2,441 |  |  |  | 2,441 |  |  |  | 417 |  |  |  | 1,162 |  |  |  | 1 |
Consumer |  |  | 4 |  |  |  | 4 |  |  |  | 1 |  |  |  | 4 |  |  |  | — |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  | $ | 738 |  |  | $ | 780 |  |  | $ | 139 |  |  | $ | 613 |  |  | $ | — |
Agriculture real estate |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Agriculture |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  | $ | 807 |  |  | $ | 1,231 |  |  | $ | — |  |  | $ | 871 |  |  | $ | — |
Commercial and industrial |  | $ | 2,805 |  |  | $ | 2,805 |  |  | $ | 417 |  |  | $ | 1,284 |  |  | $ | 1 |
Consumer |  | $ | 4 |  |  | $ | 14 |  |  | $ | 1 |  |  | $ | 4 |  |  | $ | — |
Three Months Ended June 30, 2011 |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  | $ | 137 |  |  | $ | 137 |  |  | $ | — |  |  | $ | 210 |  |  | $ | 6 |
Agriculture real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 291 |  |  |  | 5 |
Agriculture |  |  | 4,900 |  |  |  | 4,900 |  |  |  | — |  |  |  | 4,582 |  |  |  | 1 |
Commercial real estate |  |  | 760 |  |  |  | 953 |  |  |  | — |  |  |  | 1,506 |  |  |  | 8 |
Commercial and industrial |  |  | 1,148 |  |  |  | 1,148 |  |  |  | — |  |  |  | 100 |  |  |  | — |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 4 |  |  |  | — |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  |  | 915 |  |  |  | 924 |  |  |  | 292 |  |  |  | 444 |  |  |  | 3 |
Agriculture real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Agriculture |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial real estate |  |  | 106 |  |  |  | 106 |  |  |  | 25 |  |  |  | 288 |  |  |  | — |
Commercial and industrial |  |  | — |  |  |  | 1,045 |  |  |  | — |  |  |  | 595 |  |  |  | — |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  | $ | 1,052 |  |  | $ | 1,061 |  |  | $ | 292 |  |  | $ | 654 |  |  | $ | 9 |
Agriculture real estate |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 291 |  |  | $ | 5 |
Agriculture |  | $ | 4,900 |  |  | $ | 4,900 |  |  | $ | — |  |  | $ | 4,582 |  |  | $ | 1 |
Commercial real estate |  | $ | 866 |  |  | $ | 1,059 |  |  | $ | 25 |  |  | $ | 1,794 |  |  | $ | 8 |
Commercial and industrial |  | $ | 1,148 |  |  | $ | 2,193 |  |  | $ | — |  |  | $ | 695 |  |  | $ | — |
Consumer |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 4 |  |  | $ | — |
Six Months Ended June 30, 2012 |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  | $ | 340 |  |  | $ | 355 |  |  | $ | — |  |  | $ | 185 |  |  | $ | — |
Agriculture real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Agriculture |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial real estate |  |  | 207 |  |  |  | 384 |  |  |  | — |  |  |  | 207 |  |  |  | — |
Commercial and industrial |  |  | 364 |  |  |  | 364 |  |  |  | — |  |  |  | 61 |  |  |  | — |
Consumer |  |  | — |  |  |  | 10 |  |  |  | — |  |  |  | — |  |  |  | — |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  |  | 398 |  |  |  | 425 |  |  |  | 139 |  |  |  | 395 |  |  |  | 5 |
Agriculture real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Agriculture |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial real estate |  |  | 600 |  |  |  | 847 |  |  |  | — |  |  |  | 683 |  |  |  | — |
Commercial and industrial |  |  | 2,441 |  |  |  | 2,441 |  |  |  | 417 |  |  |  | 827 |  |  |  | 2 |
Consumer |  |  | 4 |  |  |  | 4 |  |  |  | 1 |  |  |  | 4 |  |  |  | — |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  | $ | 738 |  |  | $ | 780 |  |  | $ | 139 |  |  | $ | 580 |  |  | $ | 5 |
Agriculture real estate |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Agriculture |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  | $ | 807 |  |  | $ | 1,231 |  |  | $ | — |  |  | $ | 890 |  |  | $ | — |
Commercial and industrial |  | $ | 2,805 |  |  | $ | 2,805 |  |  | $ | 417 |  |  | $ | 888 |  |  | $ | 2 |
Consumer |  | $ | 4 |  |  | $ | 14 |  |  | $ | 1 |  |  | $ | 4 |  |  | $ | — |
Six Months Ended June 30, 2011 |  | Recorded Investment |  |  | Unpaid Principal Balance |  |  | Related Allowance |  |  | Average Recorded Investment |  |  | Interest Income Recognized |
With no related allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  | $ | 137 |  |  | $ | 137 |  |  | $ | — |  |  | $ | — |  |  | $ | 6 |
Agriculture real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 248 |  |  |  | 5 |
Agriculture |  |  | 4,900 |  |  |  | 4,900 |  |  |  | — |  |  |  | 2,531 |  |  |  | 1 |
Commercial real estate |  |  | 760 |  |  |  | 953 |  |  |  | — |  |  |  | 1,466 |  |  |  | 12 |
Commercial and industrial |  |  | 1,148 |  |  |  | 1,148 |  |  |  | — |  |  |  | 50 |  |  |  | — |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 2 |  |  |  | — |
With a specific allowance recorded: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  |  | 915 |  |  |  | 924 |  |  |  | 292 |  |  |  | 396 |  |  |  | 3 |
Agriculture real estate |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Agriculture |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial real estate |  |  | 106 |  |  |  | 106 |  |  |  | 25 |  |  |  | 205 |  |  |  | — |
Commercial and industrial |  |  | — |  |  |  | 1,045 |  |  |  | — |  |  |  | 804 |  |  |  | — |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Totals: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consumer real estate |  | $ | 1,052 |  |  | $ | 1,061 |  |  | $ | 292 |  |  | $ | 396 |  |  | $ | 9 |
Agriculture real estate |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 248 |  |  | $ | 5 |
Agriculture |  | $ | 4,900 |  |  | $ | 4,900 |  |  | $ | — |  |  | $ | 2,531 |  |  | $ | 1 |
Commercial real estate |  | $ | 866 |  |  | $ | 1,059 |  |  | $ | 25 |  |  | $ | 1,671 |  |  | $ | 12 |
Commercial and industrial |  | $ | 1,148 |  |  | $ | 2,193 |  |  | $ | — |  |  | $ | 854 |  |  | $ | — |
Consumer |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 2 |  |  | $ | — |
Activities in the allowance for credit losses |
|  | (In Thousands) |
|  | June 30, 2012 |  |  | December 31, 2011 |
Allowance for Loan Losses |  |  |  |  |  |  |  |
Balance at beginning of year |  | $ | 5,091 |  |  | $ | 5,706 |
Provision for loan loss |  |  | 206 |  |  |  | 1,715 |
Loans charged off |  |  | (398 | ) |  |  | (2,681 | )
Recoveries |  |  | 137 |  |  |  | 351 |
Allowance for Loan & Leases Losses |  | $ | 5,036 |  |  | $ | 5,091 |
Allowance for Unfunded Loan Commitments & Letters of Credit |  | $ | 141 |  |  | $ | 130 |
Total Allowance for Credit Losses |  | $ | 5,177 |  |  | $ | 5,221 |
Contribution provided by both the recoveries and the provision along with the reduction of the allowance caused by charge-offs |
|  | Consumer Real Estate |  |  | Agriculture Real Estate |  |  | Agriculture |  |  | Commercial Real Estate |  |  | Commercial |  |  | Consumer (incl. Credit Cards) |  |  | Unfunded Loan Commitment & Letters of Credit |  |  | Unallocated |  |  | Total |
Three Months Ended June 30, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 433 |  |  | $ | 90 |  |  | $ | 272 |  |  | $ | 1,569 |  |  | $ | 1,859 |  |  | $ | 293 |  |  | $ | 140 |  |  | $ | 636 |  |  | $ | 5,292 |
Charge Offs |  |  | (53 | ) |  |  | — |  |  |  | — |  |  |  | (97 | ) |  |  | — |  |  |  | (121 | ) |  |  | — |  |  |  | — |  |  | $ | (271 | )
Recoveries |  |  | 25 |  |  |  | — |  |  |  | 3 |  |  |  | 1 |  |  |  | 4 |  |  |  | 45 |  |  |  | — |  |  |  | — |  |  | $ | 78 |
Provision |  |  | 55 |  |  |  | 2 |  |  |  | — |  |  |  | 249 |  |  |  | (7 | ) |  |  | 66 |  |  |  | — |  |  |  | (288 | ) |  | $ | 77 |
Other Non-interest expense related to unfunded |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 1 |  |  |  | — |  |  | $ | 1 |
Ending Balance |  | $ | 460 |  |  | $ | 92 |  |  | $ | 275 |  |  | $ | 1,722 |  |  | $ | 1,856 |  |  | $ | 283 |  |  | $ | 141 |  |  | $ | 348 |  |  | $ | 5,177 |
Ending balance: individually evaluated for impairment |  | $ | 139 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 417 |  |  | $ | 1 |  |  | $ | — |  |  | $ | — |  |  | $ | 557 |
Ending balance: collectively evaluated for impairment |  | $ | 321 |  |  | $ | 92 |  |  | $ | 275 |  |  | $ | 1,722 |  |  | $ | 1,439 |  |  | $ | 282 |  |  | $ | 141 |  |  | $ | 348 |  |  | $ | 4,620 |
Ending balance: loans acquired with deteriorated credit quality |  | $ | 1 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1 |
FINANCING RECEIVABLES: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 81,252 |  |  | $ | 32,408 |  |  | $ | 54,808 |  |  | $ | 202,900 |  |  | $ | 105,423 |  |  | $ | 21,577 |  |  | $ | — |  |  | $ | — |  |  | $ | 498,368 |
Ending balance: individually evaluated for impairment |  | $ | 738 |  |  | $ | — |  |  | $ | — |  |  | $ | 807 |  |  | $ | 2,805 |  |  | $ | 4 |  |  | $ | — |  |  | $ | — |  |  | $ | 4,354 |
Ending balance: collectively evaluated for impairment |  | $ | 80,514 |  |  | $ | 32,408 |  |  | $ | 54,808 |  |  | $ | 202,093 |  |  | $ | 102,618 |  |  | $ | 21,573 |  |  | $ | — |  |  | $ | — |  |  | $ | 494,014 |
Ending balance: loans acquired with deteriorated credit quality |  | $ | 547 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 547 |
|  | Consumer Real Estate |  |  | Agriculture Real Estate |  |  | Agriculture |  |  | Commercial Real Estate |  |  | Commercial |  |  | Consumer (incl. Credit Cards) |  |  | Unfunded Loan Commitment & Letters of Credit |  |  | Unallocated |  |  | Total |
Three Months Ended June 30, 2011 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 258 |  |  | $ | 122 |  |  | $ | 327 |  |  | $ | 1,868 |  |  | $ | 2,354 |  |  | $ | 380 |  |  | $ | 153 |  |  | $ | 397 |  |  | $ | 5,859 |
Charge Offs |  |  | (97 | ) |  |  | — |  |  | $ | — |  |  |  | (66 | ) |  |  | (846 | ) |  |  | (53 | ) |  |  | — |  |  |  | — |  |  | $ | (1,062 | )
Recoveries |  |  | 5 |  |  |  | — |  |  |  | 61 |  |  |  | 29 |  |  |  | 1 |  |  |  | 48 |  |  |  | — |  |  |  | — |  |  | $ | 144 |
Provision |  |  | 357 |  |  |  | 34 |  |  |  | (100 | ) |  |  | 221 |  |  |  | 538 |  |  |  | (35 | ) |  |  | — |  |  |  | (314 | ) |  | $ | 701 |
Other Non-interest expense related to unfunded |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (9 | ) |  |  | — |  |  | $ | (9 | )
Ending Balance |  | $ | 523 |  |  | $ | 156 |  |  | $ | 288 |  |  | $ | 2,052 |  |  | $ | 2,047 |  |  | $ | 340 |  |  | $ | 144 |  |  | $ | 83 |  |  | $ | 5,633 |
Ending balance: individually evaluated for impairment |  | $ | 292 |  |  | $ | — |  |  | $ | — |  |  | $ | 25 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 317 |
Ending balance: collectively evaluated for impairment |  | $ | 231 |  |  | $ | 156 |  |  | $ | 288 |  |  | $ | 2,027 |  |  | $ | 2,047 |  |  | $ | 340 |  |  | $ | 144 |  |  | $ | 83 |  |  | $ | 5,316 |
Ending balance: loans acquired with deteriorated credit quality |  | $ | 2 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 2 |
FINANCING RECEIVABLES: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 90,313 |  |  | $ | 32,228 |  |  | $ | 57,221 |  |  | $ | 185,237 |  |  | $ | 115,912 |  |  | $ | 25,249 |  |  | $ | — |  |  | $ | — |  |  | $ | 506,160 |
Ending balance: individually evaluated for impairment |  | $ | 1,052 |  |  | $ | — |  |  | $ | 4,900 |  |  | $ | 866 |  |  | $ | 1,148 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 7,966 |
Ending balance: collectively evaluated for impairment |  | $ | 89,261 |  |  | $ | 32,228 |  |  | $ | 52,321 |  |  | $ | 184,371 |  |  | $ | 114,764 |  |  | $ | 25,249 |  |  | $ | — |  |  | $ | — |  |  | $ | 498,194 |
Ending balance: loans acquired with deteriorated credit quality |  | $ | 989 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 989 |
|  | Consumer Real Estate |  |  | Agriculture Real Estate |  |  | Agriculture |  |  | Commercial Real Estate |  |  | Commercial |  |  | Consumer (incl. Credit Cards) |  |  | Unfunded Loan Commitment & Letters of Credit |  |  | Unallocated |  |  | Total |
Six Months Ended June 30, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 261 |  |  | $ | 140 |  |  | $ | 266 |  |  | $ | 2,088 |  |  | $ | 1,947 |  |  | $ | 315 |  |  | $ | 130 |  |  | $ | 74 |  |  | $ | 5,221 |
Charge Offs |  |  | (93 | ) |  |  | — |  |  |  | — |  |  |  | (97 | ) |  |  | — |  |  |  | (208 | ) |  |  | — |  |  |  | — |  |  | $ | (398 | )
Recoveries |  |  | 30 |  |  |  | — |  |  |  | 10 |  |  |  | 2 |  |  |  | 19 |  |  |  | 76 |  |  |  | — |  |  |  | — |  |  | $ | 137 |
Provision |  |  | 262 |  |  |  | (48 | ) |  |  | (1 | ) |  |  | (271 | ) |  |  | (110 | ) |  |  | 100 |  |  |  | — |  |  |  | 274 |  |  | $ | 206 |
Other Non-interest expense related to unfunded |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 11 |  |  |  | — |  |  | $ | 11 |
Ending Balance |  | $ | 460 |  |  | $ | 92 |  |  | $ | 275 |  |  | $ | 1,722 |  |  | $ | 1,856 |  |  | $ | 283 |  |  | $ | 141 |  |  | $ | 348 |  |  | $ | 5,177 |
Ending balance: individually evaluated for impairment |  | $ | 139 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 417 |  |  | $ | 1 |  |  | $ | — |  |  | $ | — |  |  | $ | 557 |
Ending balance: collectively evaluated for impairment |  | $ | 321 |  |  | $ | 92 |  |  | $ | 275 |  |  | $ | 1,722 |  |  | $ | 1,439 |  |  | $ | 282 |  |  | $ | 141 |  |  | $ | 348 |  |  | $ | 4,620 |
Ending balance: loans acquired with deteriorated credit quality |  | $ | 1 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1 |
FINANCING RECEIVABLES: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 81,252 |  |  | $ | 32,408 |  |  | $ | 54,808 |  |  | $ | 202,900 |  |  | $ | 105,423 |  |  | $ | 21,577 |  |  | $ | — |  |  | $ | — |  |  | $ | 498,368 |
Ending balance: individually evaluated for impairment |  | $ | 738 |  |  | $ | — |  |  | $ | — |  |  | $ | 807 |  |  | $ | 2,805 |  |  | $ | 4 |  |  | $ | — |  |  | $ | — |  |  | $ | 4,354 |
Ending balance: collectively evaluated for impairment |  | $ | 80,514 |  |  | $ | 32,408 |  |  | $ | 54,808 |  |  | $ | 202,093 |  |  | $ | 102,618 |  |  | $ | 21,573 |  |  | $ | — |  |  | $ | — |  |  | $ | 494,014 |
Ending balance: loans acquired with deteriorated credit quality |  | $ | 547 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 547 |
|  | Consumer Real Estate |  |  | Agriculture Real Estate |  |  | Agriculture |  |  | Commercial Real Estate |  |  | Commercial |  |  | Consumer (incl. Credit Cards) |  |  | Unfunded Loan Commitment & Letters of Credit |  |  | Unallocated |  |  | Total |
Six Months Ended June 30, 2011 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
ALLOWANCE FOR CREDIT LOSSES: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 258 |  |  | $ | 122 |  |  | $ | 327 |  |  | $ | 1,868 |  |  | $ | 2,354 |  |  | $ | 380 |  |  | $ | 153 |  |  | $ | 397 |  |  | $ | 5,859 |
Charge Offs |  |  | (190 | ) |  |  | — |  |  |  | (24 | ) |  |  | (155 | ) |  |  | (1,316 | ) |  |  | (169 | ) |  |  | — |  |  |  | — |  |  | $ | (1,854 | )
Recoveries |  |  | 23 |  |  |  | — |  |  |  | 65 |  |  |  | 29 |  |  |  | 6 |  |  |  | 85 |  |  |  | — |  |  |  | — |  |  | $ | 208 |
Provision |  |  | 433 |  |  |  | 34 |  |  |  | (81 | ) |  |  | 310 |  |  |  | 1,003 |  |  |  | 44 |  |  |  | — |  |  |  | (314 | ) |  | $ | 1,429 |
Other Non-interest expense related to unfunded |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | (9 | ) |  |  | — |  |  | $ | (9 | )
Ending Balance |  | $ | 524 |  |  | $ | 156 |  |  | $ | 287 |  |  | $ | 2,052 |  |  | $ | 2,047 |  |  | $ | 340 |  |  | $ | 144 |  |  | $ | 83 |  |  | $ | 5,633 |
Ending balance: individually evaluated for impairment |  | $ | 291 |  |  | $ | — |  |  | $ | — |  |  | $ | 25 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 316 |
Ending balance: collectively evaluated for impairment |  | $ | 233 |  |  | $ | 156 |  |  | $ | 287 |  |  | $ | 2,027 |  |  | $ | 2,047 |  |  | $ | 340 |  |  | $ | 144 |  |  | $ | 83 |  |  | $ | 5,317 |
Ending balance: loans acquired with deteriorated credit quality |  | $ | 2 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 2 |
FINANCING RECEIVABLES: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 81,557 |  |  | $ | 32,228 |  |  | $ | 57,221 |  |  | $ | 193,993 |  |  | $ | 115,912 |  |  | $ | 25,249 |  |  | $ | — |  |  | $ | — |  |  | $ | 506,160 |
Ending balance: individually evaluated for impairment |  | $ | 1,052 |  |  | $ | — |  |  | $ | 4,900 |  |  | $ | 1,749 |  |  | $ | 265 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 7,966 |
Ending balance: collectively evaluated for impairment |  | $ | 80,505 |  |  | $ | 32,228 |  |  | $ | 52,321 |  |  | $ | 192,244 |  |  | $ | 115,647 |  |  | $ | 25,249 |  |  | $ | — |  |  | $ | — |  |  | $ | 498,194 |
Ending balance: loans acquired with deteriorated credit quality |  | $ | 989 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 989 |

X
- Definition Tabular disclosure of activities disclosure in allowance for credit losses. + References No definition available. + Details
Name: | fmao_ActivitiesInAllowanceForCreditLossesTableTextBlock
Namespace Prefix: | fmao_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of contractual aging of the recorded investment in past due loans by class or loans. + References No definition available. + Details
Name: | fmao_ContractualAgingOfRecordedInvestmentInPastDueLoansByClassOrLoansTableTextBlock
Namespace Prefix: | fmao_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of contribution provided by both the recoveries and the provision along with the reduction of the allowance caused by charge-off. + References No definition available. + Details
Name: | fmao_ContributionProvidedByBothRecoveriesAndProvisionAlongWithReductionOfAllowanceCausedByChargeOffsTableTextBlock
Namespace Prefix: | fmao_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of fixed rate loans and variable rate loans by major loan category. + References No definition available. + Details
Name: | fmao_DistributionOfFixedRateLoansAndVariableRateLoansByMajorLoanCategoryTableTextBlock
Namespace Prefix: | fmao_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired loans classified as troubled debt restructure. + References No definition available. + Details
Name: | fmao_ImpairedLoansClassifiedAsTroubledDebtRestructuredTableTextBlock
Namespace Prefix: | fmao_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of Maturity schedule by major category of loans. + References No definition available. + Details
Name: | fmao_MaturityScheduleByMajorCategoryOfLoansTableTextBlock
Namespace Prefix: | fmao_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired loans classified as troubled debt restructure. + References No definition available. + Details
Name: | fmao_RecordedInvestmentInThoseClassesBasedOnPaymentActivityAndAssignedGradingTableTextBlock
Namespace Prefix: | fmao_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of Risk category of loans. + References No definition available. + Details
Name: | fmao_RiskCategoryOfLoansTableTextBlock
Namespace Prefix: | fmao_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_ReceivablesAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration