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Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Sep. 30, 2012
Sep. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES:        
Net income $ 2,441 $ 2,081 $ 7,263 $ 5,629
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:        
Depreciation     899 894
Accretion and amortization of securities     2,346 2,146
Amortization of servicing rights 177 133 549 314
Amortization of core deposit intangible     234 234
Provision for loan losses 236 93 442 1,522
Gain on sale of loans held for sale     (1,385) (249)
Originations of loans held for sale     (100,759) (30,252)
Proceeds from sale of loans held for sale     104,147 32,018
Loss on sale of other assets     486 1,000
Gain on sale of investment securities (30) (132) (199) (504)
Change in Operating Assets and Liabilities, net     (805) (301)
Net Cash Provided by Operating Activities     13,218 12,451
Activity in securities:        
Maturities, prepayments and calls     30,404 28,621
Sales     29,084 30,376
Purchases     (86,101) (79,935)
Proceeds from sale of assets     2 10
Additions to premises and equipment     (597) (746)
Loan originations and principal collections, net     11,124 18,269
Net Cash (Used) in Investing Activities     (16,084) (3,405)
CASH FLOWS FROM FINANCING ACTIVITIES        
Net increase (decrease) in deposits     (4,551) (4,928)
Net change in short-term debt     2,407 1,966
Repayments of long-term debt     (5,051) (8,164)
Purchase of Treasury stock     (789) (220)
Cash dividends paid on common stock     (2,664) (2,675)
Net Cash Provided (Used) by Financing Activities     (10,648) (14,021)
Net (Decrease) in cash and cash equivalents     (13,514) (4,975)
Cash and cash equivalents - Beginning of year     43,143 43,379
Cash and cash equivalents - End of period 29,629 38,404 29,629 38,404
RECONCILIATION OF CASH AND CASH EQUIVALENTS:        
Cash and cash due from banks 13,994 13,987 13,994 13,987
Interest bearing deposits with banks 10,561 16,668 10,561 16,668
Federal funds sold 5,074 7,749 5,074 7,749
Cash at end of period 29,629 38,404 29,629 38,404
Cash paid during the period for:        
Interest     4,833 6,460
Income Taxes     3,386 1,220
Noncash investing activities:        
Transfer of loans to other real estate owned     $ 334 $ 2,146