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Federal Income Taxes | 12 Months Ended
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Dec. 31, 2012
Federal Income Taxes [Abstract] |
Federal Income Taxes | Note 10—Federal Income Taxes The components of income tax expense (benefit) for the years ended December 31 are as follows:
|  | (In Thousands) |
|  | 2012 |  |  | 2011 |  |  | 2010 |
Current: |  |  |  |  |  |  |  |  |  |  |  |
Federal |  | $ | 4,030 |  |  | $ | 3,058 |  |  | $ | 2,172 |
Deferred: |  |  |  |  |  |  |  |  |  |  |  |
Federal |  |  | (126 | ) |  |  | (165 | ) |  |  | 210 |
|  | $ | 3,904 |  |  | $ | 2,893 |  |  | $ | 2,382 |
The following is a reconciliation of the statutory federal income tax rate to the effective tax rate:
|  | (In Thousands) |
|  | 2012 |  |  | 2011 |  |  | 2010 |
Income tax at statutory rates |  | $ | 4,655 |  |  | $ | 3,878 |  |  | $ | 3,183 |
Increase(decrease) resulting from: |  |  |  |  |  |  |  |  |  |  |  |
Tax exempt interest |  |  | (677 | ) |  |  | (689 | ) |  |  | (744 | )
Change in prior estimates and other |  |  | (74 | ) |  |  | (296 | ) |  |  | (57 | )
|  | $ | 3,904 |  |  | $ | 2,893 |  |  | $ | 2,382 |
Deferred tax assets and liabilities at December 31 are comprised of the following:
|  | (In Thousands) |
|  | 2012 |  |  | 2011 |
Deferred Tax Assets: |  |  |  |  |  |  |  |
Allowance for loan losses |  | $ | 1,776 |  |  | $ | 1,731 |
Other |  |  | 766 |  |  |  | 860 |
Total deferred tax assets |  |  | 2,542 |  |  |  | 2,591 |
Deferred Tax Liabilities: |  |  |  |  |  |  |  |
Accreted discounts on bonds |  |  | 55 |  |  |  | 62 |
FHLB stock dividends |  |  | 859 |  |  |  | 859 |
Mortgage servicing rights |  |  | 701 |  |  |  | 704 |
Other |  |  | 1,094 |  |  |  | 1,007 |
Net unrealized gain on available-for-sale securities |  |  | 3,139 |  |  |  | 3,287 |
Total deferred tax liabilities |  |  | 5,848 |  |  |  | 5,919 |
Net Deferred Tax Liability |  | $ | (3,306 | ) |  | $ | (3,328 | )

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- Definition The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 109 -Paragraph 136, 172 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(h)) -URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 08 -Paragraph h -Article 4 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32718-109319 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Statement of Financial Accounting Standard (FAS) -Number 109 -Paragraph 43, 44, 45, 46, 47, 48, 49 -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32537-109319 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32559-109319 + Details
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