XML 36 R25.htm IDEA: XBRL DOCUMENT

Quarterly Financial Data

12 Months Ended

Dec. 31, 2012

Note 18 — Quarterly Financial Data

Quarterly Financial Data—UNAUDITED


	(000’s omitted except per share data) Quarter Ended in 2012
	Mar 31			June 30			Sep 30			Dec 31
Summary of Income:
Interest income	$	8,476		$	8,525		$	8,278		$	7,994
Interest expense		1,624			1,653			1,532			1,441

Net Interest Income		6,852			6,872			6,746			6,553
Provision for loan loss		128			78			236			296

Net interest income after provision of loan loss		6,724			6,794			6,510			6,257
Other income (expense)		(3,510	)		(3,236	)		(3,122	)		(2,725	)

Net income before income taxes		3,214			3,558			3,388			3,532
Income taxes		930			1,020			947			1,007

Net income	$	2,284		$	2,538		$	2,441		$	2,525

Earnings per Common Share	$	0.48		$	0.54		$	0.52		$	0.54

Average common shares outstanding		4,714,197			4,695,151			4,685,879			4,688,467


	Quarter Ended in 2011
	Mar 31			June 30			Sep 30			Dec 31
Summary of Income:
Interest income	$	9,655		$	8,844		$	8,855		$	9,306
Interest expense		2,221			2,109			1,991			1,835

Net Interest Income		7,434			6,735			6,864			7,471
Provision for loan loss		772			657			93			193

Net interest income after provision for loan loss		6,662			6,078			6,771			7,278
Other income (expense)		(4,235	)		(3,885	)		(3,971	)		(3,291	)

Net income before income taxes		2,427			2,193			2,800			3,987
Income taxes		446			626			719			1,102

Net income	$	1,981		$	1,567		$	2,081		$	2,885

Earnings per common share	$	0.42		$	0.34		$	0.44		$	0.62

Average common shares outstanding		4,693,080			4,686,008			4,687,169			4,689,883

- Definition

The entire disclosure for the quarterly financial data in the annual financial statements. The disclosure may include a tabular presentation of financial information for each fiscal quarter for the current and previous year, including revenues, gross profit, income or loss before extraordinary items and earnings per share data. It also includes an indication if the information in the note is unaudited, comments on the aggregate effect of year-end adjustments, and an explanation of matters or transactions that affect comparability or are pertinent to an understanding of the information furnished.

+ References+ Details