
	(In Thousands)
			After One
	Within		Year Within		After
	One Year		Five Years		Five Years		Total
Commercial Real Estate	$	25,448	$	103,857	$	70,694	$	199,999
Agricultural Real Estate		3,337		10,136		26,670		40,143
Consumer Real Estate		9,535		14,424		56,328		80,287
Commercial and industrial		58,744		39,716		3,164		101,624
Agricultural		37,153		18,116		2,501		57,770
Consumer		5,345		13,238		1,830		20,413
Industrial Development Bonds		417		490		392		1,299

	$	139,979	$	199,977	$	161,579	$	501,535


	(In Thousands)
	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days		Total Past Due		Current		Total Financing Receivables		Recorded Investment > 90 Days and Accruing
2012
Residential	$	575	$	—	$	648	$	1,223	$	79,064	$	80,287	$	—
Ag RE		—		—		—		—		40,143		40,143		—
Ag		11		—		—		11		57,759		57,770		—
Commercial Real Estate		—		—		877		877		199,122		199,999		—
Commercial and Industrial		78		—		2,567		2,645		100,278		102,923		—
Consumer		51		1		—		52		20,228		20,280		1

Total	$	715	$	1	$	4,092	$	4,808	$	496,594	$	501,402	$	1

2011
Residential	$	799	$	248	$	441	$	1,488	$	82,989	$	84,477	$	—
Ag RE		—		—		—		—		31,993		31,993		—
Ag		7		—		—		7		52,591		52,598		—
Commercial Real Estate		—		611		927		1,538		196,728		198,266		—
Commercial and Industrial		77		—		421		498		115,195		115,693		—
Consumer		24		—		—		24		23,164		23,188		—

Total	$	907	$	859	$	1,789	$	3,555	$	502,660	$	506,215	$	—


	(In Thousands)
	Agriculture Real Estate				Agriculture				Commercial Real Estate				Commercial				Industrial Development Bonds
	2012		2011		2012		2011		2012		2011		2012		2011		2012		2011
1-2	$	2,719	$	1,058	$	5,022	$	1,500	$	4,046	$	3,545	$	750	$	710	$	97	$	188
3		15,111		12,613		23,525		25,019		42,467		23,283		21,750		22,506		859		622
4		21,481		17,256		29,188		26,008		137,537		159,959		71,228		82,745		343		386
5		794		383		35		57		8,984		6,098		3,385		3,897		—		—
6		38		683		—		7		6,295		4,677		2,202		4,219		—		—
7		—		—		—		7		670		704		2,309		420		—		—
8		—		—		—		—		—		—		—		—		—		—

Total	$	40,143	$	31,993	$	57,770	$	52,598	$	199,999	$	198,266	$	101,624	$	114,497	$	1,299	$	1,196


	(In Thousands)
	2012		2011
Impaired loans without a valuation allowance	$	730	$	446
Impaired loans with a valuation allowance		3,861		1,408

Total impaired loans	$	4,591	$	1,854

Valuation allowance related to impaired loans	$	865	$	175

Total non-accrual loans	$	4,828	$	2,131

Total loans past-due ninety days or more and still accruing	$	1	$	—


	(In Thousands)
	2012		2011		2010
Average investment in impaired loans	$	3,436	$	5,466	$	10,136

Interest income recognized on impaired loans	$	26	$	1,230	$	61

Interest income recognized on a cash basis on impaired loans	$	21	$	1,175	$	41


	(In Thousands)
	Recorded Investment		Unpaid Principal Balance		Related Allowance		YTD Average Recorded Investment		YTD Interest Income Recognized
2012
With no related allowance recorded:
Residential	$	236	$	236	$	—	$	269	$	12
Agriculture real estate		—		—		—				—
Agriculture		—		—		—		—		—
Commercial real estate		207		384		—		206		—
Commercial		287		334		—		212		—
Consumer		—		—		—		—		—
With a specific allowance recorded:
Residential		411		512		70		454		1
Agriculture real estate		—		—		—		—		—
Agriculture		—		—		—		—		—
Commercial real estate		670		916		25		657		—
Commercial		2,780		2,780		770		1,636		13
Consumer		—		—		—		2		—

Totals:
Residential	$	647	$	748	$	70	$	723	$	13

Agriculture real estate	$	—	$	—	$	—	$	—	$	—

Agriculture	$	—	$	—	$	—	$	—	$	—

Commercial real estate	$	877	$	1,300	$	25	$	863	$	—

Commercial	$	3,067	$	3,114	$	770	$	1,848	$	13

Consumer	$	—	$	—	$	—	$	2	$	—


	(In Thousands)
	Recorded Investment		Unpaid Principal Balance		Related Allowance		YTD Average Recorded Investment		YTD Interest Income Recognized
2011
With no related allowance recorded:
Residential	$	239	$	239	$	—	$	195	$	36
Agriculture real estate		—		—		—		180		15
Agriculture		—		—		—		2,683		1,156
Commercial real estate		207		384		—		1,357		22
Commercial		—		—		—		55		1
Consumer		—		—		—		1		—
With a specific allowance recorded:
Residential		283		308		54		369		—
Agriculture real estate		—		—		—		—		—
Agriculture		—		—		—		—		—
Commercial real estate		704		854		29		188		—
Commercial		420		420		91		438		—
Consumer		—		—		—		—		—

Totals:
Residential	$	522	$	547	$	54	$	564	$	36

Agriculture real estate	$	—	$	—	$	—	$	180	$	15

Agriculture	$	—	$	—	$	—	$	2,683	$	1,156

Commercial real estate	$	911	$	1,238	$	29	$	1,545	$	22

Commercial	$	420	$	420	$	91	$	493	$	1

Consumer	$	—	$	—	$	—	$	1	$	—


	(In Thousands)
	Consumer Real Estate			Agriculture Real Estate			Agriculture			Commercial Real Estate			Commercial and Industrial			Consumer			Unfunded Loan Commitment & Letters of Credit		Unallocated		Total
2012
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	$	261		$	140		$	266		$	2,088		$	1,947		$	315		$	130	$	74	$	5,221
Charge Offs		(246	)		—			(6	)		(98	)		(47	)		(494	)		—		—		(891	)
Recoveries		61			—			12			7			30			176			—		—		286
Provision		292			(27	)		18			(248	)		253			271			—		179		738
Other Non-interest expense related to unfunded		—			—			—			—			—			—			32		—		32

Ending Balance	$	368		$	113		$	290		$	1,749		$	2,183		$	268		$	162	$	253	$	5,386

Ending balance: individually evaluated for impairment	$	70		$	—		$	—		$	25		$	770		$	—		$	—	$	—	$	865

Ending balance: collectively evaluated for impairment	$	298		$	113		$	290		$	1,724		$	1,413		$	268		$	162	$	253	$	4,521

Ending balance: loans acquired with deteriorated credit quality	$	1		$	—		$	—		$	—		$	—		$	—		$	—	$	—	$	1

FINANCING RECEIVABLES:
Ending balance	$	80,287		$	40,143		$	57,770		$	199,999		$	102,923		$	20,280		$	—	$	—	$	501,402

Ending balance: individually evaluated for impairment	$	648		$	—		$	—		$	877		$	3,066		$	—		$	—	$	—	$	4,591

Ending balance: collectively evaluated for impairment	$	79,639		$	40,143		$	57,770		$	199,122		$	99,857		$	20,280		$	—	$	—	$	496,811

Ending balance: loans acquired with deteriorated credit quality	$	548		$	—		$	—		$	—		$	—		$	—		$	—	$	—	$	548


	(In Thousands)
	Consumer Real Estate			Agriculture Real Estate		Agriculture			Commercial Real Estate			Commercial and Industrial			Consumer			Unfunded Loan Commitment & Letters of Credit			Unallocated			Total
2011
ALLOWANCE FOR CREDIT LOSSES:
Beginning balance	$	258		$	122	$	327		$	1,868		$	2,354		$	380		$	153		$	397		$	5,859
Charge Offs		(422	)		—		(24	)		(360	)		(1,500	)		(375	)		—			—			(2,681	)
Recoveries		61			—		67			32			19			172			—			—			351
Provision		364			18		(104	)		548			1,074			138			—			(323	)		1,715
Other Non-interest expense related to unfunded		—			—		—			—			—			—			(23	)		—			(23	)

Ending Balance	$	261		$	140	$	266		$	2,088		$	1,947		$	315		$	130		$	74		$	5,221

Ending balance: individually evaluated for impairment	$	55		$	—	$	—		$	29		$	91		$	—		$	—		$	—		$	175

Ending balance: collectively evaluated for impairment	$	206		$	140	$	266		$	2,059		$	1,856		$	315		$	130		$	74		$	5,046

Ending balance: loans acquired with deteriorated credit quality	$	2		$	—	$	—		$	—		$	—		$	—		$	—		$	—		$	2

FINANCING RECEIVABLES:
Ending balance	$	84,477		$	31,993	$	52,598		$	198,266		$	115,693		$	23,188		$	—		$	—		$	506,215

Ending balance: individually evaluated for impairment	$	523		$	—	$	—		$	911		$	420		$	—		$	—		$	—		$	1,854

Ending balance: collectively evaluated for impairment	$	83,954		$	31,993	$	52,598		$	197,355		$	115,273		$	23,188		$	—		$	—		$	504,361

Ending balance: loans acquired with deteriorated credit quality	$	856		$	—	$	—		$	—		$	—		$	—		$	—		$	—		$	856