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Consolidated Statement of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Cash Flows from Operating Activities      
Net income $ 9,788 $ 8,514 $ 6,981
Adjustments to reconcile net income to net cash from operating activities:      
Depreciation 1,154 1,135 1,147
Amortization of servicing rights 768 498 683
Amortization of Core Deposit Intangible 312 312 235
Provision for loan loss 738 1,715 5,325
Gain on sale of loans held for sale (2,041) (807) (1,395)
Originations of loans held for sale (96,472) (52,853) (83,705)
Proceeds from sale of loans held for sale 95,435 53,631 82,315
Accretion and amortization of securities 3,075 2,902 1,595
Deferred income tax expense (benefit) (126) (165) 210
Loss on sale of other assets 634 1,169 109
Gain on sales of securities (852) (504) (956)
Change in other assets and other liabilities, net 1,801 1,612 (1,109)
Net cash provided by operating activities 14,214 17,159 11,435
Activity in securities:      
Sales 60,513 30,376 55,700
Maturities, prepayments and calls 42,851 53,661 104,602
Purchases (134,435) (117,744) (244,812)
Loan and lease originations and principal collections, net 5,245 18,266 38,094
Proceeds from sales of assets 1,146 1,970 716
Additions to premises and equipment (1,774) (947) (2,294)
Net cash paid for acquisition     (1,141)
Net cash used in investing activities (26,454) (14,418) (49,135)
Cash Flows from Financing Activities      
Net increase in deposits 23,870 14,869 48,069
Net change in federal funds purchased and securities sold under agreements to repurchase (1,128) 1,199 7,984
Proceeds from issuance of long-term debt     9,000
Repayment of long-term debt (5,062) (13,212) (13,326)
Purchase of Treasury Stock (894) (310) (894)
Cash dividends paid on common stock (3,597) (3,567) (3,402)
Net cash provided by (used) financing activities 13,189 (1,021) 47,431
Net Increase (Decrease) in Cash and Cash Equivalents 949 1,720 9,731
Cash and Cash Equivalents - Beginning of Year 45,099 43,379 33,648
Cash and Cash Equivalents - End of Year 44,092 45,099 43,379
Cash paid during the year for:      
Interest 6,304 8,285 11,244
Income taxes 4,085 1,850 1,875
Noncash investing activities:      
Transfer of loans to other real estate owned $ 562 $ 2,236 $ 3,867