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Condensed Consolidated Statement of Income and Comprehensive Income (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
INTEREST INCOME:    
Loans, including fees $ 6,078 $ 6,797
Debt Securities:    
U.S. Treasury securities 61 81
Securities of U.S. Government Agencies 992 1,025
Municipalities 508 510
Dividends 49 49
Federal funds sold 7 7
Other 7 7
Total Interest Income 7,702 8,476
INTEREST EXPENSE:    
Deposits 1,127 1,439
Federal Funds purchased and securities sold under agreements to repurchase 60 61
Borrowed funds 46 124
Total Interest Expense 1,233 1,624
NET INTEREST INCOME BEFORE PROVISION FOR LOAN LOSSES 6,469 6,852
PROVISION FOR LOAN LOSSES (Note 4) 167 128
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES 6,302 6,724
NONINTEREST INCOME    
Customer service fees 1,361 1,324
Other service charges and fees 862 758
Net gain (loss) on sale of other assets owned (16) (67)
Net gain on sale of loans 480 161
Net gain on sale of securities 221 169
Total Noninterest Income 2,908 2,345
NONINTEREST EXPENSE    
Salaries and wages 2,437 2,286
Pension and other employee benefits 844 828
Occupancy expense (net) 330 405
Furniture and Equipment 349 352
Data processing 310 265
Franchise Taxes 255 237
FDIC Assessment 119 130
Mortgage servicing rights amortization 137 194
Other general and administrative 1,345 1,158
Total Noninterest Expense 6,126 5,855
INCOME BEFORE FEDERAL INCOME TAX 3,084 3,214
FEDERAL INCOME TAXES 932 930
NET INCOME 2,152 2,284
OTHER COMPREHENSIVE INCOME (NET OF TAX):    
Unrealized gains (loss) on securities (750) 5,605
COMPREHENSIVE INCOME $ 1,402 $ 7,889
NET INCOME PER SHARE $ 0.46 $ 0.48
Weighted Average Shares Outstanding 4,683,659 4,714,197
DIVIDENDS DECLARED $ 0.20 $ 0.19