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CONDENSED CONSOLIDATED STATEMENT OF INCOME & COMPREHENSIVE INCOME (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Interest Income        
Loans, including fees $ 6,089 $ 6,804 $ 12,167 $ 13,601
Debt securities:        
U.S. Treasury securities 64 92 125 173
Securities of U.S. Government Agencies 1,016 1,055 2,008 2,080
Municipalities 541 518 1,049 1,028
Dividends 45 46 94 95
Federal funds sold 4 4 11 11
Other 6 6 13 13
Total interest income 7,765 8,525 15,467 17,001
Interest Expense        
Deposits 1,079 1,470 2,206 2,909
Federal funds purchased and securities sold under agreements to repurchase 62 60 122 121
Borrowed funds 43 123 89 247
Total interest expense 1,184 1,653 2,417 3,277
Net Interest Income - Before provision for loan losses 6,581 6,872 13,050 13,724
Provision for Loan Losses (Note 4) 112 78 279 206
Net Interest Income After Provision For Loan Losses 6,469 6,794 12,771 13,518
Noninterest Income        
Customer service fees 1,256 1,245 2,617 2,569
Other service charges and fees 967 860 1,829 1,618
Net gain (loss) on sale of other assets owned (110) (210) (126) (277)
Net gain on sale of loans 322 622 802 783
Net gain on sale of securities 377   598 169
Total noninterest income 2,812 2,517 5,720 4,862
Noninterest Expenses        
Salaries and Wages 2,260 2,193 4,697 4,479
Pension and other employee benefits 610 744 1,454 1,572
Occupancy expense (net) 288 386 618 791
Furniture and equipment 358 349 707 701
Data processing 300 286 610 551
Franchise taxes 255 236 510 473
FDIC Assessment 141 89 260 219
Mortgage servicing rights amortization 120 178 257 372
Other general and administrative 1,438 1,292 2,783 2,450
Total Noninterest Expense 5,770 5,753 11,896 11,608
Income Before Federal Income Taxes 3,511 3,558 6,595 6,772
Federal Income Taxes 1,009 1,020 1,941 1,950
Net Income 2,502 2,538 4,654 4,822
Other Comprehensive Income (Net of Tax):        
Unrealized gains (loss) on securities (4,916) 1,159 (5,666) 6,764
Comprehensive Income $ (2,414) $ 3,697 $ (1,012) $ 11,586
Net Income Per Share $ 0.53 $ 0.54 $ 0.99 $ 1.02
Weighted Average Shares Outstanding 4,679,971 4,695,151 4,681,805 4,704,674
Dividends Declared $ 0.20 $ 0.19 $ 0.40 $ 0.38