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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2013
Jun. 30, 2012
Jun. 30, 2013
Jun. 30, 2012
Dec. 31, 2012
Cash Flows from Operating Activities          
Net income $ 2,502 $ 2,538 $ 4,654 $ 4,822  
Adjustments to reconcile net income to net cash provided by operating activities:          
Depreciation     609 577  
Accretion and amortization of securities     1,220 1,587  
Amortization of servicing rights 120 178 257 372  
Amortization of core deposit intangible     156 156  
Stock Based Compensation     93 86  
Provision for loan loss 112 78 279 206 738
Gain on sale of loans held for sale (322) (622) (802) (783)  
Originations of loans held for sale     (43,331) (69,946)  
Proceeds from sale of loans held for sale     46,881 71,746  
Loss on sale of other assets 110 210 126 277  
Gain on sales of investment securities (377)   (598) (169)  
Change in operating assets and other liabilities, net     (194) 4,728  
Net cash provided by operating activities     9,350 13,659  
Activity in securities:          
Maturities, prepayments and calls     17,305 16,428  
Securities     58,413 24,584  
Purchases     (83,310) (71,740)  
Proceeds from sales of assets     3 2  
Additions to premises and equipment     (1,300) (477)  
Loan originations and principal collections, net     (3,428) 5,786  
Net cash used in investing activities     (12,317) (25,417)  
Cash Flows from Financing Activities          
Net increase (decrease) in deposits     (15,640) 10,769  
Net change in short-term debt     3,416 2,034  
Repayments of long-term debt     (4,500) (34)  
Purchase of Treasury Stock     (77) (683)  
Cash dividends paid on common stock     (1,861) (1,780)  
Net cash provided by (used in) financing activities     (18,662) 10,306  
Decrease in Cash and Cash Equivalents     (21,629) (1,452)  
Cash and Cash Equivalents - Beginning of Year     44,092 43,143 43,143
Cash and Cash Equivalents - End of Period 22,463 41,691 22,463 41,691 44,092
RECONCILIATION OF CASH AND CASH EQUIVALENTS:          
Cash and cash due from banks 15,054 15,579 15,054 15,579 25,620
Interest bearing deposits with banks 6,463 14,049 6,463 14,049 11,941
Federal funds sold 946 12,063 946 12,063 6,531
Cash at end of period 22,463 41,691 22,463 41,691 44,092
Cash paid during the year for:          
Interest     2,528 3,295  
Income taxes     1,770 2,266  
Noncash investing activities:          
Transfer of loans to other real estate owned     $ 175 $ 182