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Consolidated Statement of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Cash Flows from Operating Activities      
Net income $ 9,007 $ 9,788 $ 8,514
Adjustments to reconcile net income to net cash from operating activities:      
Depreciation 1,184 1,154 1,135
Amortization of servicing rights 426 768 498
Amortization of Core Deposit Intangible 319 312 312
Compensation Expense related to Stock Awards (253) (217) (182)
Provision for loan loss 858 738 1,715
Gain on sale of loans held for sale (1,123) (2,041) (807)
Originations of loans held for sale (62,360) (96,472) (52,853)
Proceeds from sale of loans held for sale 65,391 95,435 53,631
Accretion and amortization of securities 2,149 3,075 2,902
Deferred income tax expense (benefit) 34 (126) (165)
Loss on sale of other assets 144 634 1,169
Gain on sales of securities (775) (852) (504)
Change in other assets and other liabilities, net 1,992 2,018 (162)
Net Cash Provided by operating Activities 16,993 14,214 15,203
Activity in securities:      
Sales 91,039 60,513 30,376
Maturities, prepayments and calls 33,228 42,851 53,661
Purchases (103,320) (134,435) (117,744)
Loan and lease originations and principal collections, net (67,194) 5,245 18,266
Proceeds from sales of assets 1,138 1,146 1,970
Additions to premises and equipment (2,063) (1,774) (947)
Net cash received for acquisition 15,215    
Net cash provided by (used in) investing activities (31,957) (26,454) (14,418)
Cash Flows from Financing Activities      
Net increase (decrease) in deposits (16,254) 23,870 14,869
Net change in federal funds purchased and securities sold under agreements to repurchase 18,444 (1,128) 1,199
Repayment of long-term debt (7,100) (5,062) (13,212)
Purchase of Treasury Stock (1,236) (894) (310)
Cash dividends paid on common stock (3,719) (3,597) (3,567)
Net cash provided by (used in) financing activities (9,865) 13,189 (1,021)
Net Increase (Decrease) in Cash and Cash Equivalents (24,829) 949 (236)
Cash and Cash Equivalents - Beginning of Year 44,092 43,143 43,379
Cash and Cash Equivalents - End of Year 19,263 44,092 43,143
Cash paid during the year for:      
Interest 4,679 6,304 8,285
Income taxes 3,240 4,085 1,850
Noncash investing activities:      
Transfer of loans to other real estate owned $ 1,053 $ 562 $ 2,236