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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 12 Months Ended
Mar. 31, 2014
Mar. 31, 2013
Dec. 31, 2013
Cash Flows from Operating Activities      
Net income $ 1,958 $ 2,152  
Adjustments to reconcile net income to net cash provided by operating activities:      
Depreciation 361 304  
Accretion and amortization of securities, net 419 635  
Amortization of servicing rights 82 137  
Amortization of core deposit intangible 120 78 319
Compensation expense related to stock awards (61) 46  
Provision for loan loss 428 167 858
Gain on sale of loans (89) (480)  
Originations of loans held for sale (4,523) (24,051)  
Proceeds from sale of loans held for sale 4,942 27,412  
Loss on sale of other assets 39 16  
Gain on sales of securities available for sale (122) (221)  
Change in other assets and other liabilities, net (877) (641)  
Net cash provided by operating activities 2,677 5,554  
Activity in securities:      
Maturities, prepayments and calls 6,799 13,402  
Securities 9,169 35,131  
Purchases   (54,850)  
Additions to premises and equipment (192) (427)  
Loan originations and principal collections, net (7,386) 13,166  
Net cash provided by investing activities 8,390 6,422  
Cash Flows from Financing Activities      
Net increase in deposits 13,800 9,194  
Net change in short-term debt (10,981) (2,225)  
Repayments of FHLB advances (4,500) (4,500)  
Purchase of Treasury Stock (98) (77)  
Cash dividends paid on common stock (967) (931)  
Net cash provided by (used in) financing activities (2,746) 1,461  
Increase in Cash and Cash Equivalents 8,321 13,437  
Cash and cash equivalents - Beginning of year 19,263 44,092 44,092
Cash and cash equivalents - End of period 27,584 57,529 19,263
Cash paid during the year for:      
Interest 1,034 1,212  
Income taxes 77     
Noncash investing activities:      
Transfer of loans to other real estate owned $ 110 $ 75