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CONDENSED CONSOLIDATED STATEMENT OF INCOME & COMPREHENSIVE INCOME (Unaudited) (USD $)
In Thousands, except Share data, unless otherwise specified
 3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Interest Income        
Loans, including fees $ 6,977 $ 6,089 $ 13,654 $ 12,167
Debt securities:        
U.S. Treasury securities 63 64 126 125
Securities of U.S. Government Agencies 696 1,016 1,545 2,008
Municipalities 522 541 1,047 1,049
Dividends 40 45 83 94
Federal funds sold 1 4 1 11
Other 4 6 7 13
Total interest income 8,303 7,765 16,463 15,467
Interest Expense        
Deposits 905 1,079 1,783 2,206
Federal funds purchased and securities sold under agreements to repurchase 65 62 127 122
Borrowed funds 0 43 4 89
Total interest expense 970 1,184 1,914 2,417
Net Interest Income - Before provision for loan losses 7,333 6,581 14,549 13,050
Provision for Loan Losses (Note 4) 444 112 872 279
Net Interest Income After Provision For Loan Losses 6,889 6,469 13,677 12,771
Noninterest Income        
Customer service fees 1,278 1,256 2,524 2,617
Other service charges and fees 928 967 1,720 1,829
Net loss on sale of other assets owned (19) (110) (58) (126)
Net gain on sale of loans 203 322 292 802
Net gain on sale of securities - available for sale 180 377 302 598
Total noninterest income 2,570 2,812 4,780 5,720
Noninterest Expenses        
Salaries and Wages 2,456 2,260 4,891 4,697
Pension and other employee benefits 720 610 1,565 1,454
Occupancy expense (net) 271 288 575 618
Furniture and equipment 399 358 793 707
Data processing 324 300 638 610
Franchise taxes 195 255 391 510
FDIC Assessment 130 141 262 260
Mortgage servicing rights amortization 84 120 166 257
Other general and administrative 1,444 1,438 2,910 2,783
Total Noninterest Expense 6,023 5,770 12,191 11,896
Income Before Federal Income Taxes 3,436 3,511 6,266 6,595
Federal Income Taxes 882 1,009 1,755 1,941
Net Income 2,554 2,502 4,511 4,654
Other Comprehensive Income (Loss) (Net of Tax):        
Unrealized gain (loss) on securities, net of tax benefit (expense) of ($437), $2,532, ($89), and $2,918 respectively 847 (4,916) 172 (5,666)
Comprehensive Income (Loss) $ 3,401 $ (2,414) $ 4,683 $ (1,012)
Basic Earnings Per Share $ 0.55 $ 0.53 $ 0.97 $ 0.99
Weighted Average Shares Outstanding 4,626,309 4,679,971 4,632,054 4,681,805
Dividends Declared $ 0.21 $ 0.20 $ 0.42 $ 0.40