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Consolidated Statement of Income & Comprehensive Income (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Interest Income      
Loans, including fees $ 28,070us-gaap_InterestAndFeeIncomeLoansAndLeases $ 24,978us-gaap_InterestAndFeeIncomeLoansAndLeases $ 26,489us-gaap_InterestAndFeeIncomeLoansAndLeases
Debt securities:      
U.S. Treasury and government agency 3,171us-gaap_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment 4,151us-gaap_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment 4,427us-gaap_InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment
Municipalities 2,037us-gaap_InterestIncomeSecuritiesStateAndMunicipal 2,080us-gaap_InterestIncomeSecuritiesStateAndMunicipal 2,112us-gaap_InterestIncomeSecuritiesStateAndMunicipal
Dividends 156us-gaap_InterestAndDividendIncomeSecurities 185us-gaap_InterestAndDividendIncomeSecurities 199us-gaap_InterestAndDividendIncomeSecurities
Federal funds sold 7us-gaap_InterestIncomeFederalFundsSold 11us-gaap_InterestIncomeFederalFundsSold 20us-gaap_InterestIncomeFederalFundsSold
Other 12us-gaap_OtherInterestAndDividendIncome 23us-gaap_OtherInterestAndDividendIncome 26us-gaap_OtherInterestAndDividendIncome
Total interest income 33,453us-gaap_InterestAndDividendIncomeOperating 31,428us-gaap_InterestAndDividendIncomeOperating 33,273us-gaap_InterestAndDividendIncomeOperating
Interest Expense      
Deposits 3,458us-gaap_InterestExpenseDeposits 4,193us-gaap_InterestExpenseDeposits 5,574us-gaap_InterestExpenseDeposits
Federal funds purchased and securities sold under agreements to repurchase 254us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 248us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 242us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
Borrowed funds 4us-gaap_InterestExpenseBorrowings 163us-gaap_InterestExpenseBorrowings 434us-gaap_InterestExpenseBorrowings
Total interest expense 3,716us-gaap_InterestExpense 4,604us-gaap_InterestExpense 6,250us-gaap_InterestExpense
Net Interest Income - Before provision for loan losses 29,737us-gaap_InterestIncomeExpenseNet 26,824us-gaap_InterestIncomeExpenseNet 27,023us-gaap_InterestIncomeExpenseNet
Provision for Loan Losses 1,191us-gaap_ProvisionForLoanAndLeaseLosses 858us-gaap_ProvisionForLoanAndLeaseLosses 738us-gaap_ProvisionForLoanAndLeaseLosses
Net Interest Income After Provision For Loan Losses 28,546us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 25,966us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 26,285us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest Income      
Customer service fees 5,224us-gaap_ServicingFeesNet 5,194us-gaap_ServicingFeesNet 5,204us-gaap_ServicingFeesNet
Other service charges and fees 3,819us-gaap_FeesAndCommissions 3,746us-gaap_FeesAndCommissions 3,499us-gaap_FeesAndCommissions
Net gain on sale of loans 647us-gaap_GainLossOnSalesOfLoansNet 1,123us-gaap_GainLossOnSalesOfLoansNet 2,041us-gaap_GainLossOnSalesOfLoansNet
Net gain on sale of securities 494us-gaap_HeldToMaturitySecuritiesSoldSecurityRealizedGainLoss 775us-gaap_HeldToMaturitySecuritiesSoldSecurityRealizedGainLoss 852us-gaap_HeldToMaturitySecuritiesSoldSecurityRealizedGainLoss
Total noninterest income 10,184us-gaap_NoninterestIncome 10,838us-gaap_NoninterestIncome 11,596us-gaap_NoninterestIncome
Noninterest Expense      
Salaries and Wages 10,186us-gaap_SalariesAndWages 9,553us-gaap_SalariesAndWages 9,039us-gaap_SalariesAndWages
Employee benefits 3,324us-gaap_EmployeeBenefitsAndShareBasedCompensation 3,219us-gaap_EmployeeBenefitsAndShareBasedCompensation 3,288us-gaap_EmployeeBenefitsAndShareBasedCompensation
Net occupancy expense 1,107us-gaap_OccupancyNet 1,251us-gaap_OccupancyNet 1,419us-gaap_OccupancyNet
Furniture and equipment 1,541us-gaap_EquipmentExpense 1,349us-gaap_EquipmentExpense 1,400us-gaap_EquipmentExpense
Data processing 1,250us-gaap_InformationTechnologyAndDataProcessing 1,212us-gaap_InformationTechnologyAndDataProcessing 1,119us-gaap_InformationTechnologyAndDataProcessing
Franchise taxes 781us-gaap_TaxesExcludingIncomeAndExciseTaxes 953us-gaap_TaxesExcludingIncomeAndExciseTaxes 946us-gaap_TaxesExcludingIncomeAndExciseTaxes
Net loss on sale of other assets owned 157us-gaap_GainLossOnSaleOfOtherAssets 144us-gaap_GainLossOnSaleOfOtherAssets 634us-gaap_GainLossOnSaleOfOtherAssets
FDIC Assessment 503us-gaap_FederalDepositInsuranceCorporationPremiumExpense 535us-gaap_FederalDepositInsuranceCorporationPremiumExpense 467us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Mortgage servicing rights amortization 344us-gaap_AmortizationOfMortgageServicingRightsMSRs 426us-gaap_AmortizationOfMortgageServicingRightsMSRs 768us-gaap_AmortizationOfMortgageServicingRightsMSRs
Other general and administrative 6,020us-gaap_SellingGeneralAndAdministrativeExpense 5,559us-gaap_SellingGeneralAndAdministrativeExpense 5,109us-gaap_SellingGeneralAndAdministrativeExpense
Total other operating expenses 25,213us-gaap_NoninterestExpense 24,201us-gaap_NoninterestExpense 24,189us-gaap_NoninterestExpense
Income Before Income Taxes 13,517us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 12,603us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 13,692us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income Taxes 3,871us-gaap_IncomeTaxExpenseBenefit 3,596us-gaap_IncomeTaxExpenseBenefit 3,904us-gaap_IncomeTaxExpenseBenefit
Net Income 9,646us-gaap_NetIncomeLoss 9,007us-gaap_NetIncomeLoss 9,788us-gaap_NetIncomeLoss
Other Comprehensive Income(Loss) (Net of Tax):      
Net unrealized gain (loss) on available for sale securities 1,158us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax (8,448)us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax 417us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
Reclassification adjustment for gain on sale of available for sale securities (494)us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax (775)us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax (852)us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
Net unrealized gain (loss) on available for sale securities 664us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax (9,223)us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax (435)us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
Tax effect 226us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent (3,136)us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent (147)us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
Other comprehensive income (loss) 438us-gaap_OtherComprehensiveIncomeLossNetOfTax (6,087)us-gaap_OtherComprehensiveIncomeLossNetOfTax (288)us-gaap_OtherComprehensiveIncomeLossNetOfTax
Comprehensive Income $ 10,084us-gaap_ComprehensiveIncomeNetOfTax $ 2,920us-gaap_ComprehensiveIncomeNetOfTax $ 9,500us-gaap_ComprehensiveIncomeNetOfTax
Earnings Per Share - Basic and Diluted $ 2.08us-gaap_EarningsPerShareBasicAndDiluted $ 1.93us-gaap_EarningsPerShareBasicAndDiluted $ 2.08us-gaap_EarningsPerShareBasicAndDiluted
Weighted Average Shares Outstanding 4,628,178us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted 4,676,547us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted 4,695,876us-gaap_WeightedAverageNumberOfShareOutstandingBasicAndDiluted