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Condensed Consolidated Statements of Income & Comprehensive Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest Income        
Loans, including fees $ 7,341 $ 7,108 $ 21,598 $ 20,762
Debt securities:        
U.S. Treasury and government agency 603 811 1,819 2,482
Municipalities 456 512 1,361 1,559
Dividends 37 36 111 119
Federal funds sold 2 3 7 4
Other 5 1 21 8
Total interest income 8,444 8,471 24,917 24,934
Interest Expense        
Deposits 841 832 2,446 2,615
Federal funds purchased and securities sold under agreements to repurchase 94 63 218 190
Borrowed funds       4
Total interest expense 935 895 2,664 2,809
Net Interest Income - Before provision for loan losses 7,509 7,576 22,253 22,125
Provision for Loan Losses 243 282 540 1,154
Net Interest Income After Provision For Loan Losses 7,266 7,294 21,713 20,971
Noninterest Income        
Customer service fees 1,388 1,317 4,171 3,841
Other service charges and fees 1,084 1,047 2,963 2,767
Net gain on sale of loans 183 205 531 497
Net gain on sale of available-for-sale securities 172 192 418 494
Total noninterest income 2,827 2,761 8,083 7,599
Noninterest Expense        
Salaries and Wages 2,714 2,638 8,083 7,529
Employee benefits 804 927 2,555 2,492
Net occupancy expense 289 267 1,012 842
Furniture and equipment 475 439 1,324 1,232
Data processing 318 305 967 943
Franchise taxes 186 195 560 586
Net loss on sale of other assets owned 32 95 43 153
FDIC Assessment 126 126 364 388
Mortgage servicing rights amortization 93 92 276 258
Other general and administrative 1,475 1,495 4,274 4,405
Total noninterest expense 6,512 6,579 19,458 18,828
Income Before Income Taxes 3,581 3,476 10,338 9,742
Income Taxes 961 1,002 2,770 2,757
Net Income 2,620 2,474 7,568 6,985
Other Comprehensive Income (Loss)(Net of Tax):        
Net unrealized gain (loss) on available-for-sale securities 1,210 (117) 1,116 446
Reclassification adjustment for gain on sale of available-for-sale securities (172) (192) (418) (494)
Net unrealized gain (loss) on available-for-sale securities 1,038 (309) 698 (48)
Tax effect 353 (105) 237 (16)
Other Comprehensive Income (Loss) 685 (204) 461 (32)
Comprehensive Income $ 3,305 $ 2,270 $ 8,029 $ 6,953
Earnings Per Share - Basic and Diluted $ 0.57 $ 0.54 $ 1.64 $ 1.51
Weighted Average Shares Outstanding 4,615,379 4,621,298 4,615,689 4,628,429
Dividends Declared $ 0.22 $ 0.21 $ 0.65 $ 0.63