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Minimum Regulatory Capital Requirements (Tables) | 12 Months Ended
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Dec. 31, 2015
Banking and Thrift [Abstract] |
Summary of Bank's Actual and Required Capital Amounts and Ratios | The Company and the Bank’s actual and required capital amounts and ratios as of December 31, 2015 are as follows:
|  | Actual |  |  |  |  |  | Minimum Capital Required - Basel III Phased-In Schedule |  |  | Required to be Considered Well-Captialized |  |  |  |
As of December 31, 2015 |  | (000’s) Amount |  |  | Ratio |  |  | (000’s) Amount |  |  | Ratio |  |  | (000’s) Amount |  |  | Ratio |
Common Equity Tier 1 Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(to Risk Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 115,386 |  |  |  | 14.18 | % |  | $ | 36,626 |  |  |  | 4.50 | % |  |  | N/A |  |  |  | N/A |
Farmers & Merchants State Bank |  |  | 96,231 |  |  |  | 11.87 | % |  |  | 36,494 |  |  |  | 4.50 | % |  | $ | 52,714 |  |  |  | 6.50 | %
Total Risk-Based Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(to Risk Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consoldated |  |  | 121,651 |  |  |  | 14.95 | % |  |  | 65,113 |  |  |  | 8.00 | % |  |  | N/A |  |  |  | N/A |
Farmers & Merchants State Bank |  |  | 102,496 |  |  |  | 12.64 | % |  |  | 64,879 |  |  |  | 8.00 | % |  |  | 81,099 |  |  |  | 10.00 | %
Tier 1 Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(to Risk Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 115,386 |  |  |  | 14.18 | % |  |  | 48,834 |  |  |  | 6.00 | % |  |  | N/A |  |  |  | N/A |
Farmers & Merchants State Bank |  |  | 96,231 |  |  |  | 11.87 | % |  |  | 48,689 |  |  |  | 6.00 | % |  |  | 64,879 |  |  |  | 8.00 | %
Tier 1 Leverage Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(to Adjusted Total Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 115,386 |  |  |  | 11.91 | % |  |  | 38,752 |  |  |  | 4.00 | % |  |  | N/A |  |  |  | N/A |
Farmers & Merchants State Bank |  |  | 96,231 |  |  |  | 10.12 | % |  |  | 38,019 |  |  |  | 4.00 | % |  |  | 47,524 |  |  |  | 5.00 | %
The following table presents actual and required capital ratios as of December 31, 2014 under the regulatory capital rules then in effect.
|  | Actual |  |  |  |  |  | For Capital Adequacy Purposes |  |  | To Be Well Capitalized Under the Prompt Corrective Action Provisions |  |  |  |
As of December 31, 2014 |  | (000’s) Amount |  |  | Ratio |  |  | (000’s) Amount |  |  | Ratio |  |  | (000’s) Amount |  |  | Ratio |
Total Risk-Based Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(to Risk Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  | $ | 114,702 |  |  |  | 16.68 | % |  | $ | 55,028 |  |  |  | 8.00 | % |  |  | N/A |  |  |  | N/A |
Farmers & Merchants State Bank |  |  | 98,154 |  |  |  | 14.35 | % |  |  | 54,710 |  |  |  | 8.00 | % |  | $ | 68,388 |  |  |  | 10.00 | %
Tier 1 Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(to Risk Weighted Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 108,590 |  |  |  | 15.79 | % |  |  | 27,514 |  |  |  | 4.00 | % |  |  | N/A |  |  |  | N/A |
Farmers & Merchants State Bank |  |  | 92,042 |  |  |  | 13.46 | % |  |  | 27,355 |  |  |  | 4.00 | % |  |  | 41,033 |  |  |  | 6.00 | %
Tier 1 Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
(to Adjusted Total Assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Consolidated |  |  | 108,590 |  |  |  | 11.70 | % |  |  | 37,111 |  |  |  | 4.00 | % |  |  | N/A |  |  |  | N/A |
Farmers & Merchants State Bank |  |  | 92,042 |  |  |  | 10.01 | % |  |  | 36,785 |  |  |  | 4.00 | % |  |  | 45,981 |  |  |  | 5.00 | %

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1G -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958577-112826 + Details
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