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Consolidated Statements of Income & Comprehensive Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest Income      
Loans, including fees $ 29,293 $ 28,070 $ 24,978
Debt securities:      
U.S. Treasury and government agencies 2,434 3,171 4,151
Municipalities 1,739 2,037 2,080
Dividends 148 156 185
Federal funds sold 8 7 11
Other 28 12 23
Total interest income 33,650 33,453 31,428
Interest Expense      
Deposits 3,269 3,458 4,193
Federal funds purchased and securities sold under agreements to repurchase 317 254 248
Borrowed funds 1 4 163
Total interest expense 3,587 3,716 4,604
Net Interest Income - Before provision for loan losses 30,063 29,737 26,824
Provision for Loan Losses 625 1,191 858
Net Interest Income After Provision For Loan Losses 29,438 28,546 25,966
Noninterest Income      
Customer service fees 5,847 5,224 5,194
Other service charges and fees 3,790 3,819 3,746
Net gain on sale of loans 700 647 1,123
Net gain on sale of available for sale securities 451 494 775
Total noninterest income 10,788 10,184 10,838
Noninterest Expense      
Salaries and wages 10,907 10,186 9,553
Employee benefits 3,555 3,324 3,219
Net occupancy expense 1,352 1,107 1,251
Furniture and equipment 1,629 1,541 1,349
Data processing 1,300 1,250 1,212
Franchise taxes 746 781 953
Net loss on sale of other assets owned 47 157 144
FDIC assessment 485 503 535
Mortgage servicing rights amortization 374 344 426
Other general and administrative 5,672 6,020 5,559
Total other operating expenses 26,067 25,213 24,201
Income Before Income Taxes 14,159 13,517 12,603
Income Taxes 3,819 3,871 3,596
Net Income 10,340 9,646 9,007
Other Comprehensive Income (Loss) (Net of Tax):      
Net unrealized gain (loss) on available for sale securities 100 1,158 (8,448)
Reclassification adjustment for gain on sale of available for sale securities (451) (494) (775)
Net unrealized gain (loss) on available for sale securities (351) 664 (9,223)
Tax expense (benefit) (119) 226 (3,136)
Other comprehensive income (loss) (232) 438 (6,087)
Comprehensive Income $ 10,108 $ 10,084 $ 2,920
Earnings Per Share - Basic and Diluted $ 2.24 $ 2.08 $ 1.93