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Quarterly Financial Data (Tables)

12 Months Ended

Dec. 31, 2015

Quarterly Financial Information Disclosure [Abstract]

Summary of Quarterly Financial Data


		(000’s omitted except per share data)
		Quarter Ended in 2015
		Mar 31				June 30				Sep 30				Dec 31
Summary of Income:
Interest income		$	8,184			$	8,289			$	8,444			$	8,733
Interest expense			858				871				935				923

Net Interest Income			7,326				7,418				7,509				7,810
Provision for loan loss			114				183				243				85

Net interest income after provision of loan loss			7,212				7,235				7,266				7,725
Other income (expense)			(4,008	)			(3,682	)			(3,685	)			(3,904	)

Net income before income taxes			3,204				3,553				3,581				3,821
Income taxes			853				956				961				1,049

Net income		$	2,351			$	2,597			$	2,620			$	2,772

Earnings per Common Share		$	0.51			$	0.56			$	0.57			$	0.60

Average common shares outstanding			4,623,322				4,608,453				4,615,379				4,621,122


						Quarter Ended in 2014
		Mar 31				June 30				Sep 30				Dec 31
Summary of Income:
Interest income		$	8,159			$	8,304			$	8,471			$	8,519
Interest expense			944				970				895				907

Net Interest Income			7,215				7,334				7,576				7,612
Provision for loan loss			428				444				282				37

Net interest income after provision for loan loss			6,787				6,890				7,294				7,575
Other income (expense)			(3,955	)			(3,456	)			(3,818	)			(3,800	)

Net income before income taxes			2,832				3,434				3,476				3,775
Income taxes			874				881				1,002				1,114

Net income		$	1,958			$	2,553			$	2,474			$	2,661

Earnings per common share		$	0.42			$	0.55			$	0.54			$	0.57

Average common shares outstanding			4,637,172				4,626,309				4,621,298				4,627,338